Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Have a look at the terrific price of only £18,498 on this near mint, like new Kia that’s got automatic transmission with a 1.0 ltr petrol motor and a mere 3,229 miles clocked up on the dashboard.
Featuring a 1.0 Litre engine and transmission, this used from this dealership in Norwich is on offer with a finish and has 6,266 miles clocked-up on the dashboard.
This motor comes fitted with automatic transmission, a 1.0 LTR petrol engine and has 32,000 miles clocked up on the dashboard. It is currently on the market and ready for you to drive away at only £13,995.
Planning on going for a Stonic 1.0T Gdi 48V Gt-line? Well, take a closer look at this second-hand one from this dealer in Kilmarnock, it has got 15,401 miles on the dash and comes equipped with a 1000 cc petrol engine with manual transmission.
There's a fabulous price of only £19,998 on this second hand, Stonic with a 1000 cc petrol engine, automatic transmission and only 2,887 miles clocked-up on the dash.
Available at our dealership in Winsford is this Kia that contains a 1.0L petrol motor with manual transmission. It is in an impeccable, like new condition and is up for sale and ready for its next owner to drive away in a tone of grey with 8,458 miles on the dashboard.
Starting off at around £ monthly, you could buy this Kia Stonic 1.0T Gdi 48V Gt-line S with a hybrid 1.0 ltr engine, manual transmission and 12,645 miles clocked up on the dash.
On the market and ready for its next owner to drive away today is this Kia Stonic that
is fitted with a 1.0 LTR petrol motor and automatic transmission. This used model at this dealer priced at £13,290 has 39,221 miles clocked-up on the dash.
Seize the chance to purchase this Kia Stonic that is now available at just £14,298. It is finished in the shade of grey, contains a 1000cc petrol motor with manual transmission and has 21,048 miles clocked-up on the dash.
Check out the bargain price of just £16,494 for this used Kia Stonic 1.0T Gdi 99 2 that has a 1.0 litre petrol motor, manual transmission and 3,208 miles on the dash.
Up for sale and ready for its new owner to drive away is this Stonic that is fitted out with automatic transmission and a 1000 cc petrol engine. This second hand model from our dealership in London is advertised at the low price of only £13,999.
At this dealer you'll find the bargain price of just £10,890 on this hatchback with a 1000CC petrol motor, manual transmission and 34,877 miles on the dash.
Get yourself behind the steering wheel of this Stonic for only £16,350. It comes fitted out with manual transmission, a 1.0 ltr petrol motor and has 16,846 miles clocked up on the dash.
Available for viewing at this dealership located in the Leeds area is this second hand car which is equipped with a petrol, 1.4 Ltr engine and manual transmission. It is up for sale and ready for you to drive away in the tone of white with 33,544 miles clocked-up on the dashboard.
Up for sale and ready for its next owner to drive away is this Kia Stonic in a like new condition that comes equipped with a 1000CC petrol engine and automatic transmission. This second-hand model currently on sale at this dealer has got just 7,518 miles on the clock and comes finished in grey.
Available from our dealership located in Warwick is this near mint, like new Kia Stonic 1.0 T-gdi Mhev Connect Euro 6 Ss which comes fitted with a 1.0 LTR hybrid motor with manual transmission. It is on offer in the shade of red with 12,106 mi clocked up on the dashboard.
The Kia Stonic is a compact SUV, combining style, versatility, and a suite of modern features.
Familiarise yourself with the various trim levels and specifications. Look for elements that matter to you, such as infotainment options, safety features, and engine variants.
If you're considering a used model, pay attention to the year and any subsequent model updates or changes.
Searching for a Used Model:
If you're in the market for a used Kia Stonic on finance, start with Kia's approved-used dealerships. These vehicles often come with extended warranties and have undergone manufacturer-standard checks.
Also, explore online platforms, local dealerships, and car supermarkets for availability and pricing.
