Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Available at our dealership in the Sidmouth area is this Combo L2h1 2300 Cdti Ecoflex Ss that comes fitted out with manual transmission and a 1200cc diesel motor. Available for sale in the shade of white with 85,000 miles clocked-up on the dash.
First registered in 2014: Second hand Renault Scenic 1.5 Dci Energy Dynamique Tomtom Euro 5 Ss that has a 1.5l diesel motor, a mere 80,270 mi clocked up on the dashboard and manual transmission.
Now available on the market is this second hand car for the total of only £4,490. This dealer also gives you the option to pay with affordable monthly repayments to suit all budgets with instalment plans commencing at only £ per calendar month.
Searching to buy a hatchback that is included in the top ten list of Great Britain's most sold cars of the last year? Well, take a closer look at this low mileage one from us at this dealer that's priced at only £7,090. It has a 1.2 LTR petrol motor with manual transmission and it has only got 32,556 miles clocked up on the dash.
Up for sale and ready for you to take home is this Mitsubishi Mirage that contains a 1.2 Litre petrol engine with manual transmission. This used model now in stock at our dealership in Stoke-on-Trent is available at our bargain price of just £5,490.
Interested in buying a Vauxhall Agila? Then have a look at this second-hand one, it has a 1200 cc petrol engine with automatic transmission and it has got 64,000 miles clocked-up on the dash.
Coming equipped with manual transmission and a 1.0 Ltr petrol engine, this used Ford C-Max 1.0 Zetec 124 Bhp is available to drive away in black with 51,426 miles on the clock.
Take a test drive in this hatchback which
has manual transmission and a 1.3l petrol engine. This second hand one at this dealership has got 51,120 miles clocked-up on the dash.
Become the new owner of this Nissan that incorporates a 1.2 LTR petrol engine with manual transmission. This used model has been finished in white and has 45,751 miles on the dashboard.
Up for sale and ready for its new owner to take home is this second hand Grandland 1.5 Turbo D Blueinjection Sport Nav Euro 6 Ss 5 that has manual transmission and a 1.5 litre diesel engine. Buy it from this dealer in Worksop for the brilliant price of only £7,295.
There's a terrific price at this car dealership on this best selling Ford. This used one is fitted with a 1.4l petrol motor with manual transmission and has 28,970 mi on the dash.
With 60,000 miles on the clock and painted in the tone of blue, this Vauxhall Mokka 1.4I Turbo Exclusiv 2Wd Euro 6 Ss comes fitted with a 1400 cc petrol motor and manual transmission.
Painted in blue, this hatchback Dacia Duster 1.5 Laureate Prime Dci 109 Bhp contains a 1500CC diesel engine with manual transmission and it has 95,771 mi on the clock. First Registered in 2015, this Duster 1.5 Laureate Prime Dci 109 Bhp is up for sale and ready for its next owner to drive home for only £5,277.
This second hand Volkswagen Passat from this dealer in Newtownabbey is fitted with a 1.6 L diesel engine with manual transmission and it has 78,732 mi clocked up on the dash.
Become the next owner of this manual Renault Kangoo 1.5 Ml19 Business Dci 89 Bhp with manual transmission and a 1500cc diesel engine. This second-hand one located in Kirkcaldy has got 85,000 miles clocked-up on the dash and comes in the shade of grey.
Up for sale and ready for its new owner to drive away is this Fiat 500C that is fitted with manual transmission and a 1200 cc petrol engine. This second-hand one from our dealership in Penarth is advertised at the incredible price of only £5,995.
Driving a new or quality used car doesn't have to come with a sky-high price tag. Car finance offers a convenient and accessible way for UK drivers to get behind the wheel of a car they love without the need for a large upfront payment. If you're working with a budget of £200 per month, there are numerous options available to you.
Identify the Right Car for Your Needs
With a budget of £200 per month, you have access to a wide range of cars, from sporty coupes to spacious SUVs. Popular choices within this budget include the Audi A3, Mercedes-Benz A-Class, and BMW 1 Series. When selecting a car, consider factors such as running costs, insurance premiums, fuel efficiency, and maintenance costs to ensure that it aligns with your overall budget.
Understand Your Finance Options
There are several finance options available to car buyers, including Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH). Take the time to understand the features of each finance option, including deposit requirements, monthly payments, interest rates, and end-of-term options. This will help you make an informed decision that best suits your budget and requirements.
Shop Around for the Best Deal
When it comes to car finance, it pays to shop around. Take the time to compare finance offers from various providers, including banks, credit unions, and online lenders. Many car dealerships also offer in-house financing, which may provide competitive rates and flexible terms. Use online comparison tools to quickly identify the best deals based on your budget and preferences.
Maximise Your Deposit
The size of your deposit will significantly influence your monthly payments. A larger deposit will reduce the amount you need to finance, resulting in lower monthly payments and potentially lower interest rates. If possible, save up for a more substantial deposit to maximise your budget and reduce your monthly payments.
Consider the Term of Your Finance Agreement
The length of your finance term will impact your monthly payments. A shorter finance term will result in higher monthly payments but may save you money on interest in the long run. Conversely, a longer finance term will reduce your monthly payments but may result in higher overall interest costs. With a budget of £200 per month, you can opt for a shorter finance term to maximise your savings.
Conclusion:
With careful planning and research, finding a car finance deal for £200 per month is entirely achievable. By selecting the right car, understanding your finance options, shopping around for the best deal, and considering your deposit and finance term, you can drive away in a car that suits your needs and budget. Take the time to explore your options and enjoy the freedom and convenience of driving a quality car without the high upfront cost.