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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All923£8,834737,3202,139
Aberdeen City6£8,522830,52022
Aberdeenshire4£9,870725,7696
Angus2£6,2501049,5504
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Ballymoney2£7,850745,274-
Bedfordshire15£6,565951,00126
Belfast1£11,49945,78010
Berkshire14£8,796831,48733
Bexley - Greater London2£6,1401037,0002
Blaenau Gwent2£11,247541,2791
Brent - Greater London2£6,998851,5005
Bristol10£7,097753,88629
Bromley - Greater London1£7,495810,7893
Buckinghamshire18£9,869731,16436
Cambridgeshire13£7,848844,09633
Cardiff8£8,125841,42217
Carmarthenshire5£8,436833,2523
Ceredigion6£9,579724,40210
Cheshire18£10,153630,28556
City of Edinburgh17£9,640730,94142
City of London - Greater London9£8,668628,81322
Conwy3£7,362829,3336
Cookstown1£9,795531,100-
Cornwall3£11,830631,27719
County Durham12£7,324837,73147
Craigavon2£11,245414,2962
Croydon - Greater London2£10,747522,7313
Cumbria18£9,400635,25729
Derbyshire13£9,283627,71645
Devon26£10,037633,00747
Dorset10£10,694724,67027
Dumfries and Galloway1£7,2951226,8412
Dundee City1£13,498523,44015
Ealing - Greater London4£5,3951157,5007
East Ayrshire2£5,4951176,4007
East Dunbartonshire1£9,99859,3071
East Riding of Yorkshire3£9,340638,02511
East Sussex6£8,593742,74619
Enfield - Greater London1£7,995550,8882
Essex21£8,862739,47541
Falkirk1£5,995950,0009
Fife17£12,997524,69835
Flintshire1£4,750891,8272
Glasgow City13£8,973733,31535
Gloucestershire14£9,021732,09547
Greater Manchester54£8,123837,72672
Gwynedd1£13,490618,0003
Hammersmith & Fulham - Greater London1£15,39063,9692
Hampshire25£9,039735,51672
Harrow - Greater London4£5,445841,3977
Havering - Greater London3£5,0281057,8114
Herefordshire4£7,642841,02212
Hertfordshire20£8,016839,21640
Highland3£9,928515,21210
Hillingdon - Greater London2£7,375941,1427
Hounslow - Greater London3£8,6311034,9724
Inverclyde1£4,4901162,4282
Isle of Wight2£7,2451230,9503
Kent24£9,733636,67557
Kingston upon Thames - Greater London3£6,503946,3453
Lancashire25£8,632740,14965
Larne2£5,9931069,617-
Leicestershire9£9,631732,92927
Lincolnshire10£6,0921049,94633
Merseyside12£8,889732,55933
Merthyr Tydfil1£11,999640,4385
Moray1£9,995437,0206
Newport3£7,188834,96011
Newtownabbey4£8,741629,2666
Norfolk15£7,002845,64841
North Ayrshire4£7,572740,601-
North Down2£5,4701079,0003
North Lanarkshire4£11,746513,35113
North Yorkshire14£9,042633,78552
Northamptonshire15£8,945646,48023
Northumberland2£8,750870,4897
Nottinghamshire12£7,622943,53449
Oxfordshire4£6,8201040,36920
Pembrokeshire2£15,390419,8033
Perth and Kinross2£11,797527,5639
Renfrewshire6£10,948631,6649
Rhondda Cynon Taf4£9,723748,4056
Rutland2£5,7251051,4111
Scottish Borders2£7,575923,3264
Shropshire9£7,665830,10216
Somerset11£10,421634,73937
South Ayrshire1£9,499723,1476
South Lanarkshire1£7,850645,5493
South Yorkshire20£6,985845,51746
Staffordshire17£11,490630,98448
Stirling2£9,348631,37310
Suffolk21£7,927840,73946
Surrey28£9,436628,13146
Swansea12£11,411731,38920
Tyne and Wear19£7,880838,91943
Waltham Forest - Greater London3£11,499411,0312
Wandsworth - Greater London1£16,49927,7105
Warwickshire11£9,714630,87118
West Dunbartonshire2£11,747628,422-
West Lothian2£4,9951268,7859
West Midlands38£9,564733,90752
West Sussex17£6,925962,68243
West Yorkshire38£7,626843,46499
Wiltshire10£9,631728,15614
Worcestershire17£9,345740,12729
Wrexham2£8,745937,7164
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