Finance Options:
Personal Contract Purchase (PCP): Start with an upfront deposit, followed by monthly instalments. At the end of the term, you can choose to pay a balloon payment to own the car, hand it back, or begin a new agreement.
Hire Purchase (HP): After a deposit, you repay the car's value through monthly instalments. Once all payments are made, the car is yours.
Leasing: Rent the Kia Stonic for a set period and then return it once the contract ends.
Personal Loan: Obtain a loan from a bank or lender to buy the car outright, then repay the loan in monthly instalments.
Acquire and Compare Quotes:
Get finance quotes from Kia dealerships and independent finance institutions. Some providers may offer competitive rates for a used Kia Stonic on finance.
When comparing offers, consider the APR (Annual Percentage Rate) as a true reflection of the cost of borrowing.
Your Credit Score:
Your credit score can influence the terms of your finance and the interest rate offered.
Before applying, check your credit standing with UK agencies like Experian, Equifax, or TransUnion. Correct any inaccuracies promptly.
Budgeting:
Decide on a comfortable monthly payment based on your financial capabilities.
Remember, a larger deposit typically means lower monthly repayments.
Review the Agreement:
If considering a PCP or lease deal, be aware of any mileage limitations.
Understand any fees or penalties related to early contract termination or surpassing the agreed mileage.
Negotiate the Deal:
With the information you've gathered, try negotiating both the vehicle's price and the terms of finance. This might provide some leeway, even when seeking a used Kia Stonic on finance.
Remember to focus on the total cost over the term, not just the monthly payments.
Complete the Purchase:
After settling on terms, complete the required paperwork.
Before signing, ensure you fully understand all terms and conditions.
Always keep a copy of the agreement and any related documentation.
Insurance:
Before taking ownership of the Stonic, ensure you have adequate car insurance.
It's always beneficial to shop around for the best deal.
End-of-Agreement Choices:
If on PCP: At the end, decide if you'll make the balloon payment, return the car, or initiate a new agreement.
With HP: After completing all payments, the car is yours.
For leases, be prepared to return the car in a condition that aligns with the agreement's stipulations.
Other Costs to Consider:
Always budget for potential additional costs like road tax, maintenance, and fuel.
When looking to finance a vehicle, it's essential to ensure the chosen terms align with your financial situation and anticipated future changes. If ever uncertain, seek guidance from financial experts or trusted professionals.
About the Kia Stonic
The compact crossover segment is a fierce battleground, with a multitude of options vying for the urban driver's attention. Into this competitive mix, Kia introduced its contender – the Kia Stonic, aiming to capture the imagination of those seeking a blend of style, functionality, and value.
From Korea to the UK Streets: Unveiled in 2017, the Kia Stonic is a compact SUV that exudes youthful energy. With a name derived from combining 'Speedy' and 'Tonic', this car has been designed to appeal to a dynamic audience seeking agility and freshness in their rides. As it made its journey from Korea to the roads of the UK, it was clear that the Stonic aimed to cater to the unique tastes of the British market.
Design Meets Functionality: One of the standout aspects of the Stonic is its bold design. The car’s sporty silhouette is complemented by a range of vibrant two-tone colour options, giving owners a chance to personalise their vehicle to reflect their personality. But the Stonic isn’t just about looks. With ample boot space, advanced driver assistance systems, and a spacious interior, it ensures practicality isn't sacrificed.
Facing the Competition: In the UK, the Stonic competes with the likes of the Nissan Juke, Renault Captur, and SEAT Arona. However, Kia’s offering stands out with its balance of design aesthetics, features, and the brand's renowned 7-year warranty.
Final Thoughts: The Kia Stonic represents the brand's ambitious endeavour to capture a significant slice of the urban crossover pie. With its design-forward approach, balanced with practicality and complemented by finance-friendly options, it's poised as a compelling choice for the British driver.
Kia Stonic Data by County
Kia Stonic data for the amount in stock, average price, age and mileage throughout
the UK and by county.