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Used Toyota Yaris on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Yaris on finance

The Toyota Yaris, renowned for its reliability, fuel efficiency, and compact size, is a preferred choice among city dwellers and those seeking a dependable hatchback. If you're looking to finance a used Yaris, it's crucial to be informed about the process and available options. Here's a detailed guide to assist you in financing a used Toyota Yaris:

Initial Steps:

1. Budgeting:

  • Determine what you can afford, accounting for the down payment, monthly instalments, insurance, and any anticipated maintenance costs.

2. Credit Score Assessment:

  • A favorable credit score can offer you more attractive interest rates and finance terms.

3. Choose Model & Variant:

  • Select the specific model and features of the Yaris that best fit your budget and needs.

4. Vehicle Check:

  • For used vehicles, it's vital to perform a thorough inspection. Obtain a vehicle history report, and if possible, get a mechanic to inspect it.

Financing Options:

1. Bank Loan:

  • Obtain a loan from a bank or financial institution, buy the car, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • This method requires an initial deposit followed by monthly instalments. Once all payments are made, ownership transfers to you.

3. Personal Contract Purchase (PCP):

  • Typically, this offers lower monthly payments. At the end, you can either pay a lump sum to own the car, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP, but with a commitment to purchase the car at the end of the contract.

5. Dealership Financing:

  • Dealers often have their own finance packages. Ensure you compare these with external finance options for the best value.

6. Peer-to-Peer Lending:

  • Borrow directly from individual lenders through reputable online platforms.

Procurement Process:

1. Identify a Trustworthy Dealer/Seller:

  • Choose dealers/sellers known for transparency and selling vehicles in good condition.

2. Engage in Negotiations:

  • Discuss the car's price and potential financing terms to secure a beneficial deal.

3. Test Drive:

  • Vital to ascertain the car's condition and ensure it matches your expectations.

4. Finalize Financing:

  • After deciding on a finance option, carefully review the terms and ensure you can manage the repayments.

5. Insurance:

  • Ensure you have suitable insurance coverage in place before finalizing the purchase.

6. Complete Documentation:

  • Address all required paperwork, ensuring accuracy and retention for records.

Additional Considerations:

  • Depreciation: Cars depreciate over time. The Yaris's future resale value can be influenced by this.

  • Warranty: Inquire if there's any remaining manufacturer’s warranty on the car or the possibility of purchasing an extended warranty.

  • Overall Cost:

    • Understand the total amount payable over the finance term, including any interest or fees.
  • Early Repayment Clauses: Some finance agreements may have penalties for early repayments. Ensure clarity on this.

Conclusion:

Financing a used Toyota Yaris demands careful planning, understanding the range of finance options, and a detailed evaluation of the vehicle. By following a structured approach, and possibly consulting with financial experts, you can make an informed choice that ensures both enjoyable drives and sound financial health.

About the Toyota Yaris

With its petite dimensions perfect for city jaunts and a reputation for reliability, the Toyota Yaris has entrenched itself as one of the most popular superminis on UK roads. Its journey from the late '90s to now is a testament to Toyota's adaptability and keen attention to market demand.

Evolution Over the Years:

First introduced in 1999 as a replacement for the Starlet, the Yaris immediately caught the attention of urbanites and those seeking a dependable yet compact vehicle. Over its multiple generations, Toyota has diligently refined its design, making it more contemporary, improving interior space, and embedding it with the latest technological advances.

Today's Yaris:

Modern iterations of the Yaris are not just about reliability and economy; they encapsulate a blend of spirited performance and enhanced safety. Toyota's commitment to innovation is evident with the introduction of hybrid technology in the Yaris, catering to a growing demand for environmentally friendly options and offering impressive fuel efficiency. Its tech-infused cabin, boasting features like Apple CarPlay and Android Auto, ensures that drivers and passengers stay connected and entertained.

In the Supermini Arena:

While the Yaris faces fierce competition from rivals like the Ford Fiesta, Volkswagen Polo, and Renault Clio, it holds its ground with its hybrid offering and Toyota's legendary durability. Its balanced combination of comfort, drive dynamics, and practicality makes it a compelling choice in the segment.

Commitment to a Greener Future:

The hybrid versions of the Yaris highlight Toyota's vision for a sustainable motoring future. It's a step towards reducing carbon footprints, without compromising on the zest of driving.

Summing Up:

The Toyota Yaris, over its lifespan, has evolved from a simple urban runabout to a tech-savvy, eco-friendly supermini. It's a car that resonates with a broad spectrum of UK drivers – from city dwellers seeking easy manoeuvrability to eco-conscious individuals aiming for reduced emissions. As the automotive world changes, the Yaris stands as a beacon of Toyota's adaptability and innovation.

