Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Take a look at the awesome price at this dealer on this low mileage estate that has automatic transmission with a 2000 cc diesel motor and a mere 25,718 miles clocked up on the dashboard.
With 62,325 miles on the dash, this XC90 4X4 2.0 D5 Powerpulse R-design 4Wd Euro 6 S comes fitted out with a 2000CC diesel engine and automatic transmission.
Up for sale and ready for you to take home is this XC90 which features a 2400 CC diesel engine with automatic transmission. This second hand model from this dealership priced at £2,900 has done 172,000 miles and comes in the shade of silver.
At the terrific price of only £36,499 is this estate that comes fitted with a 2.0L petrol motor and automatic transmission. This second hand model has 40,635 miles on the dash.
Take a look at the bargain price of only £36,495 on this second hand, low mileage XC90 with a 2.0 ltr diesel motor, automatic transmission and only 40,000 miles clocked up on the dash.
This used XC90 B5 P Plus Dark 360 Cam, Panoramic Sunroof, finished in grey is currently on the market and ready for you to drive home with the option to acquire it with credit.
Get behind the steering wheel of this XC90 2011 2.4L D5 Se Awd 200 Bhp for only £7,299. It features a 2.4 Litre diesel engine with automatic transmission and it has 108,000 miles clocked up on the dash.
Currently advertised by this dealer in Dunstable is this XC90 2.0 T8 Twin Engine R-design Pro Awd 402 Bhp that comes fitted with automatic transmission and a 2000cc hybrid motor.
Currently advertised by this dealer is this suv XC90 Recharge T8 449Bhp Ultimate Awd Plug-in Hybrid D that comes fitted with automatic transmission and a Ltr hybrid motor. On the market and ready for its new owner to drive away in a silver finish with 500 miles clocked up on the dash.
On offer and ready for its next owner to take home is this second hand estate incorporating a l hybrid motor and automatic transmission. Get it at the fabulous price of only £39,495 from this dealer located in Orpington.
This Volvo is currently on offer and ready for you to drive home. It features a litre diesel motor with automatic transmission and it has 27,426 miles on the dash.
Fitted with a 2.0L petrol motor and automatic transmission; this used
Volvo XC90 is currently on the market and ready for its next owner to drive home with 40,719 mi clocked-up on the dashboard.
Up for sale and ready for its new owner to take home is this XC90 that comes with automatic transmission and a 2.2 Litre diesel motor. It's a second-hand model, but it was well kept and therefore remains in an almost flawless, like new condition inside and out.
Coming fitted with a 2.4 Litre diesel motor and automatic transmission; this used
Volvo XC90 4X4 2.4 D5 Executive Geartronic 4Wd Euro 5 20 is up for sale and ready for its next owner to drive away with 75,000 miles clocked up on the dash.
Planning on buying a Volvo XC90 D5 Powerpulse R-design Awd? Well, take a look at this second hand model available in the shade of black with automatic transmission with a 2.0l diesel motor and 46,185 miles on the dashboard.
Head over to this dealership for a closer look at this automatic Volvo XC90 featuring automatic transmission and a 2000 cc petrol motor. This used model in Glasgow comes in grey and has 18,500 miles clocked up on the dash.
The Volvo XC90 is a popular SUV, appreciated for its luxurious interior, strong safety features, and user-friendly tech. Financing a used one can be a smart move to enjoy these features at a reduced cost. Here's your guide to understanding what’s involved.
Step 1: Assess Your Financial Situation
Budgeting: Establish a clear budget, considering all costs (down payment, monthly installments, insurance, etc.)
Credit Score: Check your credit score as it significantly impacts your loan's interest rate.
Step 2: Investigate the Vehicle
History Check: Use the car’s VIN to run a history check, verifying for any accidents or issues.
Physical Inspection: Engage in a detailed examination, ideally with a mechanic, to confirm its condition.
Step 3: Select a Suitable Model
Research: Identify the XC90 model and variant fitting your needs and preferences.
Test Drive: Ensure the vehicle performs to your satisfaction with a test drive.
Step 4: Explore Financing Options
Bank Loans: Investigate loans from banks or credit unions, exploring interest rates and terms.
Hire Purchase: Consider a straightforward option like HP, where you pay in installments and own the car after the last payment.
PCP: This allows smaller monthly payments with a larger balloon payment at the end if you choose to keep the car.
Dealership Finance: Evaluate the financing plans offered by dealerships, considering interest rates and special offers.
Step 5: Price Negotiation
Market Price: Familiarize yourself with the average market price of the chosen model.
Negotiation: Discuss the price assertively, basing your argument on your market research and the vehicle’s condition.
Step 6: Review and Sign Contract
Details: Ensure all negotiated terms, costs, and the agreed-upon rate are accurately listed.
Fine Print: Scrutinize all clauses, ensuring you comprehend all elements of the agreement.
Step 7: Insurance and Paperwork
Insurance: Acquire a suitable insurance plan before finalizing the deal.
Registration: Ensure all paperwork is processed accurately and that the vehicle is registered in your name.
Step 8: Maintain Your Vehicle and Finances
Timely Payments: Consistently manage your monthly payments to protect your credit rating.
Maintenance: Engage in regular maintenance to preserve the car’s condition and retain its value.
Step 9: Future Considerations
Resale Value: Maintain the XC90 well to secure a good resale value.
Next Steps: Decide whether you’ll keep the vehicle, upgrade, or switch models at the end of the payment term.
Conclusion
Financing a used Volvo XC90 involves numerous steps, from personal financial assessment to handling paperwork post-purchase. Adhering to this guide ensures a structured approach, aiding in securing a favorable deal and enjoying a smooth ownership experience.
About the Volvo XC90
In the expansive landscape of SUVs, the Volvo XC90 stands as a testament to Scandinavian design, blending understated luxury with top-tier safety and technology.
History and Introduction: Launched in 2002, the XC90 was Volvo's foray into the larger SUV market, quickly becoming an integral part of the UK roads. Its debut model garnered attention for its spacious seven-seat design, combined with a safety record that remains a benchmark.
Design Evolution: The XC90 has seen a few iterations since its inception, with the most striking transformation in its second generation launched in 2015. Here, Volvo transitioned from a boxier design to a more streamlined, modern silhouette without compromising on its characteristic robustness. The signature Thor's hammer LED headlights and a sophisticated cabin replete with tactile materials and digital interfaces further accentuated its modern appeal.
Performance Meets Sustainability: Over the years, the XC90 has offered a range of powertrains. From powerful petrol and diesel engines to the innovative T8 Twin Engine, a plug-in hybrid that demonstrated Volvo's forward-thinking approach towards greener driving solutions.
Navigating Through the Rivals: On British roads, the XC90 competes with titans like the BMW X5, Land Rover Discovery, and Audi Q7. Yet, its unparalleled safety features, combined with its Scandinavian design ethos, give it a distinct identity.
Closing Thoughts: The Volvo XC90 isn't just another luxury SUV; it’s a statement of safety, design, and innovation. It promises not only a comfortable journey but also peace of mind, making it a cherished choice for families and solo drivers alike in the UK.
Volvo XC90 Data by County
Volvo XC90 data for the amount in stock, average price, age and mileage throughout
the UK and by county.