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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,069£12,395644,7775,673
Aberdeen City9£17,375318,20628
Aberdeenshire5£11,239634,2347
Angus4£10,494744,40910
Antrim3£19,695443,6918
Ards3£7,713860,0273
Armagh1£4,9959139,0003
Ballymena12£16,005425,80319
Ballymoney1£5,250986,5582
Barking & Dagenham - Greater London2£6,4951048,4362
Barnet - Greater London1£6,990859,2001
Bedfordshire50£10,470751,05790
Belfast2£8,995740,59610
Berkshire26£9,885752,40595
Bexley - Greater London1£6,500875,0005
Blaenau Gwent11£15,794320,13648
Brent - Greater London5£7,577963,4008
Bristol35£9,753751,54698
Bromley - Greater London2£14,295637,17310
Buckinghamshire38£11,491642,48892
Caerphilly2£5,7231078,50011
Cambridgeshire53£9,881749,85578
Cardiff2£17,435222,7469
Carmarthenshire3£15,926224,23612
Ceredigion6£11,345752,23218
Cheshire57£14,382532,690170
City of Edinburgh17£15,817432,23337
City of London - Greater London12£14,735525,26362
Clackmannanshire4£24,1230105
Coleraine3£7,747957,1842
Conwy2£7,995957,6245
Cornwall5£19,597211,75730
County Durham40£11,328646,170129
Croydon - Greater London5£8,545845,37525
Cumbria13£14,498329,27018
Denbighshire1£22,99513,000-
Derbyshire24£10,514739,80494
Devon33£10,052848,333101
Dorset6£13,274729,70428
Dundee City14£17,058426,47236
Dungannon4£15,466428,3344
Ealing - Greater London3£7,5951058,6924
East Ayrshire7£14,389527,56319
East Dunbartonshire4£24,248089
East Lothian2£20,25025,8573
East Riding of Yorkshire15£11,768542,39737
East Sussex20£13,918526,96755
Enfield - Greater London1£18,753314,4521
Essex63£13,287535,698132
Falkirk18£10,145749,42919
Fermanagh4£10,8737442,4482
Fife16£11,882641,65233
Flintshire3£6,710867,6936
Glasgow City34£18,038321,201311
Gloucestershire18£13,429544,84844
Greater Manchester114£10,402750,087287
Gwynedd1£5,490991,1673
Hampshire77£12,645536,581195
Harrow - Greater London1£6,995968,9534
Havering - Greater London24£11,737640,11733
Herefordshire2£11,847743,59811
Hertfordshire24£11,235640,93751
Highland5£17,056427,68514
Hillingdon - Greater London12£5,912968,81519
Hounslow - Greater London10£6,762963,9338
Inverclyde1£5,6951067,0005
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,072526,4231
Kent49£11,838744,628150
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire78£12,626641,013180
Leicestershire27£10,723747,45664
Lincolnshire43£12,979540,466106
Lisburn2£6,496960,8504
Magherafelt4£12,286555,000-
Merseyside26£10,784641,83078
Merthyr Tydfil3£17,435428,5779
Merton - Greater London5£7,874950,3326
Monmouthshire1£5,6951165,1892
Moray9£16,206431,49645
Newport13£10,783646,91129
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96410
Norfolk52£10,899644,842124
North Ayrshire3£9,201656,46718
North Down18£18,067211,06913
North Lanarkshire9£8,917845,12832
North Yorkshire39£12,243636,95874
Northamptonshire18£12,964542,20958
Northumberland33£19,150214,51281
Nottinghamshire40£10,561743,604103
Omagh1£5,995995,9671
Oxfordshire6£11,324642,58649
Pembrokeshire1£7,499964,0475
Perth and Kinross2£7,9981047,45940
Powys1£18,490226,07710
Redbridge - Greater London3£6,662974,6674
Renfrewshire10£22,32818,17363
Rhondda Cynon Taf12£15,021431,45547
Scottish Borders5£19,159213,0177
Shropshire16£13,370529,98648
Somerset28£12,973541,62364
South Ayrshire14£17,805319,60429
South Lanarkshire8£17,784324,93138
South Yorkshire41£13,786630,594140
Staffordshire30£9,556747,425103
Stirling8£21,123111,14924
Suffolk27£12,548536,01091
Surrey20£11,087738,52057
Swansea14£15,397427,74734
Torfaen1£6,695955,0002
Tyne and Wear52£11,061743,349141
Waltham Forest - Greater London3£15,948220,62913
Warwickshire25£8,927752,87068
West Dunbartonshire2£22,24724,4976
West Lothian19£17,176433,22753
West Midlands124£10,948743,578274
West Sussex13£13,480535,76630
West Yorkshire65£10,298846,286216
Wiltshire18£15,726426,05649
Worcestershire11£11,442643,34438
Wrexham3£7,662953,08711
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