Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
For the total of just £11,990 is this Vauxhall Insignia 1.5 Turbo D Ultimate Nav, it is fitted with a 1500cc diesel engine with manual transmission and it has 73,475 miles clocked up on the dash.
Currently on display at our dealership located in Inverness is this blue Vauxhall Insignia Spt 2.0Cdti 170 Energy that has a 2000cc diesel engine with manual transmission.
This Vauxhall has 126,349 mi clocked up on the dashboard and comes fitted out with a 2.0 L motor. It runs on diesel with manual transmission and has been finished in the shade of grey.
At the awesome price of just £8,050 is this Vauxhall Insignia Hatchback, it incorporates a 2.0 Ltr diesel motor with manual transmission and has 94,800 miles on the dash.
Available on the market is this hatchback Insignia on offer at the brilliant price of just £3,199. This dealership also gives its customers the possibility to purchase using manageable monthly repayments with instalment packages commencing at only £ pm.
Coming in the tone of grey, this Vauxhall Insignia Gransport 2.0 Elite Nav 168 Bhp has 104,689 miles clocked up on the dashboard and contains a 2.0 Ltr diesel engine with automatic transmission.
This Insignia has 74,636 miles on the dash and incorporates a 1600 CC engine. It runs on diesel with manual transmission and has been finished in grey.
This second hand, low mileage Insignia 2.0 Elite Nav 257 Bhp is fitted out with automatic transmission and a 2.0 Ltr petrol motor. It is on offer and ready for its next owner to drive away in a blue finish with a mere 32,000 miles on the dashboard.
Searching to buy a Vauxhall Insignia? Well, have a closer look at this second hand model coming in the shade of with few miles clocked-up on the dash, a cc motor and transmission.
Up for sale and ready for you to take home is this second hand car on offer at the remarkable price of just £11,298. This dealer also provides you with the option to pay with achievable monthly payments to suit all budgets with instalment packages commencing from only £ per month.
This Vauxhall Insignia 2011 2.0 Elite Nav Cdti 157 Bhp has 105,631 mi clocked-up on the dashboard and is fitted with a 2.0 Ltr diesel motor with automatic transmission.
Take a look at this Insignia 1.8 Limited Edition 138 Bhp that has got a 1.8 Ltr petrol engine with manual transmission. This second hand model available from this dealership priced at £7,995 comes finished in silver and has just 26,604 miles clocked up on the dashboard.
At our marvellous price of only £6,194 is this Vauxhall, it has 64,831 miles clocked-up on the dash and contains a 2000 cc diesel motor with automatic transmission.
Painted in a black finish, this second hand car incorporates a 1.6 Litre diesel motor with automatic transmission and has 56,553 miles clocked up on the dash. It was first registered in 2018 and is now up for sale and ready for you to drive away for just £9,499.
Up for sale and ready for its next owner to drive home is this Vauxhall that has automatic transmission and a 1.6 Litre diesel motor. This used model has 50,273 mi on the dash and has been finished in the shade of blue.
Buying a used Vauxhall Insignia through financing in the UK involves a few key steps and understanding various financing options. Let's navigate through the steps and options you might explore:
1. Evaluate Your Needs and Budget:
Understand Your Finances: Determine your down payment, monthly instalment affordability, and desired loan tenure.
Choose the Model: Select a Vauxhall Insignia variant that aligns with your requirements.
Vehicle Inspection: Ensure the car is in good condition and verify its history and documents.
2. Understand Various Financing Options:
a. Bank Loans:
Pros: Likely to provide competitive interest rates and transparent terms.
Cons: May involve a rigid credit check and approval process.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership of the car upon final payment.
Cons: Monthly instalments might be higher than some alternatives.
c. Personal Contract Purchase (PCP):
Pros: Lower monthly payments and multiple options after the contract ends.
Cons: Potential for higher overall costs and mileage restrictions.
d. Dealer Financing:
Pros: Convenience and possible promotional offers.
Cons: May have higher interest rates compared to banks.
e. Peer-to-Peer Lending (P2P):
Pros: Often simpler and might offer attractive rates.
Cons: Can be dependent on credit scores and platform credibility.
3. Navigating the Purchase Process:
a. Select a Reputed Seller:
Choose a dealer or private seller with a good reputation.
b. Negotiate Effectively:
Arm yourself with market knowledge to negotiate the price and terms.
c. Close the Deal:
Ensure you fully understand and agree with all terms before finalizing.
d. Insurance:
Settle on an insurance policy before taking the car home.
4. Post-Purchase Responsibilities:
Maintain the Car: Ensure regular servicing and upkeep.
Manage Loan Payments: Ensure timely payments to avoid penalties.
Key Points to Consider:
Total Cost: Be mindful of the total payable amount across the loan period.
Depreciation: Remember cars depreciate, affecting its value over the financing term.
Warranties: Check for existing warranties and consider purchasing additional coverage if needed.
Early Repayment Options: Understand any early repayment terms and potential penalties.
Conclusion:
Acquiring a used Vauxhall Insignia via financing involves careful planning, understanding different finance avenues, and ensuring the vehicle’s condition and history. Ensure you consider all aspects of the deal and align your choices with your financial and practical needs, possibly consulting with a financial advisor to navigate through the process efficiently.
About the Vauxhall Insignia
The Vauxhall Insignia is a hallmark of the brand's dedication to delivering practicality wrapped in an elegant package. It's a model that has won over many for its performance, comfort, and advanced technology. In this article, we highlight the Vauxhall Insignia's unique features, delve into its competitors in the segment, and share the benefits of obtaining this model through finance.
Noteworthy Features of the Vauxhall Insignia:
Dynamic Design: The Insignia exhibits a sleek and aerodynamic design, with its streamlined body, sharp lines, and sophisticated front grille, making it a head-turner on the road.
Engine Variety: Catering to a diverse audience, the Insignia offers an array of petrol and diesel engines, balancing performance with fuel efficiency.
Interior Comfort: Beyond its stylish exterior, the Insignia's cabin offers a spacious environment, ergonomic seating, and quality materials, enhancing the driving experience.
Infotainment and Connectivity: The Insignia is well-equipped with modern tech, featuring a touchscreen infotainment system, smartphone integration, and a range of multimedia options.
Safety and Driver Assistance: A suite of advanced safety features, such as adaptive cruise control, lane-keeping assist, and collision warning, reinforces Vauxhall's commitment to driver safety.
Meeting the Competitors:
In the bustling world of family saloons, the Vauxhall Insignia stands toe-to-toe with some robust competitors:
Ford Mondeo: A known figure in the segment, the Mondeo offers a blend of comfort and driving dynamics.
Skoda Superb: Renowned for its spaciousness and value for money, the Superb is a strong alternative to consider.
Peugeot 508: With its striking design and tech-heavy interior, the 508 is a contemporary competitor in the segment.
Mazda 6: Appreciated for its engaging drive and stylish aesthetics, the Mazda 6 provides a sportier alternative in the mix.
Conclusion:
The Vauxhall Insignia is undeniably a compelling choice for those seeking a mix of style, comfort, and efficiency in the family saloon category. With the added advantages of financing, driving away in an Insignia becomes an even more enticing prospect. As a reflection of Vauxhall's commitment to quality and performance, the Insignia stands tall in its segment.
Vauxhall Insignia Data by County
Vauxhall Insignia data for the amount in stock, average price, age and mileage throughout
the UK and by county.