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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All918£8,865737,6332,080
Aberdeen City10£9,091725,90117
Aberdeenshire4£10,745622,8657
Angus2£5,3751146,7255
Ards1£5,6991054,0002
Armagh1£5,3951177,000-
Ballymena1£8,950749,1541
Ballymoney2£7,850745,274-
Barnet - Greater London1£12,500649,815-
Bedfordshire14£6,967944,50126
Belfast1£11,49945,7807
Berkshire14£8,565835,80636
Bexley - Greater London2£6,1401037,0002
Blaenau Gwent2£11,247541,2791
Brent - Greater London2£6,848850,5002
Bristol10£6,256860,55026
Bromley - Greater London3£8,228823,4273
Buckinghamshire19£10,040733,56938
Caerphilly2£5,847969,4772
Cambridgeshire16£8,678740,51427
Cardiff9£8,065739,72116
Carmarthenshire4£7,121935,0903
Carrickfergus1£5,950951,613-
Ceredigion6£8,662831,02310
Cheshire14£10,364530,38750
City of Edinburgh13£10,594633,85153
City of London - Greater London11£9,191626,01419
Conwy3£7,362829,3333
Cookstown1£9,795531,100-
Cornwall3£12,162621,67421
County Durham7£6,804940,13750
Craigavon1£11,99537,2863
Croydon - Greater London4£13,624311,4043
Cumbria14£9,368632,77330
Derbyshire14£9,018630,37345
Devon22£9,411733,01052
Dorset11£8,868834,86423
Dumfries and Galloway1£7,2951226,8411
Dundee City2£11,748526,93612
Ealing - Greater London3£5,5281156,6676
East Ayrshire2£5,3451176,4006
East Lothian1£5,5001230,2972
East Riding of Yorkshire3£9,270638,0259
East Sussex9£9,090736,40317
Enfield - Greater London1£7,995550,8881
Essex17£9,071737,04441
Falkirk1£5,995950,0007
Fife16£11,582630,65336
Flintshire1£4,750891,8271
Glasgow City14£8,463736,61030
Gloucestershire9£7,570939,14645
Greater Manchester44£7,767844,50476
Gwynedd1£13,490618,0003
Hammersmith & Fulham - Greater London1£14,99063,9692
Hampshire24£8,273844,01172
Harrow - Greater London4£5,420841,3976
Havering - Greater London5£6,432943,2813
Herefordshire4£6,698951,42912
Hertfordshire22£8,147835,42242
Highland6£7,380840,0799
Hillingdon - Greater London3£7,016852,4287
Hounslow - Greater London3£8,4641034,9723
Isle of Wight3£6,3281242,9673
Kent27£10,711531,02053
Kingston upon Thames - Greater London3£6,400946,3453
Lancashire23£7,680843,57760
Larne2£5,9931069,617-
Leicestershire11£8,616837,29220
Lincolnshire8£6,873941,89431
Merseyside12£8,998728,40228
Merthyr Tydfil1£11,999640,4385
Monmouthshire1£9,495516,8201
Moray2£12,995423,1506
Newport1£8,275635,87911
Newtownabbey1£11,999213,6927
Norfolk12£6,463949,49539
North Ayrshire4£7,547740,601-
North Down2£4,9731079,0003
North Lanarkshire3£9,495745,45413
North Yorkshire19£8,530737,97648
Northamptonshire13£8,060647,85522
Northumberland3£11,065534,1228
Nottinghamshire13£7,828838,03649
Oxfordshire8£8,417834,83221
Pembrokeshire2£15,090419,8032
Perth and Kinross3£13,714517,1128
Renfrewshire4£12,298519,32211
Rhondda Cynon Taf4£9,473846,2356
Rutland1£12,35038,2772
Scottish Borders2£7,575923,3264
Shropshire9£9,024726,15315
Somerset13£9,305737,12635
South Ayrshire2£8,499729,8174
South Lanarkshire1£7,790645,5491
South Yorkshire22£6,976849,00848
Staffordshire21£10,790735,02945
Stirling1£8,698733,2459
Suffolk20£7,398841,48945
Surrey29£9,627627,47144
Swansea15£10,371634,03117
Tyne and Wear19£7,811845,41742
Waltham Forest - Greater London2£10,99947,4053
Wandsworth - Greater London2£16,69929,4405
Warwickshire10£11,246526,03420
West Dunbartonshire1£15,998218,8431
West Lothian1£4,9951275,9358
West Midlands34£8,983738,96260
West Sussex12£7,040854,65342
West Yorkshire44£7,646846,14888
Wiltshire14£9,202732,19517
Worcestershire14£9,334743,03632
Wrexham2£8,745937,7163
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