Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
This Volvo has a 2.0l diesel motor with automatic transmission and it has got 25,442 miles clocked up on the dash. It's currently on the market and ready for you to take home for the bargain price of only £14,100.
For sale and ready to take on a test drive is this V40 in black; this model has manual transmission, a 2000 CC diesel motor and 102,000 miles clocked up on the dash.
Containing a L petrol engine and manual transmission, this second hand Volvo V40 T2 122 Momentum Nav Plus is available for sale in the tone of grey with 43,942 miles clocked-up on the dash.
At the brilliant price of just £17,450 is this Volvo V40 T3 R-design Pro that is fitted out with a cc petrol motor and automatic transmission. This second hand model at this dealer has clocked up 22,808 miles and has a red finish.
Coming finished in the shade of red, this V40 D3 4 Cyl 150 R Design Pro Geartronic has a Litre diesel motor with automatic transmission and has 96,611 miles clocked-up on the dashboard.
This Volvo V40 D2 R-design Lux has 73,000 miles on the dashboard and is fitted with a 2000 cc engine. It runs on diesel with automatic transmission and is available in the shade of grey.
Planning on buying a V40 2.0 T3 Momentum 151 Bhp? Then take a more in depth look at this second hand one from this dealer, it features manual transmission and a 2.0 ltr petrol motor with 34,000 miles on the dashboard.
Featuring a 2.0 ltr diesel engine with manual transmission, this used hatchback from this dealer is available to buy in red and has 21,830 miles on the clock.
This Volvo V40 has 73,348 miles on the clock and is fitted out with a 1600cc engine. It runs on diesel with automatic transmission and has been finished in the tone of blue.
Now available for viewing at this car dealership's show room located in Stockport is this V40 1.6 Es D2 in blue with a manual gearbox and 1.6L diesel engine.
This Volvo V40 contains a 2.5 ltr petrol engine with automatic transmission and has 65,000 miles clocked up on the dashboard. This particular used one from this dealer is finished in the tone of white.
Incorporating a 2.0 litre diesel engine with manual transmission, this Volvo is currently available for sale in the tone of grey with 69,112 miles clocked-up on the dashboard.
On offer at the great price of just £8,245 is this Volvo which has got manual transmission and a 2.0 litre petrol engine. This second-hand one now available from this dealer has 63,323 miles clocked up on the dashboard.
Containing a 2000CC diesel engine with manual transmission; this second-hand
V40 is up for sale and ready for its next owner to take home with 75,509 miles on the clock.
Have this second-hand hatchback for only £8,995. Credit offers begin from just £ every month for this car which has a 1.0l diesel motor with manual transmission.
This Volvo V40 Hatchback 1.6 D2 R-design Powershift Euro 5 Ss for sale from this dealership in Aylesbury priced at £10,199 has 49,791 miles clocked-up on the dashboard and comes in the shade of grey.
This vehicle is fitted with a 2000CC diesel engine with automatic transmission and has 50,015 miles clocked up on the dash. It's currently on the market and ready for its new owner to drive away at only £10,999.
This Volvo V40 is equipped with a 2000 CC petrol motor with manual transmission and has 36,979 miles clocked-up on the dash. This particular second hand one from this dealership in Leicester is finished in the shade of red.
Now available at this dealer in Stirling is this low mileage V40 T2 122 R Design Edition Geartronic coming fitted out with automatic transmission and a 1500 cc petrol motor. It's up for sale in the shade of silver with a mere 32,118 miles clocked up on the dash.
Financing a used Volvo V40, known for its blend of compact dimensions, premium appeal, and practicality, doesn’t have to be daunting. Here’s a streamlined guide to help you navigate through the process efficiently and make an informed decision.
1. Understand Your Needs and Budget
Establish a Budget: Determine a spending limit considering both down-payment and potential monthly installments.
Identify Your Preferences: Explore various V40 models and specifications to align with your requirements.
2. Detailed Vehicle Research
Vehicle History Report: Ensure the car’s history is transparent and devoid of alarming issues.
Physical Inspection: A meticulous inspection by a professional can prevent future mechanical issues.
3. Assess Your Financial Health
Credit Score Review: Your credit score will influence the financing options available to you.
Financial Stability: Make certain that you can comfortably manage the prospective monthly payments.
4. Explore Various Financing Alternatives
Bank Financing: Investigate the loan options and interest rates provided by different banks.
Hire Purchase: Look into hire purchase options for a straightforward path to ownership.
Dealer Financing: Evaluate financing options provided directly by dealerships.
Personal Contract Purchase (PCP): This option may offer lower monthly installments with flexibility at the contract’s end.
5. Smart and Informed Negotiation
Knowledge is Power: Familiarize yourself with market prices to negotiate effectively.
Assertive Communication: Use your knowledge and clarity of purpose to achieve a beneficial deal.
6. Scrutinize the Contract
Review All Details: Ensure all aspects, including interest rates and payment terms, are as per the negotiation.
Legal and Contractual Clarity: Make sure all legal aspects of the contract are clear and transparent.
7. Final Steps Before Purchase
Insurance: Ensure you select a suitable insurance policy prior to finalizing the purchase.
Documentation: Complete all paperwork diligently to avoid future complications.
8. Ongoing Management and Maintenance
Regular Payments: Manage your finances to ensure timely payments and safeguard your credit score.
Vehicle Upkeep: Regular maintenance is vital to preserving the car’s condition and value.
9. Future Planning
End of Term Decisions: Consider options like refinancing or selling at the end of the payment term.
Maintain Resale Value: Keeping the car in optimum condition will secure a better resale value.
Conclusion
By being methodical and informed at each stage, from vehicle research and budgeting, to financing and future planning, you can seamlessly navigate through the process of financing a used Volvo V40. With disciplined financial management and regular vehicle maintenance, your ownership journey can be smooth and rewarding.
About the Volvo V40
The Volvo V40 holds a special place in Volvo's lineup as a premium compact hatchback that marries the brand's commitment to safety with its renowned Scandinavian design ethos. In the UK, the V40 has been a popular choice among those who seek a blend of luxury, safety, and practicality in a more compact form.
Key Features and Specifications
Elegant Styling: The V40 carries Volvo's minimalist design language with a distinctive front fascia, the iconic "Thor's Hammer" LED daytime running lights, and a sleek profile.
Safety First: True to Volvo's legacy, the V40 is packed with safety features, including the groundbreaking pedestrian airbag, City Safety automatic braking, and multiple other active and passive safety systems.
Engine Choices: The V40 offers a range of petrol and diesel engines, ensuring both performance and efficiency. The Drive-E powertrains, in particular, emphasize reduced emissions without sacrificing power.
Interior Comfort: The cabin is a testament to Scandinavian luxury with high-quality materials, ergonomic design, and an infotainment system that keeps drivers connected and entertained.
Popular Models in the UK The V40's offerings cater to a range of preferences:
Volvo V40 Momentum: The entry-level trim, providing essential features and comforts like the high-performance audio system, cruise control, and Volvo's City Safety.
Volvo V40 R-Design: Targeted at those who desire a sportier touch, the R-Design offers sportier design cues, a unique grille, and sport seats.
Volvo V40 Inscription: For those who prioritize luxury, the Inscription trim brings leather upholstery, unique alloy wheels, and chrome exterior details.
Volvo V40 Data by County
Volvo V40 data for the amount in stock, average price, age and mileage throughout
the UK and by county.