Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
For sale and ready for a test drive is this Vauxhall Insignia 2.0 Turbo D Blueinjection Sri VX Line Nav Grand Sp available in the shade of black - this used model incorporates a 2000cc diesel engine with manual transmission and has 31,190 miles on the dash.
Up for sale and ready for you to take home is this Insignia that
comes with manual transmission and a 1600 CC diesel motor. This second-hand model available from this dealership priced at £6,495 has been finished in grey and has clocked up 88,000 miles.
Incorporating a 0.6 Litre diesel engine with manual transmission, this second hand Vauxhall Insignia is on offer in the shade of black and has 69,000 miles on the clock.
This used Vauxhall Insignia Sri Nav Cdti Ecoflex Ss in the tone of silver is up for sale and ready for you to drive home with the added option for you to purchase on credit.
For sale at the price of £3,595 and with the option to buy using finance with affordable repayments from as little as £ per calendar month, this Vauxhall Insignia incorporates a 2000cc diesel engine with manual transmission and has 99,359 miles on the dashboard.
Now available for viewing at this car retailer's show room in Birkenhead - Vauxhall Insignia 2.0 Tech Line Cdti Ecoflex Ss 138 Bhp that comes fitted with manual transmission and a 2.0L diesel engine.
Available for viewing at this dealer in the Welwyn Garden City area is this hatchback Insignia that is equipped with a 2.0 Ltr diesel engine with automatic transmission. It's on offer and ready for its next owner to take home in a grey finish with 90,000 miles on the dashboard.
With manual transmission and a 1.6 Litre diesel motor: this second-hand
Vauxhall Insignia Turbo D Ecotec Sri Nav is currently on the market and ready for you to take home with 91,078 miles on the clock.
Up for sale and ready for its next owner to drive away today is this Vauxhall that is fitted out with a 1.6 litre diesel engine with manual transmission. This second-hand model currently in stock at our dealership has 18,323 miles on the clock and has been finished in the tone of grey.
Up for sale and ready for its new owner to drive away today is this Vauxhall Insignia incorporating a 2000cc diesel motor and manual transmission. This second hand one at this dealership in Newcastle upon Tyne has 91,000 miles on the dash.
This hatchback Vauxhall Insignia Hatchback 2.0 Cdti Ecoflex Sri Nav Euro 5 Ss contains a 2.0 litre diesel motor with manual transmission and it has 63,000 miles on the dashboard.
Finished in the shade of black, this Vauxhall Insignia 2.0 Cdti Ecoflex Tech has 145,093 miles on the clock and comes equipped with a manual 2.0 ltr engine running on diesel.
At this car dealership there's a fantastic price for this second hand Vauxhall with 63,000 miles clocked-up on the dash and a 1.6 ltr diesel motor with manual transmission.
Available for sale is this Vauxhall Insignia that is fitted with a 1.8 L petrol motor with manual transmission. At the brilliant price of £3,990 and manageable repayments available starting at only £ pm.
Coming equipped with a 2.0l diesel engine and manual transmission, this used Insignia from this dealership in Bedford is available to buy in grey and has 70,000 miles clocked up on the dash.
Head over to this dealership for a closer look at this manual Vauxhall Insignia with a l diesel engine and manual transmission. This used model in Grays has got 68,424 miles clocked up on the dash and has been finished in the shade of white.
On offer and ready for its next owner to drive away is this Insignia 1.6L Sri Nav Cdti Ss 134 Bhp which has manual transmission and a 1.6 LTR diesel engine. This second hand one now in stock at our dealership in St Helens is up for sale at the great price of just £3,480.
This Vauxhall Insignia contains a 2000CC diesel motor with automatic transmission and it has 70,513 miles on the dash. This particular second hand one from this dealership in Southampton comes in the shade of brown.
For sale and ready to take home is this hatchback in the tone of grey; this second hand model has got 91,127 miles clocked up on the dash and comes equipped with a 2.0 ltr diesel motor.
With manual transmission and a 2000 cc diesel engine, this Vauxhall Insignia 2.0 Turbo D Sri Vx-line Nav - Low Mileage Sa is available in black and has 20,604 miles on the dash.
This estate motor has 126,000 miles clocked-up on the dash and incorporates a 1.6 litre diesel motor with manual transmission. It is now on the market and ready for its next owner to drive home priced at only £3,995.
