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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,053£8,328737,7454,836
Aberdeen City17£9,315528,38741
Aberdeenshire5£9,867524,9583
Antrim5£7,396655,3724
Ards1£7,250854,0004
Ballymena2£12,470310,40619
Ballymoney2£5,035949,7312
Banbridge1£5,650869,0001
Barking & Dagenham - Greater London4£5,6581055,8271
Barnet - Greater London1£10,890521,2003
Bedfordshire43£7,050949,44363
Belfast6£6,890940,57425
Berkshire32£8,701831,34656
Bexley - Greater London1£4,2991241,73711
Blaenau Gwent14£9,992425,49617
Brent - Greater London1£8,190736,9078
Bridgend2£9,495530,682-
Bristol27£8,762629,26272
Buckinghamshire25£8,931733,45061
Caerphilly6£8,927532,6534
Cambridgeshire27£7,627744,83762
Cardiff11£10,549420,94632
Carmarthenshire5£9,594629,91010
Carrickfergus1£11,950511,0001
Ceredigion3£7,730634,0886
Cheshire49£8,727634,089107
City of Edinburgh20£7,307846,00271
City of London - Greater London30£8,702629,34588
Conwy1£5,9951039,0003
Cookstown1£4,4951273,6342
Cornwall7£8,709637,96812
County Durham30£8,187733,20599
Craigavon1£9,450263,9313
Croydon - Greater London4£6,694965,90510
Cumbria14£9,360630,12025
Denbighshire2£8,295629,560-
Derbyshire41£9,270532,255118
Derry3£9,372330,3214
Devon39£8,255835,85070
Dorset15£7,821836,80838
Dumfries and Galloway4£7,229835,3385
Dundee City5£10,153518,96734
Ealing - Greater London6£5,5431045,81719
East Ayrshire9£9,827434,33223
East Dunbartonshire1£10,998416,1483
East Riding of Yorkshire11£8,427641,56117
East Sussex47£10,210526,062102
Essex32£7,986733,73389
Falkirk29£8,880630,19638
Fife15£7,826737,94332
Glasgow City25£9,568525,58977
Gloucestershire12£8,828734,93421
Greater Manchester167£8,687739,062356
Gwynedd1£3,4951284,000-
Hampshire47£7,641839,756116
Harrow - Greater London8£6,933740,93411
Havering - Greater London11£7,645839,74726
Herefordshire12£7,493732,31612
Hertfordshire45£8,816734,422134
Highland4£11,473419,42519
Hillingdon - Greater London8£4,5471264,35033
Hounslow - Greater London9£7,587840,99014
Inverclyde3£8,697634,06911
Isle of Wight15£10,316625,23218
Kent52£8,877632,137159
Lancashire81£7,324841,701169
Leicestershire26£7,820737,77651
Lincolnshire34£8,792629,87276
Merseyside48£8,691631,09090
Merthyr Tydfil1£8,960626,0542
Monmouthshire3£5,1471061,6804
Moray1£8,698448,20911
Neath Port Talbot2£5,997957,6345
Newport14£8,975628,74417
Newtownabbey3£8,766538,82611
Norfolk54£8,322740,185104
North Ayrshire4£9,672528,1408
North Down1£2,95015102,0007
North Lanarkshire9£8,469636,27431
North Yorkshire34£8,637629,00280
Northamptonshire19£8,437732,65745
Northumberland1£10,298516,1639
Nottinghamshire45£8,946639,128101
Omagh2£6,495965,000-
Oxfordshire14£9,470622,61723
Pembrokeshire1£9,789527,8941
Perth and Kinross4£9,380624,0487
Redbridge - Greater London6£8,913758,8547
Renfrewshire8£9,648532,59640
Rhondda Cynon Taf11£6,761944,92110
Richmond upon Thames - Greater London5£14,79539,68610
Rutland1£8,000830,4832
Scottish Borders1£7,999638,56411
Shropshire12£9,062632,43928
Somerset33£10,731524,29270
South Ayrshire16£9,441530,97129
South Lanarkshire9£9,780524,61429
South Yorkshire44£8,243739,806162
Staffordshire34£8,832630,904112
Stirling7£10,581420,07826
Suffolk40£8,576736,81263
Surrey45£6,403949,85281
Sutton - Greater London2£3,49714103,4331
Swansea9£6,498958,65523
Tyne and Wear39£9,128631,68776
Waltham Forest - Greater London1£8,699617,8546
Warwickshire11£8,749628,02641
West Dunbartonshire1£3,3951272,5416
West Lothian5£9,757626,83221
West Midlands100£7,987738,572247
West Sussex36£8,917632,17075
West Yorkshire54£8,041732,077191
Wiltshire15£9,045634,96043
Worcestershire29£7,357841,71145
Wrexham1£9,995528,5964
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