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Used Vauxhall Mokka on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka on finance

Getting a used Vauxhall Mokka on finance requires some strategic planning and understanding of various financing options to ensure a smooth purchasing process and manageability of payments. Here's a comprehensive guide:

Before You Start:

1. Budgeting:

  • Define your budget constraints considering down payments, monthly payments, and possible insurance and maintenance costs.

2. Credit Score:

  • Understand your credit score as it will influence the terms on which you can access finance.

3. Choose a Model:

  • Decide on the specific variant and features you want in your Vauxhall Mokka.

4. Vehicle Inspection:

  • Ensure a thorough check of the vehicle and acquire its history report to minimize future surprises.

Financing Options:

1. Bank Loan:

  • Take a loan from a bank or a financial institution, repaying it in monthly instalments.

2. Hire Purchase (HP):

  • Make an upfront deposit followed by monthly payments. Once all payments are made, the car is yours.

3. Personal Contract Purchase (PCP):

  • After an initial deposit and monthly payments, decide at the end of the term whether to make a final payment and keep the car, return it, or trade it in.

4. Dealer Financing:

  • Explore finance packages offered by Vauxhall dealerships, which may include some exclusive offers.

5. Peer-to-Peer Lending:

  • Directly borrow from individual lenders through P2P platforms, often with competitive interest rates.

6. Lease Purchase:

  • Agree to purchase the car by paying in instalments, including an initial deposit, monthly payments, and a final balloon payment.

Acquisition Process:

1. Select a Seller:

  • Choose a reliable dealer or private seller to ensure a transparent and trustworthy buying process.

2. Negotiate Price:

  • Engage in price negotiations to possibly get a better deal or additional perks.

3. Test Drive:

  • Ensure a test drive to evaluate the vehicle's performance and comfort.

4. Secure the Finance:

  • Lock in your financing option, fully understanding the terms and conditions.

5. Organize Insurance:

  • Make sure the vehicle is insured before finalizing the purchase.

6. Handle Documentation:

  • Manage all required paperwork, including contracts, vehicle registration, and title transfer.

Additional Tips:

  • Depreciation: Understand the depreciation rate of the Vauxhall Mokka for future resale value considerations.

  • Warranty: Check existing warranties or think about obtaining additional coverage for security.

  • Total Cost: Be aware of the total cost payable throughout the entire financing term.

  • Prepayment: Investigate if there are prepayment penalties or advantages in your finance agreement.

Conclusion:

Financing a used Vauxhall Mokka involves systematic planning from selecting the right model and suitable finance option to adeptly handling the acquisition process. Armed with information and a structured plan, you will be in a position to make informed decisions, ensuring that your journey in your Vauxhall Mokka begins on a sound and secure financial footing.

About the Vauxhall Mokka

The SUV segment has grown exponentially over the years, and amidst this growth, the Vauxhall Mokka has emerged as a noteworthy contender, especially in European markets. This compact SUV combines style, versatility, and innovative features, ensuring it remains a top choice for those seeking agility in urban landscapes and capability in outdoor adventures.

Distinctive Design:

The Mokka's bold and dynamic appearance sets it apart. Its striking front profile, with signature LED daytime running lights and a prominent grille, creates a lasting first impression. Its compact dimensions, combined with a rugged stance, make it both city-friendly and ready for spontaneous weekend getaways.

Interior Comfort:

Step inside the Mokka, and you're greeted with a cabin that prioritizes comfort and ergonomics. The materials used reflect quality, and the layout ensures everything is within easy reach. The spacious interiors, adaptable storage solutions, and modern infotainment features make every journey enjoyable, whether it's a quick city commute or a long drive in the countryside.

Performance Across Terrains:

The Mokka's engine range is designed to cater to a variety of driving needs. Whether you're looking for fuel efficiency or a bit more punch for those open road adventures, there's an engine variant that fits the bill. Its well-tuned suspension and handling dynamics ensure a confident drive, no matter the terrain.

Advanced Safety and Tech:

Taking advantage of modern technological advancements, the Mokka is equipped with a suite of safety and driver assistance features. From adaptive cruise control and lane-keeping assist to advanced parking aids, it's clear that safety was a top priority in its design.

Conclusion:

The Vauxhall Mokka stands out in the crowded compact SUV market with its combination of style, functionality, and innovation. For those in search of a vehicle that offers a balance between urban practicality and adventurous capability, the Mokka is an option worth considering.

