Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Now on show at this dealer in Oxford is this Kia Stonic with low mileage. It is equipped with a 1.0 L petrol motor with automatic transmission and has just 8,439 miles on the dash.
On offer and ready for its new owner to take home is this Stonic 1.0L 3 Isg 118 Bhp that has got a 1000 CC petrol motor with automatic transmission. This second-hand model now available from our dealership in Watford only has 38,630 miles clocked-up on the dash and is finished in the tone of white.
Up for sale and ready for you to take home is this Stonic that
comes fitted with manual transmission and a 1.4 litre petrol engine. This second hand model has 59,026 miles clocked up on the dashboard and comes in the shade of red.
Advertised at the price of £11,520 and with the option to buy using finance with manageable instalments starting from £ per calendar month, this Kia has 48,746 miles clocked up on the dash and incorporates a LTR petrol motor with manual transmission.
Get yourself behind the steering wheel of this Stonic 1.0 T-gdi Isg 2 for just £15,950. It has clocked up 9,835 miles and features a 1.0 Ltr petrol motor with manual transmission.
On offer is this Stonic that comes equipped with a Ltr engine with transmission. This one at our dealership in Dundee is a second hand vehicle, but it was well cared for by the last owner so it's still in an almost spotless, near mint condition..
This Stonic is in a like new, almost flawless condition in and out. It's currently on the market and ready for its new owner to drive home with the possibility to purchase it on credit starting from only £ pm.
Purchase this estate for £16,498. Credit deals commence at just £ each month for this vehicle that contains a 1000 CC petrol motor with manual transmission.
Get yourself behind the wheel of this Stonic Stonic for just £19,994. It contains a 1.0 LTR petrol motor with manual transmission and has clocked up 3,819 miles.
Available to drive away today is this suv which has got a 1.0 Litre petrol engine with manual transmission. At the amazing price of £15,900 and affordable payments on hand beginning at only £ per month.
This suv Kia Stonic is now on the market and ready for you to drive home. It features manual transmission, a 1.0 L petrol engine and has 25,269 miles on the dash.
Available at our dealership in Online Sale is this Kia Stonicthat has got a 1.0 L petrol motor with automatic transmission. It is in an almost spotless, like new condition both inside and out and is up for sale in a red finish with only 9,204 miles on the dash.
Now advertised by this dealer located in Plymouth is this suv Stonic that has a 1.0 ltr hybrid motor with manual transmission. On offer and ready for its next owner to drive away in the tone of white with 18,117 miles on the dashboard.
Available on the market is this hatchback that has got automatic transmission and a 1.0 Litre petrol motor. This second hand one at this dealer priced at £13,599 has done 26,000 miles.
Become the new owner of this automatic Kia with a 1000cc hybrid motor and automatic transmission. This second hand one has 46,180 miles clocked-up on the dash and is finished in yellow.
Low mileage, like new Kia Stonic 1.0 T-gdi Isg 48V Gt-line S now on offer at £19,994 or on credit beginning from only £ per calendar month. It has a mere 3,819 miles clocked up on the dashboardand incorporates a 1.0L petrol motor and manual transmission.
For sale and ready to take for a test drive is this hatchback available in black; this second-hand model has 38,400 miles on the clock and is equipped with a 1.4 ltr petrol motor.
The Kia Stonic is a compact SUV, combining style, versatility, and a suite of modern features.
Familiarise yourself with the various trim levels and specifications. Look for elements that matter to you, such as infotainment options, safety features, and engine variants.
If you're considering a used model, pay attention to the year and any subsequent model updates or changes.
Searching for a Used Model:
If you're in the market for a used Kia Stonic on finance, start with Kia's approved-used dealerships. These vehicles often come with extended warranties and have undergone manufacturer-standard checks.
Also, explore online platforms, local dealerships, and car supermarkets for availability and pricing.
