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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,090£8,453736,4825,043
Aberdeen City13£10,297425,05842
Aberdeenshire5£10,467418,9132
Antrim6£7,714652,0632
Ards2£8,025740,0004
Ballymena5£11,848418,50619
Ballymoney1£6,495723,0322
Barking & Dagenham - Greater London4£5,7581055,8271
Barnet - Greater London2£11,191416,5052
Bedfordshire44£6,991951,17159
Belfast6£8,157728,39427
Berkshire37£8,714834,77654
Bexley - Greater London2£6,6471124,86910
Blaenau Gwent11£11,399319,67017
Brent - Greater London2£6,593943,9548
Bridgend2£9,495530,6821
Bristol25£9,159624,71671
Buckinghamshire21£9,924525,88765
Caerphilly7£8,595536,7804
Cambridgeshire31£8,187740,95362
Cardiff11£9,760523,85428
Carmarthenshire4£9,558735,84214
Carrickfergus2£11,950418,500-
Ceredigion3£7,830634,0887
Cheshire43£8,235737,174113
City of Edinburgh16£6,891952,88677
City of London - Greater London33£9,050631,32992
Cookstown1£4,4951273,6342
Cornwall9£8,751734,45810
County Durham31£7,971734,621101
Craigavon1£9,450263,9313
Croydon - Greater London3£8,092747,20611
Cumbria15£9,636527,81824
Denbighshire2£8,295629,560-
Derbyshire44£8,773634,917123
Derry3£9,435327,5015
Devon41£8,440732,22367
Dorset11£7,238942,42142
Dumfries and Galloway2£5,9951254,7855
Dundee City8£10,093520,99532
Ealing - Greater London5£5,6131048,72218
East Ayrshire14£9,663535,61820
East Dunbartonshire1£10,998415,9825
East Riding of Yorkshire10£9,062741,29916
East Sussex45£9,460628,61497
Essex32£7,934836,84593
Falkirk28£9,016629,39650
Fife17£7,786736,67534
Glasgow City28£9,858523,83882
Gloucestershire10£9,731626,36740
Greater Manchester153£8,311738,438369
Gwynedd1£3,4951284,000-
Hampshire46£7,793840,692118
Harrow - Greater London9£7,195741,23410
Havering - Greater London12£8,074837,51829
Herefordshire12£7,830725,22913
Hertfordshire53£8,747734,398138
Highland6£11,481426,05919
Hillingdon - Greater London9£4,2201257,58233
Hounslow - Greater London12£7,969840,3628
Inverclyde2£8,397737,21413
Isle of Wight17£9,549826,31216
Kent50£8,691632,607182
Kingston upon Thames - Greater London2£6,6751135,65910
Lancashire81£7,558840,060173
Leicestershire32£7,377744,68849
Lincolnshire36£8,323735,468100
Magherafelt1£5,750835,0001
Merseyside43£8,621632,81586
Merton - Greater London1£3,7501381,0003
Monmouthshire3£5,1621061,6804
Neath Port Talbot2£4,9951054,7204
Newport12£8,602631,72220
Newtownabbey2£7,999647,43912
Norfolk56£7,900741,230112
North Ayrshire4£9,672528,14011
North Down3£4,977871,5936
North Lanarkshire10£9,142538,31630
North Yorkshire35£9,077626,48384
Northamptonshire15£8,987629,83445
Northumberland1£8,699621,17512
Nottinghamshire41£8,933738,167113
Omagh2£6,745965,000-
Oxfordshire16£8,651729,46424
Pembrokeshire1£9,789527,8944
Perth and Kinross4£8,905625,4415
Redbridge - Greater London3£11,295438,5327
Renfrewshire7£8,955636,07044
Rhondda Cynon Taf10£6,907945,27110
Richmond upon Thames - Greater London7£14,63839,8738
Rutland1£8,000830,4833
Scottish Borders2£7,497648,2829
Shropshire14£9,098631,91331
Somerset40£10,421527,73166
South Ayrshire16£9,541529,74234
South Lanarkshire10£9,888523,01129
South Yorkshire59£8,277736,990158
Staffordshire38£9,162627,601107
Stirling6£10,695418,09928
Suffolk40£8,080743,37165
Surrey45£6,889844,53579
Sutton - Greater London3£6,6631070,122-
Swansea12£7,190853,89823
Tyne and Wear36£9,401631,55586
Waltham Forest - Greater London1£10,99937,7965
Warwickshire13£9,072628,96141
West Lothian5£10,848422,29822
West Midlands105£8,070740,608251
West Sussex24£8,789732,06586
West Yorkshire62£7,991734,843209
Wiltshire21£10,180525,28560
Worcestershire24£7,333845,33759
Wrexham2£8,145844,2284
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