Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used BMW on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Financing a BMW

If you're considering securing a used BMW on finance in the UK, here's a concise guide to assist you in your journey.


Quick Guide: Used BMW on Finance


Why Choose BMW?

  • Premium German craftsmanship and engineering.
  • Sporty aesthetics and performance-driven models.
  • High resale value and desirability.
  • Array of models ranging from sedans, SUVs to sporty coupes.

Top Places to Buy:

  • BMW's Approved Used Cars Programme for vetted vehicles.
  • Local BMW dealerships.
  • Reliable online automotive platforms.
  • Private sellers (ensure thorough vehicle checks).

Popular BMW Models in the UK:

  1. BMW 3 Series - An all-time favourite sedan.
  2. BMW 1 Series - Compact hatchback, ideal for city dwellers.
  3. BMW X5 - Luxury SUV with ample space.
  4. BMW 4 Series - Stylish coupe/convertible.
  5. BMW 5 Series - Executive saloon with top-notch features.

Finance Options:

  1. PCP (Personal Contract Purchase): Start with a deposit, followed by monthly payments. End choices include buying the car outright, trading it, or handing it back.
  2. HP (Hire Purchase): Deposit followed by set monthly instalments. Once payments are complete, the car is yours.
  3. Leasing: Pay monthly to use the car, then return it at contract's end.

Your Credit Score: Having a strong credit score could grant you more appealing interest rates.

Budget Planning: Determine a practical deposit and monthly payment. Remember to account for other costs: insurance, road tax, and maintenance.

Pre-purchase Checks:

  • Confirm a comprehensive service history.
  • Verify the stated mileage.
  • Be cautious: prematurely exiting a finance contract might result in additional charges.

Price Negotiation Tips:

  • Research typical prices for your chosen BMW model.
  • Use the car's age, mileage, and condition to your advantage during negotiations.
  • Discuss interest rates, deposit amounts, and monthly payment conditions.

With this guide in hand, you're prepared to venture into the UK's used car market in search of a BMW on finance. Safe travels and enjoy your BMW experience!

About BMW

Originating from Germany, BMW has long been a stalwart of the premium automotive world. Their famous slogan, "The Ultimate Driving Machine", truly encapsulates the brand's ethos. In the UK, BMWs are synonymous with driving pleasure, innovation, and class-leading luxury.

Key Features and Specifications

  • Performance: With a rich motorsport heritage, BMW ensures that even their everyday models offer spirited driving dynamics.
  • Luxury Interiors: Every BMW boasts a meticulously crafted interior, complete with high-quality materials, intuitive controls, and the latest infotainment technology.
  • EfficientDynamics: BMW's approach to optimising performance and efficiency simultaneously is evident in their engine technology and lightweight construction techniques.
  • Electrification: With the BMW i and iPerformance ranges, BMW is at the forefront of electric and hybrid vehicle technology.

Most Popular Models in the UK

BMW's model range caters to a wide variety of preferences and needs. Here are some of the standout favourites among British drivers:

  • BMW 3 Series: This executive saloon is a benchmark in its class, known for its dynamic driving experience and premium build quality.
  • BMW 1 Series: A premium hatchback that offers an agile driving experience coupled with top-tier interiors and tech features.
  • BMW X5: A luxurious SUV that doesn't compromise on performance, the X5 offers versatility, space, and state-of-the-art features.
  • BMW i3: An all-electric city car with a unique design, the i3 reflects BMW's commitment to sustainability without sacrificing driving pleasure.

For those in the UK who value a blend of luxury, performance, and cutting-edge technology, BMW remains a top choice in the premium vehicle market.

BMW Data

Find out which BMW vehicles are most popular, their average price, age and mileage and recent sales.

ModelStockAvg PriceAvg AgeAvg MileageRecent Sales
All BMW30,739£35,740640,62668,663
1 Series5,767£17,503643,50814,433
2 Series1,295£18,584538,2353,858
2 Series Active Tourer375£17,322540,065920
2 Series Gran Coupe887£26,800320,5891,996
2 Series Gran Tourer198£14,257652,749617
3 Series6,034£19,670757,34913,028
3 Series Gran Turismo99£12,173877,961193
4 Series1,485£19,751655,0143,160
4 Series Gran Coupe1,091£23,525545,6822,218
5 Series2,615£20,986760,3515,388
5 Series Gran Turismo40£12,0741175,31445
6 Series263£15,8461172,343350
6 Series Gran Coupe107£15,1021075,955149
6 Series Gran Turismo37£23,729648,75944
7 Series349£29,079858,640538
8 Series135£41,615531,065262
8 Series Gran Coupe108£42,203325,497212
Alpina42£22,6611479,87431
i3609£14,827529,915997
i4289£49,83218,438396
i742£102,16613,91665
i875£42,192739,12885
iX263£65,02119,748275
iX1228£43,12814,594281
iX3174£44,181111,183297
M186£20,351645,623149
M2321£36,689528,271667
M3491£48,148836,667679
M4521£39,871530,738982
M5193£44,214739,417279
M627£28,5591050,85927
M6 Gran Coupe10£27,677854,23710
M829£75,258315,18455
X11,413£16,764750,1324,216
X2572£23,488429,6431,424
X31,263£28,348648,1763,540
X3 M122£43,323329,078323
X4337£30,023549,071897
X4 M42£42,519426,510123
X51,564£35,674658,5933,370
X5 M107£57,088430,843215
X6364£35,534651,370711
X6 M33£59,018530,16361
X7148£68,483326,366264
XM9£118,36613,66310
Z347£10,0652461,19625
Z4407£18,6311047,656760
Z4 M14£24,4521247,97021
Z3 M5£31,7932555,6136
M8 Gran Coupe7£68,423318,40911
Add postcode for better results.