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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,282£17,191756,4674,420
Aberdeen City14£20,045529,87842
Aberdeenshire2£21,497524,1103
Angus1£10,995774,1704
Antrim12£15,349764,67020
Ards13£8,70812112,5416
Argyll and Bute1£18,979549,0001
Armagh6£11,230874,05731
Ballymena15£10,2689100,33923
Ballymoney15£13,503778,78619
Banbridge2£14,200765,5002
Barnet - Greater London1£21,99023,4002
Bedfordshire50£14,8461072,70782
Belfast12£17,835667,46167
Berkshire33£20,171651,75251
Bexley - Greater London2£24,540422,9123
Brent - Greater London5£13,129787,5609
Bristol25£15,526766,46962
Bromley - Greater London4£16,850846,3278
Buckinghamshire32£26,533652,69350
Caerphilly2£10,149981,4033
Cambridgeshire78£16,912661,784136
Cardiff14£26,177431,81114
Carmarthenshire1£8,9951073,0002
Carrickfergus5£17,828750,4308
Ceredigion13£17,441748,16118
Cheshire79£21,340541,438161
City of Edinburgh33£19,519652,62663
City of London - Greater London30£16,300657,97387
Coleraine7£13,462779,7097
Conwy3£22,000327,5658
Cookstown3£10,312990,5447
Cornwall3£15,702742,0165
County Durham33£18,953652,57672
Craigavon4£11,220892,5046
Croydon - Greater London7£17,220751,70315
Cumbria12£24,562536,56831
Derbyshire44£17,258650,807110
Derry16£10,287991,12210
Devon15£17,549653,95939
Dorset20£20,863797,60848
Down3£22,095448,7437
Dumfries and Galloway7£16,795661,1336
Dundee City12£19,291539,62318
Dungannon11£15,540762,82423
Ealing - Greater London8£11,2031067,9008
East Ayrshire14£20,462444,96342
East Dunbartonshire1£18,498727,4552
East Riding of Yorkshire12£19,316543,35725
East Sussex13£20,974846,87726
Enfield - Greater London1£8,9951071,2111
Essex45£13,370869,00254
Falkirk14£11,471972,72217
Fermanagh8£17,448571,65116
Fife9£16,146650,10933
Flintshire8£14,259767,9821
Glasgow City42£19,064542,097109
Gloucestershire21£18,934744,67440
Greater Manchester165£19,602652,410274
Hampshire54£24,680435,629123
Harrow - Greater London1£9,995753,0004
Havering - Greater London4£12,184993,2508
Herefordshire6£26,027423,9957
Hertfordshire33£21,655750,73462
Highland13£18,717642,50516
Hillingdon - Greater London6£11,5311054,63916
Hounslow - Greater London9£30,806210,64514
Inverclyde2£5,7481398,5005
Isle of Wight3£14,995855,1333
Kent44£21,171539,35071
Kingston upon Thames - Greater London1£5,0001684,0003
Lancashire72£16,987756,883139
Larne1£14,995885,000-
Leicestershire25£21,302652,62460
Limavady1£12,945879,0006
Lincolnshire45£14,525766,27881
Lisburn8£17,064662,97413
Magherafelt21£16,585767,14123
Merseyside37£22,808763,77049
Merthyr Tydfil2£11,2491077,9873
Merton - Greater London2£11,720853,819-
Monmouthshire1£10,4901153,0008
Moray7£16,781860,1836
Newport11£25,544324,27030
Newry and Mourne9£17,142660,5868
Newtownabbey10£13,761881,96814
Norfolk18£18,509552,78952
North Ayrshire2£15,497651,5199
North Down2£17,198741,8013
North Lanarkshire16£20,661536,45432
North Yorkshire30£19,224645,32061
Northamptonshire8£16,903782,44242
Northumberland4£13,361852,1047
Nottinghamshire35£17,576758,58463
Omagh21£18,805464,58931
Oxfordshire4£20,945438,70713
Pembrokeshire1£13,995761,0001
Perth and Kinross7£20,067534,62514
Redbridge - Greater London4£8,1091097,2695
Renfrewshire17£19,357536,93225
Rhondda Cynon Taf7£13,754873,3656
Shropshire22£23,089856,18136
Somerset25£21,808686,22647
South Ayrshire14£21,629427,21126
South Lanarkshire10£19,316539,43429
South Yorkshire55£15,492762,559127
Staffordshire37£20,179651,685112
Stirling18£23,265430,20241
Strabane5£20,936442,5049
Suffolk30£20,982534,94664
Surrey21£16,838748,11249
Sutton - Greater London2£11,023857,8791
Swansea13£22,073432,31022
Tyne and Wear57£16,701754,047110
Waltham Forest - Greater London9£25,805215,70014
Warwickshire12£13,008981,69226
West Dunbartonshire4£18,798545,44615
West Lothian4£14,195871,0199
West Midlands112£19,309755,492197
West Sussex12£25,848429,90148
West Yorkshire118£20,576654,649183
Wiltshire17£19,833651,97359
Worcestershire19£13,266967,65822
Wrexham1£16,395739,8351
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