Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
First registered in 2014: Second hand Renault Scenic 1.5 Dci Energy Dynamique Tomtom Euro 5 Ss that has a 1.5l diesel motor, a mere 80,270 mi clocked up on the dashboard and manual transmission.
For £4,490, this dealership in Southend-on-Sea is selling this second hand hatchback that comes fitted with a 1.2l petrol engine and manual transmission.
Looking out to buy a Peugeot 208 Active? Well, have a more in depth look at this second hand model finished in white that has 94,627 miles clocked-up on the dash, manual transmission and a 1.6 litre diesel engine.
With 115,000 miles clocked up on the dash and coming finished in silver, this second hand car is fitted out with automatic transmission and has got a 1600CC petrol engine.
Now available at our dealership in Stoke-on-Trent is this used, low mileage Mitsubishi that has a petrol, 1200CC engine and manual transmission. It is on the market and ready for its new owner to drive home in the shade of red with a mere 22,222 miles on the dashboard.
Up for sale and ready for you to drive away is this hatchback. This second hand model has got 64,000 miles clocked up on the dash, a 1200CC petrol motor and automatic transmission.
On the market and ready for you to take home is this Volkswagen Caddy 2.0 Sdi Pd C20. This used model contains a 2.0 litre diesel engine with manual transmission and has 105,000 miles clocked up on the dash.
Available on the market today is this Nissan that features manual transmission and a 1200 cc petrol engine. On offer at the outstanding price of only £4,995 and achievable payments available beginning from just £ per month.
Durable and trustworthy, the Vauxhall Mokka is in the top 20 of Britain's reliability index. This second hand model at this dealer is finished in a tone of blue, has got 60,000 miles on the dash and features a 1.4 LTR petrol engine.
In the shade of blue, this hatchback Dacia Duster 1.5 Laureate Prime Dci 109 Bhp features a 1.5 litre diesel motor with manual transmission and it has 95,771 miles clocked up on the dash.
Considering going for one of Britain's top 10, most popular models? Well, consider choosing this particular Ford Fiesta from our dealership in Liverpool, it has 65,522 miles clocked-up on the dashboard and comes equipped with a 1.0 LTR petrol motor and manual transmission.
This dealer has a great price of just £5,495 on this Countryman with a 1.6 Ltr petrol motor, automatic transmission and 101,000 miles clocked-up on the dash.
This popular, top ten best selling Corsa 1.2 Limited Edition 83 Bhp incorporates a 1.2 ltr petrol motor and manual transmission. This dealer has got this second-hand one in stock with 55,310 miles clocked up on the dashboard.
Priced at £3,295 you can purchase this second-hand Ford Mondeo from this dealership in Woking which comes fitted with manual transmission and a 2.0L diesel engine.
Up for sale and ready for its new owner to take home is this very popular, top ten best selling hatchback, it comes fitted with a 1.4l petrol motor and manual transmission.
Currently available to buy is this second hand, grey Kia Sorento that is equipped with a 2.5 L diesel engine and manual transmission. Get it at the awesome price of only £3,799 from this dealer located in the Wokingham area.
Now advertised by this dealership in Bacup is this mpv used car that has got a diesel, 2.1 LTR engine and manual gearbox. It is on offer in the tone of white with 280,404 miles on the dashboard.
For sale at the price of £4,345 or with the option to purchase using credit with manageable payments commencing from £ per month, this Hyundai has got 28,877 miles clocked up on the dashboard and comes equipped with a 1.2L petrol motor.
Coming fitted with a 2200 CC diesel motor and manual transmission, this second hand Toyota from this dealer is available on the market in a grey finish and has 98,534 miles clocked-up on the dashboard.
Now on the market and ready for its new owner to drive home is this Ford C-Max 1.6 Tdci Zetec Euro 5 with a 1600CC diesel engine and 100,414 miles clocked-up on the dashboard.
On the market and ready for you to drive away is this Cascada 2.0 Cdti Elite Euro 5 Ss that is equipped with a 2.0 litre diesel motor with manual transmission. This second hand model currently in stock at our dealership in Newry is advertised at the great price of £4,850.
Getting a car for around £150 per month on finance
Getting behind the wheel of a new car doesn't have to break the bank. In the UK, used car finance has become an increasingly popular option for individuals looking to drive a quality car without the hefty upfront cost. If you're considering a budget of around £150 per month, you're in for some exciting options.
Select the Ideal Car for Your Needs
Your choice of car will significantly impact your monthly payments. With a budget of £150 per month, you can explore a broader range of vehicles, including larger family cars, SUVs, and even some luxury models. Popular options include the Nissan Qashqai, Volkswagen Golf, and Ford Focus. Remember to consider running costs like insurance, road tax, and fuel consumption when choosing a car.
Understand the Different Finance Options
There are several car finance options available, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Each option comes with its benefits and considerations. For instance, PCP allows for lower monthly payments and the option to purchase the car at the end of the term, while PCH is a leasing option where you return the car at the end of the contract.
Shop Around for Competitive Deals
Don't settle for the first finance offer you come across. Take the time to shop around and compare deals from various finance providers, including banks, credit unions, and online lenders. Make use of online comparison tools to quickly identify the most competitive offers. This will help you find a finance deal that aligns with your budget and offers favourable terms.
Save Up for a Larger Deposit
The more you can put down as a deposit, the lower your monthly payments will be. By saving up for a more substantial deposit, you'll reduce the amount you need to finance and decrease your monthly payments. A larger deposit can also improve your chances of being approved for finance and may help you secure a lower interest rate.
Consider the Length of the Finance Term
The length of your finance term will directly impact your monthly payments. A shorter term means higher monthly payments but less interest paid over the contract. On the other hand, a longer term results in lower monthly payments but more interest paid over the duration. With a budget of £150 per month, you can consider a shorter term to save on interest.
Conclusion:
Securing a car finance deal for around £150 per month is possible with some research and planning. By selecting the right car, understanding finance options, shopping around for the best deal, saving for a deposit, and considering your finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom that comes with driving a quality vehicle.