Buying a used Vauxhall Insignia through financing in the UK involves a few key steps and understanding various financing options. Let's navigate through the steps and options you might explore:
1. Evaluate Your Needs and Budget:
Understand Your Finances: Determine your down payment, monthly instalment affordability, and desired loan tenure.
Choose the Model: Select a Vauxhall Insignia variant that aligns with your requirements.
Vehicle Inspection: Ensure the car is in good condition and verify its history and documents.
2. Understand Various Financing Options:
a. Bank Loans:
Pros: Likely to provide competitive interest rates and transparent terms.
Cons: May involve a rigid credit check and approval process.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership of the car upon final payment.
Cons: Monthly instalments might be higher than some alternatives.
c. Personal Contract Purchase (PCP):
Pros: Lower monthly payments and multiple options after the contract ends.
Cons: Potential for higher overall costs and mileage restrictions.
d. Dealer Financing:
Pros: Convenience and possible promotional offers.
Cons: May have higher interest rates compared to banks.
e. Peer-to-Peer Lending (P2P):
Pros: Often simpler and might offer attractive rates.
Cons: Can be dependent on credit scores and platform credibility.
3. Navigating the Purchase Process:
a. Select a Reputed Seller:
Choose a dealer or private seller with a good reputation.
b. Negotiate Effectively:
Arm yourself with market knowledge to negotiate the price and terms.
c. Close the Deal:
Ensure you fully understand and agree with all terms before finalizing.
d. Insurance:
Settle on an insurance policy before taking the car home.
4. Post-Purchase Responsibilities:
Maintain the Car: Ensure regular servicing and upkeep.
Manage Loan Payments: Ensure timely payments to avoid penalties.
Key Points to Consider:
Total Cost: Be mindful of the total payable amount across the loan period.
Depreciation: Remember cars depreciate, affecting its value over the financing term.
Warranties: Check for existing warranties and consider purchasing additional coverage if needed.
Early Repayment Options: Understand any early repayment terms and potential penalties.
Conclusion:
Acquiring a used Vauxhall Insignia via financing involves careful planning, understanding different finance avenues, and ensuring the vehicle’s condition and history. Ensure you consider all aspects of the deal and align your choices with your financial and practical needs, possibly consulting with a financial advisor to navigate through the process efficiently.
About the Vauxhall Insignia
The Vauxhall Insignia is a hallmark of the brand's dedication to delivering practicality wrapped in an elegant package. It's a model that has won over many for its performance, comfort, and advanced technology. In this article, we highlight the Vauxhall Insignia's unique features, delve into its competitors in the segment, and share the benefits of obtaining this model through finance.
Noteworthy Features of the Vauxhall Insignia:
Dynamic Design: The Insignia exhibits a sleek and aerodynamic design, with its streamlined body, sharp lines, and sophisticated front grille, making it a head-turner on the road.
Engine Variety: Catering to a diverse audience, the Insignia offers an array of petrol and diesel engines, balancing performance with fuel efficiency.
Interior Comfort: Beyond its stylish exterior, the Insignia's cabin offers a spacious environment, ergonomic seating, and quality materials, enhancing the driving experience.
Infotainment and Connectivity: The Insignia is well-equipped with modern tech, featuring a touchscreen infotainment system, smartphone integration, and a range of multimedia options.
Safety and Driver Assistance: A suite of advanced safety features, such as adaptive cruise control, lane-keeping assist, and collision warning, reinforces Vauxhall's commitment to driver safety.
Meeting the Competitors:
In the bustling world of family saloons, the Vauxhall Insignia stands toe-to-toe with some robust competitors:
Ford Mondeo: A known figure in the segment, the Mondeo offers a blend of comfort and driving dynamics.
Skoda Superb: Renowned for its spaciousness and value for money, the Superb is a strong alternative to consider.
Peugeot 508: With its striking design and tech-heavy interior, the 508 is a contemporary competitor in the segment.
Mazda 6: Appreciated for its engaging drive and stylish aesthetics, the Mazda 6 provides a sportier alternative in the mix.
Conclusion:
The Vauxhall Insignia is undeniably a compelling choice for those seeking a mix of style, comfort, and efficiency in the family saloon category. With the added advantages of financing, driving away in an Insignia becomes an even more enticing prospect. As a reflection of Vauxhall's commitment to quality and performance, the Insignia stands tall in its segment.
Vauxhall Insignia Data by County
Vauxhall Insignia data for the amount in stock, average price, age and mileage throughout
the UK and by county.