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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,525£14,956451,3422,350
Aberdeen City7£17,667328,82911
Angus4£14,785431,9024
Antrim3£12,230569,111-
Armagh1£7,650894,600-
Ballymena5£13,116457,0285
Banbridge1£9,500491,000-
Barking & Dagenham - Greater London1£13,999468,7101
Barnet - Greater London2£23,74512,2311
Bedfordshire9£11,628764,86620
Belfast10£21,029114,27212
Berkshire55£11,487674,39638
Bexley - Greater London5£19,042458,20011
Blaenau Gwent5£28,7880709
Brent - Greater London6£12,154457,0007
Bristol40£13,628457,62758
Bromley - Greater London2£14,845336,4043
Buckinghamshire18£11,687691,19529
Cambridgeshire52£10,935573,46576
Cardiff12£11,636690,73711
Carmarthenshire3£17,363439,4632
Carrickfergus1£7,19510100,000-
Ceredigion9£14,602546,67411
Cheshire28£12,315662,67958
City of Edinburgh17£16,729546,51025
City of London - Greater London13£12,683578,5299
Conwy1£10,8955108,0003
Cornwall8£27,74629,42813
County Durham14£13,006478,18819
Croydon - Greater London1£17,950431,9664
Cumbria51£12,078556,91073
Denbighshire2£10,998570,0231
Derbyshire61£15,787447,22774
Derry2£20,9900504
Devon40£11,932562,14144
Dorset6£22,478321,67914
Down2£12,350458,1526
Dumfries and Galloway1£25,00016,0001
Dundee City3£16,931321,5586
Dungannon13£21,60118,52421
East Ayrshire10£14,308445,9384
East Dunbartonshire1£23,998121-
East Renfrewshire8£12,099764,36816
East Riding of Yorkshire6£14,125452,5364
East Sussex9£14,809554,62411
Enfield - Greater London1£8,495781,8331
Essex46£12,436661,74870
Falkirk10£10,803678,78210
Fermanagh8£23,64313,1833
Fife2£18,998216,6044
Flintshire1£14,195367,000-
Glasgow City7£13,269346,38945
Gloucestershire16£15,007555,24942
Greater Manchester85£13,320564,721131
Hampshire46£15,671553,411107
Harrow - Greater London3£13,162230,733-
Havering - Greater London2£12,738570,2776
Herefordshire3£16,530450,2424
Hertfordshire25£11,976566,06857
Highland11£12,356468,62220
Hillingdon - Greater London13£11,493559,1858
Hounslow - Greater London1£9,995472,0001
Inverclyde1£14,995791,788-
Kent46£17,640441,62258
Lancashire44£16,030346,88755
Leicestershire23£11,779684,42036
Lincolnshire22£16,251544,64760
Lisburn1£12,950439,4631
Magherafelt1£9,500772,0002
Merseyside14£12,954558,08629
Merthyr Tydfil1£11,995441,711-
Monmouthshire13£15,945666,7349
Moray4£23,9961721
Newport5£13,292556,5008
Newry and Mourne8£18,976318,2436
Norfolk13£11,148680,52320
North Down10£17,484325,83712
North Lanarkshire13£11,884675,86118
North Yorkshire26£16,758344,31432
Northamptonshire23£15,439447,63434
Northumberland1£25,4951112
Nottinghamshire41£15,006566,31863
Omagh1£9,995484,2661
Oxfordshire7£14,924433,57715
Pembrokeshire2£9,997570,8334
Perth and Kinross5£13,298346,7168
Renfrewshire1£24,9981107
Rhondda Cynon Taf6£11,759561,3816
Scottish Borders2£15,495326,500-
Shropshire6£18,595328,58017
Somerset15£12,772554,91816
South Ayrshire1£22,998123
South Lanarkshire4£16,371344,7645
South Yorkshire62£15,045557,275146
Staffordshire29£14,769445,38964
Stirling7£14,912337,9966
Strabane3£14,527441,7234
Suffolk16£12,185762,65218
Surrey13£11,778554,39725
Sutton - Greater London1£5,9997116,102-
Swansea17£24,20112,8636
Tyne and Wear17£18,060233,27348
Waltham Forest - Greater London3£17,415433,29213
Warwickshire2£12,645363,12816
West Dunbartonshire8£8,989696,4765
West Midlands47£12,153576,74767
West Sussex2£13,645360,5239
West Yorkshire72£13,568464,19592
Wiltshire33£13,790769,63234
Worcestershire5£12,155447,60011
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