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Used Audi A4 on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Audi A4 on finance

Securing finance for a used Audi A4 involves a series of steps to ensure that you navigate through the purchasing process wisely and select a financing option that aligns with your financial capacity. Here’s a detailed guide to assist you:

Preliminary Steps:

1. Budget Allocation:

  • Define your budget for the down payment and ascertain what monthly installment you can afford.

2. Credit Score Review:

  • Check your credit score as it significantly influences your loan approval and interest rates.

3. Model Selection:

  • Decide on the specific Audi A4 variant and its features according to your preferences.

4. Vehicle Assessment:

  • Ensure the vehicle is inspected and its history checked to avoid future complications.

Financing Alternatives:

1. Bank Loan:

  • Acquire a loan from a bank, paying it back in fixed monthly instalments.

2. Hire Purchase (HP):

  • Start with a deposit, followed by monthly payments, and gain ownership after the final payment.

3. Personal Contract Purchase (PCP):

  • Make a deposit, reduced monthly payments, and at the end, either pay a balloon payment to own the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance options directly through Audi dealerships, which might offer promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Engage in borrowing money directly from individuals through P2P platforms.

6. Leasing:

  • Consider leasing the A4 and returning it once the lease term concludes.

Buying Procedure:

1. Choose a Seller:

  • Opt between an Audi dealership or a private seller, ensuring their reliability.

2. Negotiation:

  • Engage in price discussions to potentially secure a better deal.

3. Test Drive:

  • Conduct a test drive to evaluate the A4’s condition and performance.

4. Finalize Financing:

  • Lock in your financing choice and thoroughly understand all associated terms.

5. Insurance:

  • Make sure to have the vehicle insured before completing the purchase.

6. Handle Paperwork:

  • Manage all required documentation, including vehicle registration and title transfer.

Extra Points to Consider:

  • Depreciation: Understand the A4’s depreciation to evaluate its future resale value.

  • Warranty: Investigate available warranties and consider purchasing an extended warranty if the current one is expired or about to expire.

  • Total Cost: Be mindful of the total cost paid over the duration of the financing period.

  • Early Repayment Terms: Familiarize yourself with terms and any penalties related to early loan repayment.

Conclusion:

Financing a used Audi A4 requires careful planning, exploring various financing options, and managing the purchase procedure effectively. Ensure that you conduct thorough research, comprehend all financial implications, and prudently navigate through each step to facilitate a smooth purchasing experience and delightful ownership. Confirm that all decisions align with your financial stability and personal needs.

About the Audi A4

The Audi A4, a hallmark of the brand's dedication to precision, luxury, and performance, has, over the years, set benchmarks in the premium sedan segment. With each iteration, the A4 showcases Audi's commitment to pushing technological boundaries while delivering an unmatched driving experience.

Modern and Timeless Design:

The A4's aesthetic speaks of understated luxury. Its sharp lines, prominent Singleframe grille, and distinctive LED headlights give it a commanding presence on the road. The design, while contemporary, carries the timeless elegance synonymous with Audi, ensuring it remains relevant and admired across generations.

Interiors that Exude Luxury:

Inside, the A4 sets the standard for premium comfort. Plush materials, meticulous craftsmanship, and an intuitive layout are evident. The driver-centric dashboard, featuring the MMI touch display and the Audi virtual cockpit, ensures that all controls are within easy reach, making for a seamless driving experience.

Performance that Thrills:

The Audi A4 is not just about looks and comfort; its heart lies in performance. With a range of turbocharged engines, it offers a dynamic driving experience. The finely tuned suspension, responsive steering, and Quattro all-wheel-drive system ensure the A4 is equally at home on winding country roads as it is on bustling city streets.

Innovations that Protect:

At the forefront of automotive technology, the A4 is laden with advanced safety and driver assistance features. From adaptive cruise control to lane assist and predictive efficiency assist, the vehicle emphasizes not just the comfort of its occupants but also their safety.

Conclusion:

Representing a perfect harmony of luxury, innovation, and performance, the Audi A4 stands tall in the executive sedan segment. For those desiring a car that encapsulates modern luxury and delivers a spirited drive, the A4 remains an impeccable choice.

