Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used MG HS on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a MG HS on finance

Buying a used MG HS? Here’s a comprehensive guide to facilitate a smooth and informed purchase through adequate financing and wise decision-making.

1. Understand Your Budget

  • Fixed Spending Limit: Establish the maximum amount for both upfront and ongoing expenses.
  • Investigate Models: Examine various MG HS models and years to align with budget and requirements.

2. In-depth Vehicle Check

  • History Report: Ensure the vehicle has a clean history (accidents, ownership, etc.)
  • Expert Inspection: Employ a professional to check the vehicle's physical and mechanical state.

3. Assess Your Financial Health

  • Credit Score Check: A robust credit score will secure better loan terms.
  • Financial Stability: Confirm your budget can accommodate the potential monthly payments.

4. Explore Financing Alternatives

  • Bank Financing: Explore loan options and interest rates from various banks.
  • Hire Purchase: Pay an initial deposit, followed by fixed monthly payments for straightforward ownership.
  • Dealer Financing: Assess the financing plans offered by car dealerships.
  • Personal Contract Purchase (PCP): Offers lower monthly payments with various options at the contract's end.

5. Expert Negotiation

  • Knowledge Is Power: Familiarize yourself with market rates and specifications for informed bargaining.
  • Effective Dialogues: Harness clear and assertive communication to facilitate beneficial deals.

6. Scrutinize the Contract

  • In-depth Review: Ensure every detail, such as the interest rates and monthly payments, adheres to agreed terms.
  • Legalities: Confirm all aspects of the contract are clear and straightforward.

7. Pre-Ownership Arrangements

  • Optimal Insurance: Secure an insurance policy before finalizing the purchase.
  • Complete Documentation: Methodically process all required paperwork.

8. Sustaining Your Investment

  • Maintain Timely Payments: Regularly manage your payments to protect your credit score.
  • Upkeep and Maintenance: Regularly service the MG HS to retain its performance and value.

9. Forward Planning

  • End-of-Contract Strategy: Prepare for choices, such as refinancing or selling, as the contract concludes.
  • Preserve Resale Value: Maintain the vehicle in optimal condition for the best resale value.

Conclusion

Navigating through the financing of a used MG HS can be an uncomplicated process with meticulous planning, budgeting, and negotiation. Ensure consistent management of payments and maintenance throughout ownership to safeguard your investment and future resale value. With precise preparation, the pleasure of driving your MG HS will be matched by the satisfaction of a well-executed financial plan.

About the MG HS

Wading into the competitive arena of mid-sized SUVs, the MG HS presents itself as a compelling option, especially for the UK motorist. With a blend of modern styling, generous equipment levels, and a value-driven price tag, MG reiterates its commitment to offering quality vehicles that don't break the bank.

A Fresh Chapter for MG:

The MG HS, introduced in 2019, signifies the brand's evolution in the SUV segment. Building on the successes of previous MG models, the HS is designed to cater to families and individuals who seek space, comfort, and the latest in-car tech without the hefty price tag often associated with such offerings.

Stylish and Spacious:

Exterior aesthetics aside, the HS surprises many with its spacious and well-appointed interior. Soft-touch materials, a user-friendly infotainment system, and a plethora of safety features ensure a pleasant journey, whether it's city commuting or long-haul drives across the British countryside.

Position in the UK Market:

Within the bustling UK SUV segment, the MG HS squares off against rivals like the Nissan Qashqai, Kia Sportage, and Skoda Karoq. What sets the HS apart, however, is its unbeatable price-to-features ratio, making it an attractive proposition for value-conscious buyers.

In Conclusion:

The MG HS beautifully captures the brand's aspirations of delivering quality vehicles that resonate with the contemporary motorist. For those in the UK on the hunt for an SUV that's both feature-rich and affordable, the HS is a consideration that's hard to overlook.

MG HS Data by County

MG HS data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,776£19,431212,7903,685
Aberdeen City1£17,998113,23641
Aberdeenshire5£21,287110,29718
Bedfordshire17£16,266226,26222
Belfast24£19,11116,84875
Berkshire10£21,318210,40114
Blaenau Gwent3£19,66614,87719
Bristol1£18,521112,8528
Bromley - Greater London12£20,35618,32021
Buckinghamshire26£20,211210,07135
Cambridgeshire34£15,460232,25826
Cardiff3£19,31117,2165
Carmarthenshire3£21,99518,8334
Ceredigion35£21,001110,39139
Cheshire38£19,761211,24879
City of Edinburgh16£23,24901,45666
City of London - Greater London33£20,024211,89466
Conwy3£27,79527,9161
Cornwall1£15,064229,80817
County Durham21£18,709111,498109
Croydon - Greater London16£16,598317,75247
Cumbria15£20,54618,90756
Denbighshire1£17,999217,819-
Derbyshire18£17,485217,93572
Devon26£18,035111,10133
Dorset5£22,49728,88912
Down1£15,495321,728-
Dundee City3£19,583218,19110
East Riding of Yorkshire18£19,295215,85130
East Sussex5£18,343219,5983
Enfield - Greater London1£18,199312,0912
Essex84£19,129212,150130
Falkirk3£19,263415,67525
Fermanagh2£26,45014,2121
Fife27£22,25913,36339
Glasgow City17£20,86516,93385
Gloucestershire15£22,649211,65627
Greater Manchester110£19,717111,904215
Hampshire14£17,791213,91873
Harrow - Greater London1£13,995239,6191
Havering - Greater London20£20,09718,14421
Herefordshire2£15,897224,997-
Hertfordshire79£18,710213,166107
Highland4£19,697216,89412
Hillingdon - Greater London8£20,60029,86417
Isle of Wight6£19,573011,783-
Kent74£18,870110,246109
Lancashire46£19,329210,249149
Leicestershire9£19,07808,21733
Lincolnshire13£19,11828,08034
Lisburn1£14,995224,5007
Merseyside80£21,17316,72698
Merthyr Tydfil2£16,135430,1732
Moray5£17,195320,9676
Newport4£18,744217,85217
Newry and Mourne7£18,826112,13312
Newtownabbey4£17,486217,0165
Norfolk23£18,766212,94944
North Down2£19,49317,4419
North Lanarkshire2£19,390212,11517
North Yorkshire18£18,062212,45550
Northamptonshire6£20,208214,0704
Northumberland6£18,52328,22348
Nottinghamshire18£17,656314,25746
Omagh1£14,290435,535-
Oxfordshire7£20,77814,24014
Pembrokeshire3£21,99612,272-
Perth and Kinross4£22,99626,0376
Redbridge - Greater London1£15,499321,0142
Renfrewshire15£19,71119,59745
Rhondda Cynon Taf1£19,490219,000-
Shropshire20£18,890110,767233
Somerset3£23,92417,04920
South Ayrshire5£22,29815,48857
South Lanarkshire6£23,32913,73819
South Yorkshire11£19,475213,51957
Staffordshire26£17,454218,04389
Stirling151£25,66904,21723
Strabane5£22,42316,1424
Suffolk13£19,659110,03036
Surrey44£19,353212,97072
Swansea3£17,031315,62415
Tyne and Wear168£24,89007,53983
Waltham Forest - Greater London1£16,77437,55919
Warwickshire8£18,520219,33722
West Lothian1£19,99804,1507
West Midlands59£18,294215,076195
West Sussex5£18,65027,55725
West Yorkshire53£18,708211,141175
Wiltshire23£20,80219,25736
Worcestershire27£19,395110,41255
Wrexham5£16,99519,1073
Add postcode for better results.