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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,993£8,350736,5474,237
Aberdeen City16£9,173529,80435
Aberdeenshire5£9,767517,9234
Angus1£9,995313,8491
Antrim2£6,497744,7559
Ards1£7,250854,0003
Ballymena4£11,944215,15213
Ballymoney2£5,035949,731-
Barking & Dagenham - Greater London2£4,7451141,6273
Barnet - Greater London3£11,160418,6771
Bedfordshire37£7,844843,19253
Belfast11£8,507730,92417
Berkshire29£8,407831,71644
Blaenau Gwent7£10,013430,01620
Bridgend1£9,995535,0631
Bristol23£7,469836,26075
Bromley - Greater London1£7,9951312,109-
Buckinghamshire22£8,035836,47048
Caerphilly5£8,693532,2024
Cambridgeshire39£8,228744,37048
Cardiff10£10,139522,11928
Carmarthenshire7£9,494632,8035
Carrickfergus1£8,995341,6502
Ceredigion5£8,556530,4163
Cheshire51£8,728632,83994
City of Edinburgh27£7,498741,70753
City of London - Greater London32£8,080735,30372
Conwy2£6,2451052,5003
Cookstown1£4,4951273,634-
Cornwall7£8,281636,32214
County Durham22£8,568729,973102
Craigavon1£9,450263,9312
Croydon - Greater London5£7,386958,7447
Cumbria12£9,429531,58120
Derbyshire47£9,022635,052109
Derry2£10,395421,4215
Devon25£7,841835,48074
Dorset15£8,419824,49130
Dumfries and Galloway5£6,896836,2785
Dundee City7£8,365731,54023
Ealing - Greater London5£6,392939,78017
East Ayrshire10£9,918426,92221
East Dunbartonshire2£8,998632,4851
East Lothian1£7,995535,0232
East Riding of Yorkshire11£7,692745,41915
East Sussex50£9,546630,97885
Enfield - Greater London2£5,2881160,2741
Essex33£7,816738,99972
Falkirk28£8,838628,33830
Fife18£8,182737,60319
Glasgow City23£9,483528,61473
Gloucestershire12£8,612633,46920
Greater Manchester143£8,067736,723340
Hampshire57£8,092733,99294
Harrow - Greater London7£6,346943,41110
Havering - Greater London9£7,557840,52411
Herefordshire9£8,078725,48213
Hertfordshire50£8,488733,336127
Highland9£8,830634,22124
Hillingdon - Greater London8£5,8601049,06332
Hounslow - Greater London7£6,138949,19215
Inverclyde3£8,365635,47311
Isle of Wight12£9,754729,15016
Kent57£9,102630,119129
Kingston upon Thames - Greater London2£5,1981139,6007
Lancashire78£7,460840,310149
Leicestershire27£7,089741,85047
Lincolnshire38£8,308633,95370
Merseyside43£8,536629,07890
Monmouthshire3£5,0801061,6803
Moray4£10,122428,68210
Neath Port Talbot2£7,647849,1654
Newport9£9,163532,27524
Newtownabbey4£5,821856,46110
Norfolk60£8,921635,36284
North Ayrshire6£8,981539,8996
North Down1£2,95015102,0005
North Lanarkshire7£8,647728,14420
North Yorkshire37£8,699629,11080
Northamptonshire21£8,417733,09039
Northumberland4£8,399733,7115
Nottinghamshire30£8,565737,64495
Omagh1£9,995551,0001
Oxfordshire15£9,353626,19120
Pembrokeshire1£10,299318,0281
Perth and Kinross3£9,243716,2799
Redbridge - Greater London2£12,147414,6638
Renfrewshire8£9,773530,03432
Rhondda Cynon Taf10£6,5551057,9489
Richmond upon Thames - Greater London3£14,66227,06312
Rutland1£7,850830,4831
Shropshire11£9,193526,16930
Somerset34£10,515525,31151
South Ayrshire12£8,923633,49927
South Lanarkshire5£10,178426,43425
South Yorkshire47£8,314639,526137
Staffordshire30£8,933629,04385
Stirling7£10,810421,42615
Suffolk40£9,110631,35753
Surrey36£6,581949,95883
Sutton - Greater London3£2,83114102,2893
Swansea11£7,398851,27720
Tyne and Wear30£8,824631,32464
Warwickshire19£7,835738,92429
West Dunbartonshire1£10,998318,9624
West Lothian3£9,364629,15916
West Midlands99£7,874739,065224
West Sussex37£8,939631,41566
West Yorkshire54£7,931734,988168
Wiltshire13£9,462632,58441
Worcestershire18£6,4751050,54644
Wrexham2£7,995745,5543
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