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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,998£8,217737,8744,703
Aberdeen City9£9,708527,47346
Aberdeenshire6£9,639523,1653
Angus1£9,995313,8492
Antrim5£7,997544,3344
Ards1£7,250854,0004
Ballymena2£12,193310,40619
Ballymoney2£5,035949,7311
Banbridge1£5,650869,0001
Barking & Dagenham - Greater London2£4,7451141,6273
Barnet - Greater London1£10,690521,2002
Bedfordshire42£7,395845,27659
Belfast5£6,948937,26723
Berkshire29£8,498833,85855
Bexley - Greater London2£5,8471039,86910
Blaenau Gwent12£10,174424,89319
Brent - Greater London1£8,190736,9078
Bridgend1£9,995535,0631
Bristol25£8,057832,63974
Buckinghamshire29£8,836733,73452
Caerphilly6£8,977532,6534
Cambridgeshire32£8,106741,58855
Cardiff10£10,686417,75434
Carmarthenshire8£9,244635,5817
Ceredigion3£7,563634,0886
Cheshire46£8,699634,795105
City of Edinburgh24£7,612744,43968
City of London - Greater London29£8,468630,56883
Clackmannanshire1£7,698749,3205
Conwy1£5,9951039,0002
Cookstown1£4,4951273,6342
Cornwall6£8,495739,60814
County Durham22£7,823735,001107
Craigavon1£9,450263,9313
Croydon - Greater London4£6,644965,9059
Cumbria10£9,130632,04222
Denbighshire2£8,295629,560-
Derbyshire43£9,332534,127119
Derry3£9,338330,3214
Devon34£8,269836,50873
Dorset13£7,863834,01636
Dumfries and Galloway4£7,229835,3384
Dundee City5£9,432619,02330
Ealing - Greater London6£6,475939,48319
East Ayrshire9£9,740532,79623
East Dunbartonshire3£8,898628,1362
East Lothian1£8,250535,0232
East Riding of Yorkshire8£7,414751,03118
East Sussex49£9,684628,39792
Essex31£7,664835,00380
Falkirk28£8,902630,41337
Fife18£7,914737,55323
Glasgow City20£9,778526,70382
Gloucestershire11£9,257629,21621
Greater Manchester169£8,298737,392336
Gwynedd1£3,4951284,000-
Hampshire49£7,644837,896111
Harrow - Greater London7£7,138744,22012
Havering - Greater London11£7,613839,74718
Herefordshire11£7,963725,94013
Hertfordshire51£8,479734,695133
Highland2£10,598428,46923
Hillingdon - Greater London10£4,7881262,88133
Hounslow - Greater London9£6,442945,22014
Inverclyde3£8,599634,06911
Isle of Wight16£10,102625,28017
Kent51£8,964631,039152
Lancashire76£7,151842,647171
Leicestershire27£7,893736,53147
Lincolnshire34£8,897631,48874
Merseyside45£8,726630,32792
Monmouthshire4£4,9481062,3104
Moray1£8,698448,24611
Neath Port Talbot1£5,995959,9194
Newport7£9,067631,16424
Newtownabbey4£8,273538,39710
Norfolk56£8,644736,12499
North Ayrshire4£9,423535,5159
North Down1£2,95015102,0007
North Lanarkshire10£8,741633,54927
North Yorkshire25£8,219729,96584
Northamptonshire21£8,372734,07843
Northumberland1£9,998516,1638
Nottinghamshire39£9,003639,70097
Omagh2£6,495965,000-
Oxfordshire13£9,288624,09422
Pembrokeshire2£9,734422,961-
Perth and Kinross1£4,2501230,0009
Redbridge - Greater London6£8,843758,8865
Renfrewshire10£10,488428,82338
Rhondda Cynon Taf11£7,315944,73510
Richmond upon Thames - Greater London4£15,37025,29911
Rutland1£7,950830,4832
Scottish Borders1£8,000638,56414
Shropshire13£8,557733,62131
Somerset36£10,675524,54561
South Ayrshire15£9,131630,99827
South Lanarkshire9£9,711524,83128
South Yorkshire48£8,275739,845148
Staffordshire29£9,215627,412108
Stirling4£11,144419,01725
Suffolk35£8,894633,59759
Surrey42£6,709944,75685
Sutton - Greater London3£2,8641498,9551
Swansea10£6,908953,19622
Tyne and Wear41£8,918632,16174
Warwickshire13£8,627631,16037
West Dunbartonshire1£3,3951272,5414
West Lothian4£10,447523,53421
West Midlands100£7,947738,095243
West Sussex38£9,123629,70778
West Yorkshire50£7,857732,096187
Wiltshire18£9,022629,32942
Worcestershire23£6,827945,02447
Wrexham1£9,995528,5963
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