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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,075£8,365737,5635,061
Aberdeen City14£10,190425,05842
Aberdeenshire5£10,467418,9132
Antrim6£7,714652,0632
Ards1£7,250854,0005
Ballymena5£10,897518,88518
Ballymoney2£5,035949,7312
Barking & Dagenham - Greater London4£5,7581055,8271
Barnet - Greater London2£11,177416,5052
Bedfordshire40£6,761952,69863
Belfast7£8,277729,52627
Berkshire35£8,611834,78556
Bexley - Greater London4£6,1951142,0189
Blaenau Gwent11£11,399319,67016
Brent - Greater London2£6,593943,9548
Bridgend2£9,495530,6821
Bristol24£8,998626,83671
Buckinghamshire22£9,607627,52965
Caerphilly7£8,595536,7804
Cambridgeshire32£7,986740,52361
Cardiff11£9,724523,85428
Carmarthenshire5£9,645731,47714
Carrickfergus2£11,950418,500-
Ceredigion3£7,830634,0887
Cheshire45£8,465736,305113
City of Edinburgh20£7,386848,23375
City of London - Greater London31£8,921631,49692
Cookstown1£4,4951273,6342
Cornwall8£8,996634,92411
County Durham30£7,970734,811100
Craigavon1£9,450263,9313
Croydon - Greater London3£8,092747,20611
Cumbria15£9,603527,81824
Denbighshire2£8,295629,560-
Derbyshire44£8,773634,917121
Derry3£9,435327,5015
Devon41£8,431732,22366
Dorset11£7,238942,42142
Dumfries and Galloway2£5,9951254,7855
Dundee City8£10,093520,99532
Ealing - Greater London5£4,6131056,61219
East Ayrshire12£10,066431,14822
East Dunbartonshire1£10,998415,9825
East Riding of Yorkshire10£9,340641,39116
East Sussex49£9,850627,67997
Essex33£7,867836,57494
Falkirk28£9,016629,39650
Fife17£7,786736,67534
Glasgow City26£9,903523,65584
Gloucestershire10£9,731626,36740
Greater Manchester154£8,346738,169369
Gwynedd1£3,4951284,000-
Hampshire42£7,786840,706121
Harrow - Greater London9£7,195741,23410
Havering - Greater London13£8,376735,64027
Herefordshire12£7,830725,22913
Hertfordshire52£8,769734,143140
Highland6£11,481426,05918
Hillingdon - Greater London8£4,4351254,03034
Hounslow - Greater London12£7,969840,3628
Inverclyde2£8,397737,21413
Isle of Wight16£9,565826,28217
Kent47£8,559733,337183
Kingston upon Thames - Greater London1£6,499932,16411
Lancashire82£7,553840,379172
Leicestershire31£7,544743,44650
Lincolnshire38£8,360735,08198
Magherafelt1£5,750835,0001
Merseyside42£8,656632,90788
Merton - Greater London1£3,7501381,0003
Monmouthshire3£5,1621061,6804
Neath Port Talbot2£4,9951054,7204
Newport12£8,602631,72219
Newtownabbey2£7,999647,43912
Norfolk57£7,911740,969108
North Ayrshire4£9,672528,14011
North Down2£4,4701080,2827
North Lanarkshire10£9,142538,31630
North Yorkshire33£9,006627,52486
Northamptonshire15£9,006629,83445
Northumberland1£8,699621,17512
Nottinghamshire41£8,933738,167112
Omagh2£6,745965,000-
Oxfordshire15£8,988626,59525
Pembrokeshire1£9,789527,8944
Perth and Kinross5£9,124625,4415
Redbridge - Greater London4£9,220762,2627
Renfrewshire7£8,955636,07044
Rhondda Cynon Taf10£6,907945,27110
Richmond upon Thames - Greater London7£14,63839,8738
Rutland1£8,000830,4833
Scottish Borders2£7,497648,2829
Shropshire12£9,075631,54833
Somerset42£10,269627,78365
South Ayrshire17£9,509529,74234
South Lanarkshire9£9,821524,61430
South Yorkshire57£8,256736,983157
Staffordshire35£9,078627,780110
Stirling6£10,695418,09928
Suffolk40£8,080743,37165
Surrey43£6,958844,05280
Sutton - Greater London3£6,6631070,122-
Swansea12£7,190853,89823
Tyne and Wear36£9,068633,13385
Waltham Forest - Greater London1£10,99937,7965
Warwickshire13£8,468731,84642
West Dunbartonshire2£5,2971272,5414
West Lothian5£10,848422,29822
West Midlands103£8,102739,815255
West Sussex24£8,416736,62486
West Yorkshire59£8,097733,050210
Wiltshire21£10,121527,33359
Worcestershire25£7,395844,25257
Wrexham2£8,145844,2283
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