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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,011£8,203737,9344,759
Aberdeen City9£9,708527,47346
Aberdeenshire6£9,639523,1653
Angus1£9,995313,8492
Antrim5£7,997544,3344
Ards1£7,250854,0004
Ballymena2£12,193310,40619
Ballymoney2£5,035949,7312
Banbridge1£5,650869,0001
Barking & Dagenham - Greater London3£5,662950,6312
Barnet - Greater London1£10,690521,2002
Bedfordshire43£7,408844,81961
Belfast5£6,948937,26723
Berkshire30£8,483833,71355
Bexley - Greater London1£4,2991241,73711
Blaenau Gwent13£10,122424,85519
Brent - Greater London1£8,190736,9078
Bridgend2£9,495530,682-
Bristol23£8,209732,78275
Buckinghamshire29£8,933733,72851
Caerphilly6£8,977532,6534
Cambridgeshire32£8,121741,58857
Cardiff9£10,818417,01634
Carmarthenshire8£9,244635,5817
Ceredigion3£7,730634,0886
Cheshire42£8,742634,230109
City of Edinburgh20£7,326847,33770
City of London - Greater London30£8,816627,85183
Clackmannanshire1£7,698749,3205
Conwy1£5,9951039,0002
Cookstown1£4,4951273,6342
Cornwall6£8,578739,46314
County Durham26£7,924735,280104
Craigavon1£9,450263,9313
Croydon - Greater London4£6,644965,90510
Cumbria10£9,156632,04223
Denbighshire2£8,295629,560-
Derbyshire44£9,357533,793119
Derry3£9,372330,3214
Devon35£8,251836,12273
Dorset12£8,031833,60139
Dumfries and Galloway4£7,229835,3384
Dundee City5£9,532619,02330
Ealing - Greater London6£6,475939,48320
East Ayrshire8£9,521535,03423
East Dunbartonshire3£8,898628,1362
East Lothian1£8,250535,0232
East Riding of Yorkshire8£7,414751,03119
East Sussex48£9,634628,75594
Essex30£7,808834,27184
Falkirk28£8,902630,41337
Fife18£7,914737,55323
Glasgow City22£9,480529,17781
Gloucestershire11£9,303629,20021
Greater Manchester167£8,265737,375348
Gwynedd1£3,4951284,000-
Hampshire48£7,738837,019111
Harrow - Greater London7£7,138744,22012
Havering - Greater London11£7,632839,74722
Herefordshire11£7,950725,94014
Hertfordshire50£8,316735,758134
Highland2£10,598428,46923
Hillingdon - Greater London10£4,7881262,88133
Hounslow - Greater London9£6,447945,22014
Inverclyde3£8,599634,06911
Isle of Wight16£10,102625,28018
Kent54£8,771631,643152
Lambeth - Greater London1£6,499944,230-
Lancashire79£7,198842,204171
Leicestershire27£7,897736,53148
Lincolnshire34£8,815631,50574
Merseyside44£8,716630,54793
Monmouthshire4£4,9481062,3104
Moray1£8,698448,20911
Neath Port Talbot1£5,995959,9196
Newport8£9,071629,69423
Newtownabbey5£8,818532,92410
Norfolk57£8,745736,116100
North Ayrshire4£9,423535,5159
North Down1£2,95015102,0007
North Lanarkshire10£8,746633,54928
North Yorkshire29£8,508628,06682
Northamptonshire21£8,402734,07846
Northumberland1£9,998516,1638
Nottinghamshire40£8,953639,88496
Omagh2£6,495965,000-
Oxfordshire13£9,288624,09422
Pembrokeshire2£10,044422,961-
Perth and Kinross1£4,2501230,0009
Redbridge - Greater London6£8,893758,8866
Renfrewshire11£10,353429,36638
Rhondda Cynon Taf11£7,316944,73510
Richmond upon Thames - Greater London4£15,37025,29911
Rutland1£7,950830,4832
Scottish Borders1£7,999638,56414
Shropshire13£9,036629,32430
Somerset35£10,797523,72966
South Ayrshire15£9,184531,47926
South Lanarkshire8£9,887623,07828
South Yorkshire46£8,209739,903149
Staffordshire30£9,171627,649108
Stirling4£11,144419,01725
Suffolk36£8,930632,86558
Surrey40£6,549945,93587
Sutton - Greater London3£2,8641498,9551
Swansea10£6,908953,19622
Tyne and Wear42£9,005631,72673
Warwickshire13£8,434633,93738
West Dunbartonshire1£3,3951272,5415
West Lothian5£9,497626,83220
West Midlands103£8,016737,410246
West Sussex39£9,087629,78178
West Yorkshire51£7,974732,358191
Wiltshire18£9,089630,32441
Worcestershire24£6,709944,27948
Wrexham1£9,995528,5963
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