Vauxhall Mokka Data by County

Vauxhall Mokka data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,094£12,657644,0625,611
Aberdeen City10£18,137316,38728
Aberdeenshire6£10,757736,3486
Angus4£10,494744,40910
Ards3£7,933860,0273
Armagh1£4,9959139,0003
Ballymena13£15,389428,89518
Barking & Dagenham - Greater London2£6,7451048,4362
Barnet - Greater London1£6,990859,2001
Bedfordshire50£10,390751,24990
Belfast3£5,332988,3338
Berkshire25£10,384749,57994
Bexley - Greater London1£6,500875,0005
Blaenau Gwent12£15,228322,22348
Brent - Greater London5£7,628963,4008
Bristol37£9,612751,95796
Bromley - Greater London2£14,295637,17310
Buckinghamshire38£11,863641,49390
Caerphilly2£5,7231078,50011
Cambridgeshire50£10,042749,17380
Cardiff2£17,135222,7469
Carmarthenshire3£15,926224,23612
Ceredigion5£11,815649,37819
Cheshire55£14,486533,128172
City of Edinburgh16£15,662533,66737
City of London - Greater London11£13,993527,47163
Clackmannanshire4£24,1230105
Coleraine3£7,747957,1842
Conwy2£7,995957,6245
Cornwall6£17,496211,75729
County Durham45£10,853647,465125
Croydon - Greater London5£8,645845,37527
Cumbria14£14,855327,70217
Denbighshire1£22,99513,000-
Derbyshire25£10,997738,36293
Devon32£10,581745,504103
Dorset6£13,274729,70428
Dundee City13£17,563442,60136
Dungannon4£15,466428,3344
Ealing - Greater London3£7,5951058,6924
East Ayrshire8£15,565424,06117
East Dunbartonshire4£24,2480810
East Lothian2£20,25025,8573
East Riding of Yorkshire15£11,839541,58236
East Sussex22£14,393524,70253
Enfield - Greater London1£18,753314,4521
Essex61£13,683533,345133
Falkirk17£10,521749,39419
Fermanagh4£10,8737442,4482
Fife17£11,506646,65532
Flintshire3£6,710867,6936
Glasgow City49£19,062217,384301
Gloucestershire18£13,429544,84846
Greater Manchester112£10,467749,966286
Greenwich - Greater London1£23,49513,2276
Gwynedd1£5,490991,1673
Hampshire80£12,795535,910193
Havering - Greater London23£11,639640,49033
Hertfordshire22£11,196642,68251
Highland6£15,413538,21212
Hillingdon - Greater London13£6,072969,29018
Hounslow - Greater London10£6,762963,9338
Inverclyde1£5,6951067,0005
Isle of Anglesey4£7,746955,8231
Isle of Wight3£16,072526,4231
Kent48£11,607745,491150
Kingston upon Thames - Greater London2£7,4951046,6503
Lancashire89£13,600537,438169
Leicestershire26£10,532748,61264
Lincolnshire39£12,466642,391105
Lisburn2£6,496960,8504
Magherafelt4£12,286555,000-
Merseyside28£10,394744,44277
Merthyr Tydfil3£17,435428,5779
Merton - Greater London5£7,874950,3326
Monmouthshire1£5,6951165,1892
Moray9£16,206431,49647
Newport12£10,932647,14529
Newry and Mourne6£21,37322,9739
Newtownabbey3£7,328956,96411
Norfolk51£10,704645,944122
North Ayrshire3£9,201656,46718
North Down18£18,067211,06913
North Lanarkshire9£8,628849,66533
North Yorkshire39£12,489536,10174
Northamptonshire17£13,245542,76660
Northumberland35£19,033215,18980
Nottinghamshire43£10,346743,59799
Omagh1£5,995995,9671
Oxfordshire6£11,324642,58649
Pembrokeshire1£7,499964,0475
Perth and Kinross9£18,142319,35633
Powys1£18,490226,07710
Redbridge - Greater London3£6,662974,6674
Renfrewshire10£22,32818,17363
Rhondda Cynon Taf11£15,888427,10947
Scottish Borders4£19,574110,8407
Shropshire15£13,861527,22049
Somerset28£12,813542,09164
South Ayrshire14£17,805319,60430
South Lanarkshire8£17,784324,93138
South Yorkshire42£14,051629,220137
Staffordshire40£12,345639,17693
Stirling8£21,123113,00524
Suffolk26£12,825534,10791
Surrey20£11,088738,52058
Swansea15£16,371425,00633
Torfaen1£6,695955,0002
Tyne and Wear50£10,924744,053145
Waltham Forest - Greater London3£16,548319,99212
Warwickshire25£8,943752,83969
West Dunbartonshire2£22,24724,4976
West Lothian19£17,176433,22755
West Midlands114£10,523745,392279
West Sussex13£13,463535,76630
West Yorkshire65£10,846842,215213
Wiltshire17£16,305422,59649
Worcestershire11£11,442643,34442
Wrexham3£7,662953,08712
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