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Used MG HS on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a MG HS on finance

Buying a used MG HS? Here’s a comprehensive guide to facilitate a smooth and informed purchase through adequate financing and wise decision-making.

1. Understand Your Budget

  • Fixed Spending Limit: Establish the maximum amount for both upfront and ongoing expenses.
  • Investigate Models: Examine various MG HS models and years to align with budget and requirements.

2. In-depth Vehicle Check

  • History Report: Ensure the vehicle has a clean history (accidents, ownership, etc.)
  • Expert Inspection: Employ a professional to check the vehicle's physical and mechanical state.

3. Assess Your Financial Health

  • Credit Score Check: A robust credit score will secure better loan terms.
  • Financial Stability: Confirm your budget can accommodate the potential monthly payments.

4. Explore Financing Alternatives

  • Bank Financing: Explore loan options and interest rates from various banks.
  • Hire Purchase: Pay an initial deposit, followed by fixed monthly payments for straightforward ownership.
  • Dealer Financing: Assess the financing plans offered by car dealerships.
  • Personal Contract Purchase (PCP): Offers lower monthly payments with various options at the contract's end.

5. Expert Negotiation

  • Knowledge Is Power: Familiarize yourself with market rates and specifications for informed bargaining.
  • Effective Dialogues: Harness clear and assertive communication to facilitate beneficial deals.

6. Scrutinize the Contract

  • In-depth Review: Ensure every detail, such as the interest rates and monthly payments, adheres to agreed terms.
  • Legalities: Confirm all aspects of the contract are clear and straightforward.

7. Pre-Ownership Arrangements

  • Optimal Insurance: Secure an insurance policy before finalizing the purchase.
  • Complete Documentation: Methodically process all required paperwork.

8. Sustaining Your Investment

  • Maintain Timely Payments: Regularly manage your payments to protect your credit score.
  • Upkeep and Maintenance: Regularly service the MG HS to retain its performance and value.

9. Forward Planning

  • End-of-Contract Strategy: Prepare for choices, such as refinancing or selling, as the contract concludes.
  • Preserve Resale Value: Maintain the vehicle in optimal condition for the best resale value.

Conclusion

Navigating through the financing of a used MG HS can be an uncomplicated process with meticulous planning, budgeting, and negotiation. Ensure consistent management of payments and maintenance throughout ownership to safeguard your investment and future resale value. With precise preparation, the pleasure of driving your MG HS will be matched by the satisfaction of a well-executed financial plan.

About the MG HS

Wading into the competitive arena of mid-sized SUVs, the MG HS presents itself as a compelling option, especially for the UK motorist. With a blend of modern styling, generous equipment levels, and a value-driven price tag, MG reiterates its commitment to offering quality vehicles that don't break the bank.

A Fresh Chapter for MG:

The MG HS, introduced in 2019, signifies the brand's evolution in the SUV segment. Building on the successes of previous MG models, the HS is designed to cater to families and individuals who seek space, comfort, and the latest in-car tech without the hefty price tag often associated with such offerings.

Stylish and Spacious:

Exterior aesthetics aside, the HS surprises many with its spacious and well-appointed interior. Soft-touch materials, a user-friendly infotainment system, and a plethora of safety features ensure a pleasant journey, whether it's city commuting or long-haul drives across the British countryside.

Position in the UK Market:

Within the bustling UK SUV segment, the MG HS squares off against rivals like the Nissan Qashqai, Kia Sportage, and Skoda Karoq. What sets the HS apart, however, is its unbeatable price-to-features ratio, making it an attractive proposition for value-conscious buyers.

In Conclusion:

The MG HS beautifully captures the brand's aspirations of delivering quality vehicles that resonate with the contemporary motorist. For those in the UK on the hunt for an SUV that's both feature-rich and affordable, the HS is a consideration that's hard to overlook.

MG HS Data by County

MG HS data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,371£19,134213,7554,136
Aberdeen City4£16,798220,98175
Aberdeenshire5£21,65615,76021
Angus1£14,990316,48913
Bedfordshire11£18,797214,68222
Belfast28£18,75618,91750
Berkshire9£22,14016,39720
Blaenau Gwent6£18,116217,12711
Bristol3£18,063323,8805
Bromley - Greater London5£15,466324,61623
Buckinghamshire25£19,774210,10726
Cambridgeshire18£15,226334,74238
Carmarthenshire1£15,990038,0009
Ceredigion19£20,237110,65341
Cheshire43£19,769210,753114
City of Edinburgh30£20,28216,32087
City of London - Greater London45£20,615210,32268
Conwy3£25,19526,0002
Cornwall1£15,763229,80815
County Durham17£17,097215,326151
Craigavon1£20,29915,0931
Croydon - Greater London16£16,400319,92035
Cumbria16£20,81119,12465
Derbyshire14£17,317317,70092
Devon15£17,570213,84323
Dorset5£25,55411,41514
Dumfries and Galloway1£21,29801,1901
Dundee City1£18,750321,29515
East Riding of Yorkshire17£20,197217,13518
East Sussex3£18,788323,6797
Enfield - Greater London2£15,849320,215-
Essex70£18,844211,192136
Falkirk4£23,12212,23619
Fermanagh3£24,95015,5471
Fife26£24,26302,78843
Glasgow City16£22,15216,461144
Gloucestershire23£21,801211,48220
Greater Manchester97£20,193110,459217
Hampshire9£17,434220,79282
Harrow - Greater London1£13,995329,058-
Havering - Greater London16£19,31829,67425
Hertfordshire53£18,614214,26187
Highland7£19,740216,90214
Hillingdon - Greater London12£21,82518,06211
Isle of Wight6£19,857011,7831
Kent43£19,727111,275104
Lancashire52£19,076213,956174
Leicestershire6£16,667218,30433
Lincolnshire14£17,751215,32734
Merseyside71£21,47016,40797
Merthyr Tydfil3£15,702423,6451
Moray1£16,995317,0628
Newport4£17,944326,57839
Newry and Mourne6£20,06318,39313
Newtownabbey2£20,373314,5009
Norfolk18£18,278212,96945
North Down2£16,84314,6497
North Lanarkshire4£18,87429,87225
North Yorkshire16£17,532216,82248
Northamptonshire2£20,703210,7014
Northumberland10£20,10915,47738
Nottinghamshire7£18,442210,84336
Omagh2£17,144427,117-
Oxfordshire7£20,64316,93818
Perth and Kinross3£21,163314,85014
Redbridge - Greater London1£16,699333,709-
Renfrewshire10£20,08719,49669
Scottish Borders1£15,495420,346-
Shropshire19£20,269210,993251
Somerset10£22,37016,44229
South Ayrshire10£18,59829,02766
South Lanarkshire8£21,28416,21520
South Yorkshire18£18,009214,99373
Staffordshire29£17,606219,34996
Stirling7£21,46813,98835
Strabane6£25,06812,0253
Suffolk17£19,339111,83536
Surrey21£19,527214,84082
Swansea5£16,939322,43329
Tyne and Wear26£17,305214,73485
Waltham Forest - Greater London4£16,314217,46934
Warwickshire7£17,304210,06517
West Lothian2£14,649317,3708
West Midlands68£17,981212,041250
West Sussex5£20,034211,14535
West Yorkshire64£21,883212,086202
Wiltshire19£22,40026,54546
Worcestershire32£17,97719,38458
Wrexham1£15,995115,9953
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