Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used MG HS on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a MG HS on finance

Buying a used MG HS? Here’s a comprehensive guide to facilitate a smooth and informed purchase through adequate financing and wise decision-making.

1. Understand Your Budget

  • Fixed Spending Limit: Establish the maximum amount for both upfront and ongoing expenses.
  • Investigate Models: Examine various MG HS models and years to align with budget and requirements.

2. In-depth Vehicle Check

  • History Report: Ensure the vehicle has a clean history (accidents, ownership, etc.)
  • Expert Inspection: Employ a professional to check the vehicle's physical and mechanical state.

3. Assess Your Financial Health

  • Credit Score Check: A robust credit score will secure better loan terms.
  • Financial Stability: Confirm your budget can accommodate the potential monthly payments.

4. Explore Financing Alternatives

  • Bank Financing: Explore loan options and interest rates from various banks.
  • Hire Purchase: Pay an initial deposit, followed by fixed monthly payments for straightforward ownership.
  • Dealer Financing: Assess the financing plans offered by car dealerships.
  • Personal Contract Purchase (PCP): Offers lower monthly payments with various options at the contract's end.

5. Expert Negotiation

  • Knowledge Is Power: Familiarize yourself with market rates and specifications for informed bargaining.
  • Effective Dialogues: Harness clear and assertive communication to facilitate beneficial deals.

6. Scrutinize the Contract

  • In-depth Review: Ensure every detail, such as the interest rates and monthly payments, adheres to agreed terms.
  • Legalities: Confirm all aspects of the contract are clear and straightforward.

7. Pre-Ownership Arrangements

  • Optimal Insurance: Secure an insurance policy before finalizing the purchase.
  • Complete Documentation: Methodically process all required paperwork.

8. Sustaining Your Investment

  • Maintain Timely Payments: Regularly manage your payments to protect your credit score.
  • Upkeep and Maintenance: Regularly service the MG HS to retain its performance and value.

9. Forward Planning

  • End-of-Contract Strategy: Prepare for choices, such as refinancing or selling, as the contract concludes.
  • Preserve Resale Value: Maintain the vehicle in optimal condition for the best resale value.

Conclusion

Navigating through the financing of a used MG HS can be an uncomplicated process with meticulous planning, budgeting, and negotiation. Ensure consistent management of payments and maintenance throughout ownership to safeguard your investment and future resale value. With precise preparation, the pleasure of driving your MG HS will be matched by the satisfaction of a well-executed financial plan.

About the MG HS

Wading into the competitive arena of mid-sized SUVs, the MG HS presents itself as a compelling option, especially for the UK motorist. With a blend of modern styling, generous equipment levels, and a value-driven price tag, MG reiterates its commitment to offering quality vehicles that don't break the bank.

A Fresh Chapter for MG:

The MG HS, introduced in 2019, signifies the brand's evolution in the SUV segment. Building on the successes of previous MG models, the HS is designed to cater to families and individuals who seek space, comfort, and the latest in-car tech without the hefty price tag often associated with such offerings.

Stylish and Spacious:

Exterior aesthetics aside, the HS surprises many with its spacious and well-appointed interior. Soft-touch materials, a user-friendly infotainment system, and a plethora of safety features ensure a pleasant journey, whether it's city commuting or long-haul drives across the British countryside.

Position in the UK Market:

Within the bustling UK SUV segment, the MG HS squares off against rivals like the Nissan Qashqai, Kia Sportage, and Skoda Karoq. What sets the HS apart, however, is its unbeatable price-to-features ratio, making it an attractive proposition for value-conscious buyers.

In Conclusion:

The MG HS beautifully captures the brand's aspirations of delivering quality vehicles that resonate with the contemporary motorist. For those in the UK on the hunt for an SUV that's both feature-rich and affordable, the HS is a consideration that's hard to overlook.

MG HS Data by County

MG HS data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,466£18,884212,3704,052
Aberdeen City12£16,281320,86770
Aberdeenshire9£19,274218,40319
Angus2£19,99328,46216
Bedfordshire14£18,781212,81620
Belfast23£18,694111,53943
Berkshire11£21,66227,53823
Blaenau Gwent3£19,432110,7489
Bristol2£19,669312,1969
Bromley - Greater London11£17,365216,97920
Buckinghamshire21£20,58027,28324
Cambridgeshire11£16,233326,39951
Cardiff5£21,99514,6997
Carmarthenshire2£15,880027,6939
Ceredigion15£17,985215,07934
Cheshire41£20,13329,230119
City of Edinburgh40£20,65417,70771
City of London - Greater London33£21,44828,80378
Clackmannanshire1£21,49811,6066
Conwy3£25,19526,0002
Cornwall1£14,450216,9739
County Durham39£18,699211,100165
Craigavon1£20,49515,0841
Croydon - Greater London12£17,330210,74437
Cumbria23£19,19517,99969
Derbyshire11£15,788217,89392
Devon17£17,006214,58821
Dorset4£21,914213,31210
Dumfries and Galloway1£21,29801,1903
Dundee City6£17,832319,88410
Dungannon1£14,990430,473-
East Ayrshire1£16,49812,8203
East Riding of Yorkshire11£17,698219,42518
East Sussex2£14,683434,64812
Essex65£18,818212,642144
Falkirk2£18,34824,08721
Fermanagh3£24,95015,5471
Fife32£24,01802,18833
Glasgow City37£21,15316,667148
Gloucestershire23£22,150211,43543
Greater Manchester98£20,24029,583200
Hampshire13£17,976216,69277
Havering - Greater London12£21,06917,08329
Hertfordshire55£18,893211,99665
Highland6£19,780218,53014
Hillingdon - Greater London11£21,96418,17813
Inverclyde1£16,99815,0251
Isle of Wight4£21,365011,7752
Kent43£19,521210,082105
Lancashire57£18,897213,839175
Leicestershire6£17,903112,02833
Lincolnshire12£19,21329,45059
Lisburn1£13,99531637
Merseyside76£21,23816,92391
Merthyr Tydfil1£15,210411,2421
Moray2£16,245413,9759
Newport4£17,320325,61864
Newry and Mourne9£19,62419,23212
Newtownabbey4£18,560322,6257
Norfolk20£19,549215,88546
North Down5£17,07214,9784
North Lanarkshire5£15,849217,81324
North Yorkshire21£17,167215,17637
Northamptonshire1£16,052316,9774
Northumberland13£18,420211,67731
Nottinghamshire15£17,560217,12630
Omagh2£17,144427,117-
Oxfordshire6£19,77819,20020
Perth and Kinross4£21,172212,19514
Renfrewshire5£18,95715,47368
Scottish Borders1£15,495420,285-
Shropshire23£20,65019,186173
Somerset8£22,92712,59830
South Ayrshire12£18,273210,09555
South Lanarkshire13£19,99718,16623
South Yorkshire22£17,520216,84967
Staffordshire36£17,805215,89178
Stirling8£20,909210,00232
Strabane3£23,64213,7964
Suffolk13£19,532212,83631
Surrey19£18,892213,03591
Swansea2£14,749319,57232
Tyne and Wear41£17,165214,96973
Waltham Forest - Greater London5£16,202216,03335
Warwickshire6£17,777210,39016
West Lothian2£14,749317,3679
West Midlands84£18,015213,664246
West Sussex8£19,392110,22830
West Yorkshire52£22,168211,536191
Wiltshire17£21,85027,42668
Worcestershire26£18,32118,88555
Wrexham2£17,608212,4521
Add postcode for better results.