2009 Ford Transit Connect
1.8 Tdci T230 L3 H3
127,285miManualDiesel1.8L
£1,990
Sheffield
~£50/pm
In the shade of white, this 1.8 Ltr diesel Ford with manual transmission is now available for a test drive.
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
2,978 cars
1.8 Tdci T230 L3 H3
127,285miManualDiesel1.8L
£1,990
Sheffield
~£50/pm
In the shade of white, this 1.8 Ltr diesel Ford with manual transmission is now available for a test drive.
1.4 Tdci Zetec
89,000miManualDiesel1.4L
£1,994
Rochester
~£50/pm
Looking out for a model that is one of the United Kingdom's top ten, best selling motors? Then take a look at this second hand Ford Fiesta from us at this dealer, it has 89,000 mi clocked up on the dash and is fitted out with a 1400 CC diesel engine with manual transmission.
S Tdi
165,776miManualDiesel0.6L
£1,990
Rotherham
~£50/pm
On the market and ready for its new owner to take home is this Touran which is equipped with a 0.6 LTR diesel engine with manual transmission. This second hand model currently available from this dealer in Rotherham has 165,776 miles clocked up on the dash and has been finished in the tone of silver.
1.6 Hdi L1 H1
125,000miManualDiesel1.6L
£1,995
Peterborough
~£50/pm
Currently on offer and ready for its next owner to take home is this mpv with a 1.6L diesel engine and 125,000 miles clocked up on the dash.
1.6 Dci Dynamique Tomtom Euro 5 Ss
101,000miManualDiesel1.6L
£1,995
Bradford
~£50/pm
Available for viewing at this dealer's show room in Bradford - Renault Scenic that has manual transmission and a 1.6 Litre diesel motor.
1.6 Hdi Envy
107,000miManualDiesel1.6L
£1,995
Telford
~£50/pm
This used car has a 1600 cc diesel motor with manual transmission and it has clocked up 107,000 mi.
Sl
74,000miAutoPetrol1.0L
£1,750
Preston
~£44/pm
Seize the opportunity to buy this Charade Sl up for sale at just £1,750. It has been finished in the tone of silver, has clocked up 74,000 miles and comes equipped with a 1000 cc petrol motor.
T U13320
119,721miManualPetrol1.8L
£1,995
Woking
~£50/pm
This used car is currently on offer and ready for its new owner to take home. It is equipped with a 1.8 Ltr petrol motor with manual transmission and has got 119,721 miles clocked-up on the dash.
1.2 16V S Euro 5
136,000miManualPetrol1.2L
£1,500
London
~£38/pm
Currently available to buy is this second hand Corsa 1.2 16V S Euro 5 that contains a 1200 cc petrol engine with manual transmission. Get it at the amazing price of £1,500 from this dealer in the London area.
1.6I 16V Sxi
77,000miManualPetrol1.6L
£1,909
Wembley
~£48/pm
Up for sale at the price of £1,909 or with the option to buy using finance with manageable repayments from around £ per month, this black Vauxhall Astra 1.6I 16V Sxi has 77,000 miles clocked up on the dash and features a 1600CC petrol engine with manual transmission.
1.6I 16V Desire
113,792miManualPetrol1.6L
£995
Northampton
~£25/pm
Citroen Xsara Picasso 1.6I 16V Desire with a 1.6 Litre petrol motor and manual transmission.
1.4 Active Sport Hatchback
92,000miManualPetrol1.4L
£1,475
Birmingham
~£37/pm
Currently on display at this dealer - Grande Punto 1.4 Active Sport Hatchback which is fitted with a 1400cc petrol motor with manual transmission.
3.0D V6 Luxury
137,000miAutoDiesel1.0L
£2,000
Altrincham
~£50/pm
On offer at the terrific price of only £2,000 is this Jaguar XF 3.0D V6 Luxury, it is fitted out with a 1000CC diesel engine with automatic transmission and it has 137,000 mi clocked up on the dashboard.
1.4I 16V Active
77,800miManualPetrol1.4L
£1,899
Nottingham
~£48/pm
This second hand Vauxhall from this dealer is fitted with a 1.4 ltr petrol engine with manual transmission and it has 77,800 miles clocked up on the dash.
1.3 Sz3 91 Bhp
95,000miManualPetrol1.3L
£950
Durham
~£24/pm
Get yourself behind the steering wheel of this Swift 1.3 Sz3 91 Bhp for only £950. It contains a 1.3 litre petrol motor with manual transmission and it has 95,000 miles clocked up on the dash.