Audi A4 Data by County

Audi A4 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,329£17,103756,7404,437
Aberdeen City20£19,732536,30340
Aberdeenshire2£20,123634,2503
Angus1£10,995774,1702
Antrim8£11,996880,30725
Ards12£9,40812117,8344
Argyll and Bute1£18,979549,000-
Armagh9£10,408887,37839
Ballymena14£9,575997,40325
Ballymoney10£15,741671,30220
Banbridge1£17,450464,0001
Barking & Dagenham - Greater London1£3,90011134,9101
Bedfordshire50£15,277975,33173
Belfast15£15,980664,90557
Berkshire34£20,592652,98458
Bexley - Greater London4£15,101756,6584
Blaenau Gwent1£16,999461,7953
Brent - Greater London4£18,306450,5457
Bristol26£16,178761,90471
Bromley - Greater London6£17,113740,1808
Buckinghamshire36£26,638756,60948
Caerphilly2£8,9971067,6122
Cambridgeshire93£16,995657,248115
Cardiff12£20,881440,84020
Carrickfergus5£17,699748,7935
Ceredigion8£16,370749,59417
Cheshire76£20,393546,714175
City of Edinburgh36£19,118652,04251
City of London - Greater London46£17,026651,19587
Coleraine9£13,164782,3713
Conwy1£17,000552,1957
Cookstown3£14,115777,7615
Cornwall2£8,8951163,6037
County Durham28£18,841655,28580
Craigavon2£11,945899,9517
Croydon - Greater London10£16,098750,67912
Cumbria18£27,141541,46130
Derbyshire47£19,276644,124131
Derry13£10,488987,87115
Devon16£20,566654,55735
Dorset20£22,668841,15141
Down4£19,745458,2626
Dumfries and Galloway4£18,543550,4848
Dundee City5£23,897324,26923
Dungannon14£15,104678,61925
Ealing - Greater London7£12,684965,39612
East Ayrshire12£22,298433,69439
East Dunbartonshire1£17,498727,4831
East Lothian1£7,2509105,9071
East Riding of Yorkshire23£17,560545,87023
East Sussex11£20,956530,72434
Essex33£16,904759,50067
Falkirk14£12,107969,00413
Fermanagh8£15,395676,39014
Fife6£15,913758,59033
Flintshire8£14,071770,6712
Glasgow City41£18,692649,477106
Gloucestershire23£17,560749,98432
Greater Manchester167£20,053650,588248
Greenwich - Greater London1£13,190841,307-
Hampshire59£23,054539,445142
Harrow - Greater London2£10,245866,5604
Havering - Greater London6£18,198646,6924
Herefordshire1£27,569328,92111
Hertfordshire45£19,482746,72760
Highland10£16,635743,35724
Hillingdon - Greater London5£14,637762,76016
Hounslow - Greater London13£31,731231,60914
Inverclyde1£6,49511102,0003
Isle of Wight3£14,995856,7331
Kent51£20,857437,04488
Kingston upon Thames - Greater London2£4,4251587,399-
Lancashire71£15,746761,287160
Larne2£19,873637,0001
Leicestershire25£23,932437,02950
Limavady2£11,370983,5003
Lincolnshire39£14,512762,77889
Lisburn7£15,964660,92410
Magherafelt23£16,718672,08622
Merseyside39£22,891752,83458
Merton - Greater London1£2,99019108,0002
Monmouthshire1£9,4901153,0002
Moray5£13,0951076,5274
Newport23£25,990217,64223
Newry and Mourne5£19,986552,31412
Newtownabbey14£17,683658,08621
Norfolk17£15,652762,14546
North Ayrshire3£12,564862,2696
North Down1£9,995972,5851
North Lanarkshire8£19,953643,77634
North Yorkshire28£18,917649,56559
Northamptonshire12£13,687978,93533
Northumberland3£14,728845,9577
Nottinghamshire39£22,022545,91976
Omagh16£17,400569,55926
Oxfordshire4£22,180526,34513
Pembrokeshire2£20,940316,7803
Perth and Kinross6£22,396539,28812
Redbridge - Greater London4£9,245983,9044
Renfrewshire24£20,044534,31531
Shropshire15£22,697857,77739
Somerset23£20,419752,63830
South Ayrshire12£19,087543,66334
South Lanarkshire16£21,612435,11529
South Yorkshire50£16,971651,507133
Staffordshire43£17,729653,60496
Stirling19£20,351539,84139
Strabane4£21,309456,5615
Suffolk35£20,766535,06363
Surrey24£17,279748,72558
Sutton - Greater London3£10,682857,4732
Swansea28£24,957322,64329
Tyne and Wear44£19,998648,669125
Waltham Forest - Greater London6£29,28216,45822
Wandsworth - Greater London1£7,990892,0001
Warwickshire8£12,4271182,83821
West Dunbartonshire1£25,998321,42713
West Lothian3£16,162655,90013
West Midlands111£20,222649,072198
West Sussex17£23,955435,66442
West Yorkshire130£20,025550,817174
Wiltshire17£18,641654,04144
Worcestershire11£13,148977,98830
Wrexham1£16,140656,8511
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