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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,173£12,188644,6445,227
Aberdeen City8£16,673317,35424
Aberdeenshire6£10,790636,05210
Angus2£6,990971,31612
Antrim5£16,052322,7505
Ards3£7,480860,0271
Armagh2£4,99510107,1681
Ballymena11£16,820324,62815
Ballymoney2£5,063997,2842
Banbridge1£9,990740,7731
Barking & Dagenham - Greater London4£6,2301061,1292
Barnet - Greater London1£6,990859,2001
Bedfordshire46£10,833649,74679
Belfast4£10,372638,2606
Berkshire32£9,546753,96888
Bexley - Greater London2£6,740961,5004
Blaenau Gwent10£12,493530,51437
Brent - Greater London5£7,898958,4006
Bridgend1£7,995864,0242
Bristol41£10,556645,37286
Bromley - Greater London3£16,613426,9846
Buckinghamshire35£11,143641,63179
Caerphilly2£5,4951164,00012
Cambridgeshire59£9,234751,47076
Cardiff3£17,943227,1389
Carmarthenshire2£20,24525,60711
Ceredigion9£11,750643,74012
Cheshire52£12,705638,090165
City of Edinburgh22£13,738640,21328
City of London - Greater London19£15,916423,72153
Clackmannanshire3£23,8310106
Coleraine4£7,179956,6612
Conwy4£9,620949,9254
Cornwall5£19,75727,54528
County Durham44£12,235545,158115
Craigavon1£4,9959115,8053
Croydon - Greater London4£8,180745,10023
Cumbria13£14,206329,52420
Derbyshire32£12,501641,84191
Derry1£16,850214,5252
Devon33£10,171749,42198
Dorset13£12,562634,46127
Dundee City16£17,113323,81531
Dungannon4£15,366428,3344
Ealing - Greater London3£7,0951052,0495
East Ayrshire8£13,935534,11617
East Dunbartonshire4£23,24802,8399
East Lothian3£16,166420,2034
East Riding of Yorkshire19£16,644444,13736
East Sussex18£12,329634,48548
Essex54£13,039636,946130
Falkirk18£10,132745,47219
Fermanagh4£10,8737442,448-
Fife21£11,762647,43227
Flintshire4£9,620756,1384
Glasgow City52£17,090321,558282
Gloucestershire14£14,193543,26851
Greater Manchester115£9,956751,666283
Greenwich - Greater London1£19,395110,9998
Gwynedd1£4,4901185,1044
Hampshire83£12,024643,393185
Harrow - Greater London1£7,9951051,8285
Havering - Greater London21£11,442640,38835
Herefordshire2£9,518862,1719
Hertfordshire29£12,379537,97754
Highland6£11,030745,69413
Hillingdon - Greater London13£6,123968,75319
Hounslow - Greater London9£6,747958,5378
Isle of Anglesey3£7,495955,0642
Isle of Wight2£13,497637,3992
Kent53£12,213742,864126
Kingston upon Thames - Greater London1£8,0001046,0002
Lancashire80£13,339540,843159
Leicestershire24£10,809749,93962
Lincolnshire47£13,744434,958105
Lisburn1£6,996949,0003
Magherafelt3£13,798445,0001
Merseyside28£12,304537,82581
Merthyr Tydfil4£12,723645,1508
Merton - Greater London4£7,245952,2425
Monmouthshire3£6,1621067,3962
Moray3£18,828311,42440
Neath Port Talbot1£6,495944,490-
Newport13£9,694755,41329
Newry and Mourne3£17,82325,93510
Newtownabbey2£7,245956,3647
Norfolk62£11,624642,056104
North Ayrshire5£8,613756,65513
North Down20£16,446217,07814
North Lanarkshire12£8,443852,04828
North Yorkshire35£11,397641,57479
Northamptonshire21£12,122646,25049
Northumberland34£18,575214,70465
Nottinghamshire43£9,959745,05691
Omagh1£5,690995,9671
Oxfordshire15£14,743528,56340
Pembrokeshire1£7,495840,0004
Perth and Kinross8£21,41128,90233
Powys6£19,427214,7839
Redbridge - Greater London3£6,662974,6673
Renfrewshire16£18,592215,96638
Rhondda Cynon Taf9£15,951422,35546
Scottish Borders3£18,499120,47210
Shropshire23£14,130530,02245
Somerset21£14,656432,64659
South Ayrshire9£19,976212,85629
South Lanarkshire7£18,354320,31737
South Yorkshire45£15,578628,403134
Staffordshire29£11,125643,50689
Stirling9£20,331210,97521
Strabane1£5,350998,000-
Suffolk32£13,822531,95385
Surrey28£10,876740,92150
Sutton - Greater London1£8,995830,0003
Swansea15£15,524424,76224
Torfaen1£6,695955,0002
Tyne and Wear42£9,900748,891131
Waltham Forest - Greater London4£17,675219,60713
Warwickshire32£8,357754,75756
West Dunbartonshire2£21,99724,4976
West Lothian12£16,761430,92662
West Midlands120£10,898743,553267
West Sussex11£11,820643,79126
West Yorkshire49£10,628748,231186
Wiltshire16£18,125315,73554
Worcestershire18£11,973639,87228
Wrexham5£6,995959,7857
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