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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,172£10,823532,1953,693
Aberdeen City5£11,556431,24635
Aberdeenshire6£10,162542,12316
Angus2£11,395419,1553
Ards2£8,442648,2381
Armagh1£8,995660,0291
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge2£11,700420,9031
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£13,39046,2105
Bedfordshire14£10,480538,48159
Belfast3£10,258533,94319
Berkshire13£10,671535,70040
Bexley - Greater London5£12,089418,4606
Blaenau Gwent1£12,499428,10117
Brent - Greater London1£8,199740,000-
Bristol14£10,851535,09143
Bromley - Greater London3£11,363426,6999
Buckinghamshire13£11,224531,24937
Caerphilly2£10,993524,8292
Cambridgeshire20£10,123436,24248
Cardiff5£11,444428,04321
Carmarthenshire2£10,995433,33010
Ceredigion5£10,895651,29317
Cheshire26£10,734535,515126
City of Edinburgh10£11,138534,16056
City of London - Greater London18£10,902530,28080
Coleraine3£10,828341,1582
Cornwall3£11,150536,03920
County Durham21£10,382534,142127
Craigavon2£10,747530,2873
Croydon - Greater London10£10,666534,14815
Cumbria5£9,247649,02417
Derbyshire36£10,153439,365135
Derry2£10,445438,090-
Devon18£10,509536,58453
Dorset7£11,154435,01920
Dumfries and Galloway1£9,698538,0124
Dundee City2£9,498652,81913
Dungannon2£11,440440,1682
East Ayrshire8£10,105542,06725
East Dunbartonshire3£12,565410,8995
East Lothian1£10,899525,0551
East Riding of Yorkshire12£10,130535,50832
East Sussex11£11,665429,11115
Enfield - Greater London1£10,995529,5702
Essex29£11,492424,16390
Falkirk7£10,277538,64223
Fermanagh3£12,162433,8933
Fife13£10,641536,80338
Glasgow City23£10,294532,81589
Gloucestershire11£9,848531,05943
Greater Manchester55£10,540532,771175
Gwynedd3£12,828422,333-
Hampshire31£10,539534,32391
Harrow - Greater London1£9,19549,055-
Havering - Greater London4£10,998534,27211
Herefordshire5£11,187524,86316
Hertfordshire17£10,722530,35046
Highland3£10,264640,57614
Hounslow - Greater London2£10,136626,822-
Inverclyde1£11,99859,7068
Isle of Anglesey1£10,599541,0004
Isle of Wight3£12,163524,111-
Kent28£11,730424,51488
Kingston upon Thames - Greater London1£6,850741,961-
Lancashire59£10,533538,067129
Leicestershire16£10,489533,23134
Lincolnshire26£10,471531,73455
Magherafelt2£9,850655,0001
Merseyside38£10,993430,66390
Merthyr Tydfil6£11,320431,9808
Moray15£13,128420,90844
Newport7£10,729428,95032
Newry and Mourne2£11,140514,3125
Newtownabbey6£10,740529,4669
Norfolk6£10,026542,41182
North Ayrshire4£11,573425,7845
North Down5£10,648529,19116
North Lanarkshire14£10,978435,94844
North Yorkshire29£11,137431,46643
Northamptonshire10£9,777543,69835
Northumberland10£11,250525,09044
Nottinghamshire21£11,191429,44952
Oxfordshire8£10,944433,62628
Pembrokeshire1£12,299516,4411
Perth and Kinross5£11,097532,4679
Renfrewshire15£11,165525,93166
Rhondda Cynon Taf9£9,886543,60213
Scottish Borders2£10,499546,0224
Shropshire20£10,514434,49746
Somerset6£10,152442,25637
South Ayrshire10£10,996528,04615
South Lanarkshire4£11,423526,69126
South Yorkshire18£11,078431,19478
Staffordshire18£10,674537,26860
Stirling4£9,996540,59416
Suffolk15£11,514426,29041
Surrey9£10,697429,71029
Swansea6£10,915448,90144
Tyne and Wear36£10,688528,18879
Waltham Forest - Greater London3£13,072411,29918
Warwickshire13£10,263532,71333
West Dunbartonshire2£10,848538,8509
West Lothian2£10,998522,89434
West Midlands64£10,804432,423188
West Sussex9£11,746424,37626
West Yorkshire28£10,426530,336100
Wiltshire6£10,568432,94833
Worcestershire15£10,280540,68945
Wrexham2£11,363521,7412
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