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Used BMW 4 Series Gran Coupe on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a BMW 4 Series Gran Coupe on finance

The BMW 4 Series Gran Coupé combines sporty aesthetics, luxurious interiors, and an engaging driving experience. If you're considering financing a used model, here's a structured guide to assist you.


1. Understand Your Financial Health

  • Budget: Define your budget considering all expenses including down payment, monthly installments, insurance, and maintenance.
  • Credit Score: Know your credit score; a higher score can secure you lower interest rates.

2. Extensive Vehicle Research

  • Model Variants: Understand different model variants and choose one that aligns with your requirements.
  • Vehicle History Report: Investigate the car’s history to check for past accidents or issues.
  • Inspection: Consider having the car inspected by a professional to ascertain its condition.

3. Choosing the Right Model

  • Test Drive: Ensure to take the model for a test drive and check its performance.
  • Verification: Ensure the actual vehicle matches the described condition and specifications.

4. Explore Various Financing Options

  • Bank Financing: Look into traditional bank loans and compare the interest rates.
  • Hire Purchase: Consider this option to pay in monthly installments and own the car after the final payment.
  • PCP (Personal Contract Purchase): PCP can offer lower monthly payments with a large final payment if you choose to buy the car at the end.
  • Dealer Financing: Examine the financing options offered by dealers and compare them with other avenues.

5. Negotiating the Price

  • Market Research: Be aware of the market price for the chosen BMW model variant.
  • Negotiation Skills: Use your market knowledge to negotiate the price effectively.

6. Thoroughly Reviewing the Contract

  • Terms and Conditions: Ensure that every negotiated point, prices, and terms are explicitly mentioned.
  • Fine Print: Go through every detail of the agreement to avoid any future surprises.

7. Secure Insurance and Complete Paperwork

  • Insurance Policy: Secure a suitable insurance policy before you finalize the purchase.
  • Documentation: Ensure all the documentation is accurate and complete all necessary paperwork.

8. Consistently Manage Your Finances

  • Timely Payments: Make sure to manage your monthly payments promptly to maintain a healthy credit score.
  • Regular Maintenance: Keep the vehicle in top-notch condition through regular maintenance, ensuring a high resale value.

9. Consider Future Implications

  • End of Finance Term: Decide whether you’ll sell, keep or exchange the car at the end of the finance term.
  • Resale Value: Maintaining the vehicle well will ensure a good resale value in the future.

Conclusion

Financing a used BMW 4 Series Gran Coupé involves several strategic steps, from meticulously choosing the right model and negotiating terms to managing monthly payments. Following this guide, you can navigate through each stage effectively, ensuring a rewarding and stress-free ownership journey.

About the BMW 4 Series Gran Coupe

BMW, a name synonymous with precision, luxury, and performance, unveiled its 4 Series Gran Coupé to a market keen on melding the thrill of sporty driving with the allure of a sleek four-door profile. Designed for those desiring the dynamic feel of a coupé with the convenience of a sedan, this model is particularly appealing to the discerning British driver.

A Glimpse into its Inception: The 4 Series Gran Coupé made its debut in 2014, as an extension of BMW's endeavour to segment its range more distinctly. Positioned alongside its 4 Series siblings, the Coupé and Convertible, the Gran Coupé offers the benefits of both, yet stands apart with its unique four-door design.

Gran Coupé on UK Roads: The Gran Coupé, with its elongated roofline and frameless windows, encapsulates a blend of grace and functionality. Perfectly adapted for the UK's varying driving conditions, it promises agility on winding country roads and a poised elegance on city streets. The cabin offers a luxurious retreat, subtly echoing British sophistication.

Facing the Contenders: In the premium four-door coupé segment, competition is fierce. The 4 Series Gran Coupé competes against the likes of the Audi A5 Sportback and Mercedes-Benz CLA. However, with BMW's hallmark driving dynamics, coupled with cutting-edge tech and a rich heritage, the Gran Coupé often emerges as a preferred choice for many.

In Conclusion: BMW's 4 Series Gran Coupé effortlessly bridges the gap between sporty dynamism and luxurious practicality. It stands as a testament to BMW's commitment to evolving with the times while staying rooted in its rich legacy. For the British motorist, the Gran Coupé isn't just a car; it's an experience, made more accessible with competitive finance options.