Toyota Yaris Data by County

Toyota Yaris data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All4,809£14,057630,8218,843
Aberdeen City15£13,698526,70751
Aberdeenshire6£18,371521,5559
Angus2£15,873524,3075
Antrim2£6,2471242,5003
Ards3£12,238929,4624
Armagh1£9,400576,4007
Ballymena13£12,688633,82528
Ballymoney2£8,1251049,007-
Banbridge2£15,200312,9562
Barking & Dagenham - Greater London4£10,663854,41610
Barnet - Greater London4£10,933822,77513
Bedfordshire189£15,595524,262113
Belfast39£16,247416,79762
Berkshire91£13,404733,077198
Bexley - Greater London1£7,2491157,4035
Blaenau Gwent2£14,749424,6209
Brent - Greater London7£8,0811151,83210
Bristol50£15,883422,698117
Bromley - Greater London42£16,242418,383110
Buckinghamshire99£14,375529,471108
Caerphilly2£2,89818107,590-
Cambridgeshire112£13,885631,485165
Cardiff31£16,115419,21871
Carmarthenshire15£14,824523,06343
Carrickfergus2£6,0731180,6524
Ceredigion23£15,371527,53728
Cheshire59£15,003523,923131
City of Edinburgh63£14,879525,009103
City of London - Greater London134£14,421528,789280
Clackmannanshire1£16,998316,102-
Coleraine5£17,615317,5435
Conwy1£10,4951115,437-
Cookstown9£21,783322,00810
Cornwall8£9,048956,03710
County Durham79£14,660425,203134
Craigavon23£16,337319,16224
Croydon - Greater London55£16,525417,142141
Cumbria22£14,053530,17153
Derbyshire106£15,628424,920211
Derry10£17,273323,08513
Devon51£14,514524,703142
Dorset34£9,3051041,90558
Down3£13,233425,4023
Dumfries and Galloway3£13,196835,77712
Dundee City19£16,491420,48651
Dungannon1£19,59015,2113
Ealing - Greater London39£7,1821050,94259
East Ayrshire6£13,998429,56415
East Riding of Yorkshire10£11,924639,32022
East Sussex102£14,997525,082163
Enfield - Greater London34£15,627419,17769
Essex117£15,728522,361166
Falkirk28£14,774527,55728
Fife18£15,838424,72529
Flintshire1£11,490734,8321
Glasgow City48£15,402420,285101
Gloucestershire32£17,536421,39461
Greater Manchester296£12,647636,825562
Hampshire112£13,971630,063244
Haringey - Greater London1£11,750737,000-
Harrow - Greater London8£9,508851,59614
Havering - Greater London46£12,561637,56250
Herefordshire23£13,514526,43822
Hertfordshire138£14,713527,768263
Highland6£12,980530,78718
Hillingdon - Greater London21£7,5841061,74657
Hounslow - Greater London22£15,257532,21438
Isle of Anglesey1£4,2951283,6632
Isle of Wight9£16,497525,42814
Kensington & Chelsea - Greater London1£8,950936,870-
Kent145£15,219526,884259
Kingston upon Thames - Greater London10£8,1741045,68314
Lancashire153£13,097733,462280
Larne1£34,95024,6002
Leicestershire84£11,621837,369167
Lincolnshire78£15,819424,102149
Lisburn1£18,49528,2671
Magherafelt2£21,723652,7273
Merseyside61£14,248527,49097
Merton - Greater London3£8,126948,3338
Midlothian1£22,99515,500-
Monmouthshire1£10,1951033,0007
Moray3£14,329413,82113
Neath Port Talbot3£9,731934,4271
Newport19£15,910423,27267
Newry and Mourne2£16,247413,1972
Newtownabbey6£18,132213,45927
Norfolk98£14,247531,939156
North Ayrshire2£13,247232,5437
North Down3£11,862731,3715
North Lanarkshire9£16,277430,56017
North Yorkshire81£16,196421,984193
Northamptonshire40£16,207422,93689
Northumberland6£14,561841,28813
Nottinghamshire98£15,411526,748112
Oxfordshire22£18,838322,00852
Pembrokeshire9£15,912421,76926
Perth and Kinross18£15,974422,94822
Redbridge - Greater London31£12,666733,84073
Renfrewshire19£14,514521,99836
Rhondda Cynon Taf6£5,7801378,34810
Richmond upon Thames - Greater London21£18,642316,90616
Rutland2£11,250625,558-
Scottish Borders1£12,199827,82125
Shropshire30£13,967530,82151
Somerset68£17,937421,029124
South Ayrshire14£13,738532,58619
South Lanarkshire26£14,591422,90247
South Yorkshire109£14,137531,038259
Staffordshire115£15,537421,481172
Stirling17£17,462315,30634
Strabane2£13,793436,333-
Suffolk33£13,892533,51397
Surrey65£12,017735,954127
Sutton - Greater London3£12,580624,8414
Swansea27£14,893523,83992
Tyne and Wear80£13,416631,744150
Waltham Forest - Greater London6£17,498419,1303
Warwickshire29£16,838422,38876
West Dunbartonshire5£14,257529,3056
West Lothian1£12,698545,35321
West Midlands204£13,925658,589360
West Sussex73£14,552527,642155
West Yorkshire175£13,829631,652309
Wiltshire28£14,975524,73689
Worcestershire57£16,231423,80773
Wrexham39£15,494420,90069
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