Finance Options:
Personal Contract Purchase (PCP): Start with an upfront deposit, followed by monthly instalments. At the end of the term, you can choose to pay a balloon payment to own the car, hand it back, or begin a new agreement.
Hire Purchase (HP): After a deposit, you repay the car's value through monthly instalments. Once all payments are made, the car is yours.
Leasing: Rent the Kia Stonic for a set period and then return it once the contract ends.
Personal Loan: Obtain a loan from a bank or lender to buy the car outright, then repay the loan in monthly instalments.
Acquire and Compare Quotes:
Get finance quotes from Kia dealerships and independent finance institutions. Some providers may offer competitive rates for a used Kia Stonic on finance.
When comparing offers, consider the APR (Annual Percentage Rate) as a true reflection of the cost of borrowing.
Your Credit Score:
Your credit score can influence the terms of your finance and the interest rate offered.
Before applying, check your credit standing with UK agencies like Experian, Equifax, or TransUnion. Correct any inaccuracies promptly.
Budgeting:
Decide on a comfortable monthly payment based on your financial capabilities.
Remember, a larger deposit typically means lower monthly repayments.
Review the Agreement:
If considering a PCP or lease deal, be aware of any mileage limitations.
Understand any fees or penalties related to early contract termination or surpassing the agreed mileage.
Negotiate the Deal:
With the information you've gathered, try negotiating both the vehicle's price and the terms of finance. This might provide some leeway, even when seeking a used Kia Stonic on finance.
Remember to focus on the total cost over the term, not just the monthly payments.
Complete the Purchase:
After settling on terms, complete the required paperwork.
Before signing, ensure you fully understand all terms and conditions.
Always keep a copy of the agreement and any related documentation.
Insurance:
Before taking ownership of the Stonic, ensure you have adequate car insurance.
It's always beneficial to shop around for the best deal.
End-of-Agreement Choices:
If on PCP: At the end, decide if you'll make the balloon payment, return the car, or initiate a new agreement.
With HP: After completing all payments, the car is yours.
For leases, be prepared to return the car in a condition that aligns with the agreement's stipulations.
Other Costs to Consider:
Always budget for potential additional costs like road tax, maintenance, and fuel.
When looking to finance a vehicle, it's essential to ensure the chosen terms align with your financial situation and anticipated future changes. If ever uncertain, seek guidance from financial experts or trusted professionals.
About the Kia Stonic
The compact crossover segment is a fierce battleground, with a multitude of options vying for the urban driver's attention. Into this competitive mix, Kia introduced its contender – the Kia Stonic, aiming to capture the imagination of those seeking a blend of style, functionality, and value.
From Korea to the UK Streets: Unveiled in 2017, the Kia Stonic is a compact SUV that exudes youthful energy. With a name derived from combining 'Speedy' and 'Tonic', this car has been designed to appeal to a dynamic audience seeking agility and freshness in their rides. As it made its journey from Korea to the roads of the UK, it was clear that the Stonic aimed to cater to the unique tastes of the British market.
Design Meets Functionality: One of the standout aspects of the Stonic is its bold design. The car’s sporty silhouette is complemented by a range of vibrant two-tone colour options, giving owners a chance to personalise their vehicle to reflect their personality. But the Stonic isn’t just about looks. With ample boot space, advanced driver assistance systems, and a spacious interior, it ensures practicality isn't sacrificed.
Facing the Competition: In the UK, the Stonic competes with the likes of the Nissan Juke, Renault Captur, and SEAT Arona. However, Kia’s offering stands out with its balance of design aesthetics, features, and the brand's renowned 7-year warranty.
Final Thoughts: The Kia Stonic represents the brand's ambitious endeavour to capture a significant slice of the urban crossover pie. With its design-forward approach, balanced with practicality and complemented by finance-friendly options, it's poised as a compelling choice for the British driver.
Kia Stonic Data by County
Kia Stonic data for the amount in stock, average price, age and mileage throughout
the UK and by county.