BMW 4 Series Gran Coupe Data by County

BMW 4 Series Gran Coupe data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,052£21,191650,2612,031
Aberdeen City3£30,567325,9266
Angus1£12,490883,0431
Antrim5£13,608881,3458
Ballymena5£13,159873,8006
Barnet - Greater London3£15,167760,9782
Bedfordshire28£18,245762,06743
Berkshire12£19,871759,64927
Blaenau Gwent2£17,349657,2064
Bristol5£14,956769,06122
Bromley - Greater London12£29,120424,40613
Buckinghamshire16£29,185430,63842
Caerphilly1£15,499960,926-
Cambridgeshire23£22,800543,66041
Cardiff10£29,299430,63021
Carrickfergus2£17,550560,294-
Cheshire45£26,186433,61528
City of Edinburgh12£30,585323,26721
City of London - Greater London23£24,444436,22361
Coleraine2£15,473890,0002
Conwy4£35,67418,5461
Cookstown1£13,890775,0001
County Durham11£19,051638,79632
Craigavon13£34,937215,23834
Croydon - Greater London4£29,538424,25614
Cumbria2£16,193770,5004
Denbighshire1£12,000862,300-
Derbyshire16£15,158868,73936
Derry2£14,373970,2281
Devon7£22,905653,21213
Dorset1£30,845216,55912
Dundee City5£11,746990,96212
Ealing - Greater London2£13,842769,7724
East Ayrshire1£12,498979,5191
East Lothian1£18,799539,976-
East Riding of Yorkshire1£15,950539,0642
East Sussex11£19,833654,07035
Enfield - Greater London7£32,131322,28310
Essex21£24,885542,10659
Fife3£16,662781,3624
Flintshire11£13,255884,2631
Glasgow City4£20,944639,65641
Gloucestershire13£29,483432,07827
Greater Manchester50£14,890767,839125
Greenwich - Greater London1£39,49517,3375
Hampshire34£24,883536,87473
Harrow - Greater London4£16,019653,4115
Havering - Greater London9£26,389424,84524
Herefordshire6£32,542317,33611
Hertfordshire30£21,509654,99269
Highland1£14,999855,0001
Hillingdon - Greater London7£22,118558,55016
Hounslow - Greater London11£26,972431,94514
Kent25£28,259426,12661
Kingston upon Thames - Greater London14£32,757325,64514
Lancashire24£25,104547,65342
Larne1£13,995793,0001
Leicestershire30£24,137546,78450
Lincolnshire25£23,996436,89272
Lisburn2£15,950769,3722
Magherafelt4£16,623775,0008
Merseyside10£22,275643,12926
Merthyr Tydfil1£15,499771,926-
Newport3£32,000226,3948
Newry and Mourne3£24,664544,173-
Newtownabbey3£13,328875,4019
Norfolk11£22,607654,30318
North Ayrshire2£13,690863,628-
North Yorkshire15£18,254657,51313
Northamptonshire17£27,885432,62758
Northumberland2£14,993836,7483
Nottinghamshire41£21,672548,046103
Omagh3£19,400563,000-
Oxfordshire8£27,881427,51415
Pembrokeshire1£15,299762,442-
Perth and Kinross4£34,220318,31711
Redbridge - Greater London1£11,150995,1802
Renfrewshire1£15,788743,598-
Rhondda Cynon Taf4£17,797748,6782
Scottish Borders2£13,4901060,6141
Shropshire17£18,969762,65529
Somerset7£15,608763,12714
South Yorkshire36£21,190655,43762
Staffordshire33£20,929651,05047
Suffolk8£21,999648,57513
Surrey24£30,885425,46240
Swansea10£28,074426,3436
Tyne and Wear17£15,445764,55523
Waltham Forest - Greater London1£20,650532,767-
Wandsworth - Greater London1£13,990952,000-
Warwickshire15£20,419654,64118
West Lothian1£10,9951089,5413
West Midlands52£23,369652,03095
West Sussex10£21,852540,79018
West Yorkshire32£23,919548,12055
Wiltshire15£30,342429,58930
Worcestershire9£25,693551,46022
Wrexham2£18,495640,1002
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