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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All909£8,908736,2352,272
Aberdeen City7£8,026835,27920
Aberdeenshire3£11,863531,29311
Angus1£6,450944,5003
Ards1£6,3551046,4151
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Bedfordshire15£6,537948,16829
Belfast1£9,490618,92510
Berkshire18£9,480829,27136
Blaenau Gwent2£11,247541,2795
Brent - Greater London1£6,000952,0005
Bristol13£9,721639,12931
Bromley - Greater London3£8,275823,7382
Buckinghamshire18£10,363631,43636
Caerphilly2£6,343868,4002
Cambridgeshire16£7,445846,68832
Cardiff8£7,947841,60719
Carmarthenshire2£8,495922,1807
Ceredigion4£9,420722,98511
Cheshire23£9,406734,02959
City of Edinburgh13£9,493738,26635
City of London - Greater London10£7,651744,83821
Conwy2£8,495622,5727
Cookstown1£9,795531,100-
Cornwall7£10,166730,64014
County Durham11£7,963830,74754
Craigavon3£8,162748,938-
Croydon - Greater London2£7,993927,2616
Cumbria11£11,104627,38633
Derbyshire12£8,793731,37039
Devon29£9,694734,23648
Dorset9£11,456625,59229
Dumfries and Galloway1£7,2951226,8412
Dundee City3£10,263730,48015
Ealing - Greater London2£4,7451160,0009
East Ayrshire5£5,7471066,3625
East Dunbartonshire1£9,99859,2991
East Lothian1£6,999849,5802
East Riding of Yorkshire6£9,375735,68510
East Sussex7£8,809737,44220
Enfield - Greater London2£6,873844,8351
Essex22£9,821634,53055
Falkirk2£6,397969,3608
Fife12£11,688629,00538
Flintshire1£5,250891,8272
Glasgow City10£9,846725,61730
Gloucestershire28£8,638835,02754
Greater Manchester52£8,154840,68188
Gwynedd2£11,340722,8501
Hampshire27£8,978737,75171
Harrow - Greater London6£5,845734,2016
Havering - Greater London3£5,3261057,8117
Herefordshire4£9,109826,34314
Hertfordshire21£8,952837,02340
Highland4£8,672735,7968
Hillingdon - Greater London1£7,8001117,78310
Hounslow - Greater London5£7,778938,4424
Inverclyde2£4,9901148,0972
Isle of Wight1£7,4951237,9004
Kent27£9,764632,66364
Kingston upon Thames - Greater London3£6,767838,0713
Lancashire21£7,319847,26470
Larne1£6,995846,000-
Leicestershire10£9,137840,41828
Lincolnshire9£7,701833,79442
Lisburn1£9,950417,775-
Magherafelt1£6,995827,0002
Merseyside16£8,113838,36129
Moray3£9,813813,2084
Neath Port Talbot2£15,240415,8705
Newport4£7,170843,99410
Newtownabbey2£10,997411,8467
Norfolk17£7,990831,63346
North Ayrshire4£7,699740,5732
North Down3£5,895773,710-
North Lanarkshire2£9,387736,41813
North Yorkshire10£8,604631,53258
Northamptonshire10£7,635754,43525
Northumberland3£9,333616,5556
Nottinghamshire13£9,049834,87846
Oxfordshire8£8,037836,99715
Pembrokeshire1£16,190317,0003
Perth and Kinross4£14,424418,51310
Renfrewshire5£11,768632,37815
Rhondda Cynon Taf5£10,198640,8253
Scottish Borders1£5,8501143,0005
Shropshire4£8,862838,71623
Somerset7£8,243749,23746
South Yorkshire17£7,465742,38559
Staffordshire21£9,477731,16859
Stirling3£10,665523,9167
Suffolk18£9,548736,14039
Surrey21£9,048736,10147
Swansea6£10,596824,64223
Tyne and Wear19£7,426942,76955
Waltham Forest - Greater London1£12,999518,2831
Wandsworth - Greater London1£12,999526,7425
Warwickshire8£10,534631,36619
West Dunbartonshire1£16,998218,8431
West Lothian1£13,99811,5378
West Midlands34£9,745730,48756
West Sussex18£7,664851,78251
West Yorkshire33£8,239841,82491
Wiltshire8£8,281829,19420
Worcestershire18£8,459843,12232
Wrexham2£10,057843,9956
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