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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,094£12,120649,9206,174
Aberdeen City8£22,03616,68436
Aberdeenshire3£8,448848,5088
Angus4£14,469433,3628
Antrim2£7,499991,00010
Ards4£7,949854,3703
Armagh2£4,89810108,9003
Ballymena7£11,574650,97018
Bedfordshire41£9,952751,95679
Belfast2£10,748629,6059
Berkshire24£9,279845,92194
Bexley - Greater London2£7,335954,5004
Blaenau Gwent14£16,467314,42268
Brent - Greater London2£7,499860,5008
Bridgend2£8,495947,590-
Bristol28£9,814749,795101
Buckinghamshire39£11,965640,51679
Caerphilly5£5,716977,2259
Cambridgeshire39£9,189755,14280
Cardiff1£9,499653,1718
Carmarthenshire4£17,544217,77216
Ceredigion7£12,781637,29717
Cheshire59£14,003533,813176
City of Edinburgh17£11,939745,54439
City of London - Greater London23£13,091635,10866
Clackmannanshire3£24,9980109
Coleraine3£9,080755,0162
Conwy2£6,745961,6144
Cornwall11£14,576430,57622
County Durham42£10,150750,287132
Craigavon1£15,65029,2065
Croydon - Greater London10£12,671627,69625
Cumbria12£14,711428,63218
Denbighshire1£23,49513,0001
Derbyshire25£11,276737,25898
Devon40£9,734853,375106
Dorset11£13,307733,31131
Dundee City10£14,706533,71743
Dungannon4£13,355580,2675
Ealing - Greater London1£6,995940,0005
East Ayrshire7£10,536640,90420
East Dunbartonshire4£23,99801016
East Lothian2£12,725444,2331
East Riding of Yorkshire10£11,560640,82040
East Sussex23£15,061423,95953
Enfield - Greater London2£16,918534,617-
Essex52£10,552745,178136
Falkirk12£11,053650,49923
Fermanagh3£6,49810884,8854
Fife11£9,547750,04245
Flintshire1£5,750893,8367
Glasgow City113£23,17317,322233
Gloucestershire15£11,126747,330163
Greater Manchester147£10,973743,852302
Greenwich - Greater London1£20,49538,5514
Hampshire87£12,845637,630178
Harrow - Greater London1£7,4951055,7994
Havering - Greater London15£9,036753,14936
Hertfordshire27£11,787643,92944
Highland5£13,495543,93818
Hillingdon - Greater London14£6,224967,19119
Hounslow - Greater London7£6,684969,0477
Inverclyde1£6,0001067,0006
Isle of Anglesey5£7,396958,637-
Isle of Wight1£7,995970,0003
Kent45£11,466745,771158
Kingston upon Thames - Greater London3£6,4581064,1004
Lancashire73£12,155641,198206
Leicestershire36£11,163642,00162
Limavady1£8,495846,000-
Lincolnshire23£11,257745,294248
Magherafelt4£12,161555,0001
Merseyside31£10,778642,97686
Merthyr Tydfil3£13,898626,3338
Merton - Greater London8£7,319960,5052
Monmouthshire2£5,9451178,0954
Moray13£19,803215,13745
Newport11£7,638863,95031
Newry and Mourne4£20,21514,70310
Newtownabbey2£11,747723,88116
Norfolk50£11,057644,201147
North Ayrshire3£8,082763,26519
North Down8£18,43514,27816
North Lanarkshire7£9,428849,89240
North Yorkshire38£11,927636,17874
Northamptonshire15£13,082540,35462
Northumberland32£20,618210,31895
Nottinghamshire37£9,833746,451107
Omagh1£5,995995,9671
Oxfordshire13£12,041639,52946
Perth and Kinross12£17,840315,93328
Powys5£18,670323,9259
Redbridge - Greater London3£6,830968,3333
Renfrewshire10£19,958210,79372
Rhondda Cynon Taf13£12,199643,21943
Scottish Borders2£19,649212,0509
Shropshire17£13,298532,14459
Somerset34£12,731540,18359
South Ayrshire10£14,778531,60635
South Lanarkshire11£18,061318,32429
South Yorkshire36£12,122641,024166
Staffordshire27£14,897430,871110
Stirling5£19,498215,69839
Suffolk33£12,374635,53288
Surrey21£9,284849,42360
Sutton - Greater London2£6,545970,5004
Swansea13£16,522425,43833
Torfaen1£8,495862,3142
Tyne and Wear44£10,801744,627151
Wandsworth - Greater London1£6,990978,000-
Warwickshire16£9,223752,43476
West Dunbartonshire1£24,99513,50010
West Lothian16£15,591435,52552
West Midlands112£10,178747,033267
West Sussex14£14,228533,14130
West Yorkshire67£9,473850,999209
Wiltshire13£12,527640,571173
Worcestershire10£12,807544,27052
Wrexham1£5,995977,82711
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