1.4 LX Ac
86,000miManualPetrol1.4L
£1,199
Bedford
~£30/pm
This Fiesta 1.4 LX Ac is ranked amongst the top 20, most trustworthy motors in Britain. It comes fitted with manual transmission and a 1400cc petrol motor. This second hand one currently on sale at this dealer has clocked-up 86,000 miles and has been finished in the shade of blue. On the market at the fabulous price of only £1,199 or with the possibility to buy using finance with manageable instalments on hand starting from £ pm.
Hatchback 1.6I 16V Zetec 200353
170,000miAutoPetrol1.6L
£995
Waltham Abbey
~£25/pm
Become the new owner of this Focus, it has got a 1.6 Ltr petrol engine with automatic transmission. This second hand one available from this dealer in Waltham Abbey has 170,000 miles on the dashboard and comes in silver.
1.1 3dr
44,483miManualPetrol1.1L
£995
Grantham
~£25/pm
Coming in the tone of blue, this hatchback has 44,483 miles clocked up on the dash and is fitted out with a 1.1 L petrol engine.
Sz3 U516 Ulez
82,195miManualPetrol1.0L
£1,995
Heywood
~£50/pm
Starting at £ per month, you could buy this hatchback car with manual transmission, a petrol 1.0L engine and 82,195 mi clocked up on the dashboard.
Zetec Tdci
132,568miManualDiesel2.0L
£1,780
Leicester
~£45/pm
At this dealer in Leicester you will find the low price of only £1,780 on this Ford with a 2.0 LTR diesel motor, manual transmission and 132,568 miles clocked up on the dash.
1.4 Zetec Climate
79,000miManualPetrol1.4L
£1,195
Nottingham
~£30/pm
A 5 door hatchback car by Ford that offers motorists a higher standard of dependability than most ordinary vehicles. This 1.4 Zetec Climate has 79,000 miles clocked up on the dash and incorporates a 1.4 Ltr petrol engine. Currently available on the market at the remarkable price of only £1,195 or with the option to buy on finance with manageable instalments available starting at £ per month.
Hatchback 1.4
98,191miManualPetrol1.4L
£1,190
Stoke-on-Trent
~£30/pm
Coming fitted with a 1.4 LTR petrol motor with manual transmission, this second-hand Nissan is up for sale in the shade of grey with 98,191 miles clocked-up on the dash.
1.6 116I Se 114 Bhp
79,000miManualPetrol1.6L
£1,750
Durham
~£44/pm
Coming in the shade of black, this second hand BMW 1 Series 1.6 116I Se 114 Bhp has a 1.6 Litre petrol motor with manual transmission and it has 79,000 miles on the dash.
Dynamique 16V Cabriolet
72,043miManualPetrol1.6L
£1,450
Northampton
~£36/pm
Starting from £ each month, you could buy this convertible Renault with manual transmission, a petrol 1600cc motor and 72,043 miles on the clock.
We'll be honest getting a car on finance for £50 per month isn't going to be easy and it probably isn't going to be a fancy car. However, it's essential to find a finance deal that suits your budget and doesn't leave you paying more than you need to in the long run. We'll explore five tips that can help you secure the cheapest used car finance deals in the UK.
Check Your Credit Score
Your credit score plays a crucial role in determining the interest rates you're offered. Before you start shopping for car finance, check your credit report for any errors or inaccuracies that could be affecting your score. If your credit score isn't as high as you'd like, consider taking steps to improve it, such as paying down existing debt, making timely bill payments, or avoiding taking out new credit.
Shop Around for the Best Deal
Don't limit yourself to the finance offers available at the dealership. Shop around and compare rates from multiple lenders, including banks, credit unions, and online finance providers. You can use online comparison tools to get an overview of the best deals on offer. This will give you a better chance of finding the lowest interest rates and most favourable terms.
Choose a Shorter Loan Term
While longer loan terms may result in lower monthly payments, they usually come with higher interest rates, which means you'll end up paying more over the life of the loan. Opt for a shorter loan term if you can afford the higher monthly payments. You'll pay off the loan faster and save money on interest.
Save for a Larger Deposit
A larger deposit reduces the amount you need to borrow and can help you secure a lower interest rate. This means you'll pay less in interest over the term of the loan. Additionally, having a significant deposit demonstrates to lenders that you're financially responsible, making them more likely to offer you a better deal.
Consider a Hire Purchase Agreement
A Hire Purchase (HP) agreement may be a more affordable finance option for used cars. With HP, you pay a deposit upfront, followed by fixed monthly payments for the duration of the agreement. Once the final payment is made, you own the car outright. HP agreements often come with lower interest rates compared to other finance options and can be an excellent way to get a cheaper deal on a used car.
Conclusion
Securing the cheapest used car finance deal in the UK requires a bit of research, planning, and smart decision-making. By following these tips, you can increase your chances of finding a finance deal that suits your budget and allows you to drive away with the used car you want. Take the time to compare offers, consider your finance options, and ensure that you're making a decision that works for your financial situation.