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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,089£10,644533,4023,444
Aberdeen City1£9,998460,83135
Aberdeenshire5£10,136542,42213
Angus3£10,145530,4655
Ards2£10,140631,2662
Armagh1£8,995660,0291
Ballymena2£9,970546,9033
Ballymoney1£9,295615,500-
Banbridge1£10,950438,8002
Barking & Dagenham - Greater London1£11,999531,801-
Bedfordshire16£10,308539,19947
Belfast3£9,655540,22613
Berkshire12£9,781548,91541
Bexley - Greater London1£11,989421,2059
Blaenau Gwent4£11,749428,79115
Bristol16£9,881545,53037
Bromley - Greater London2£10,747528,20310
Buckinghamshire12£11,188429,46036
Caerphilly2£10,993524,8292
Cambridgeshire19£9,729539,61940
Cardiff4£11,000432,01519
Carmarthenshire2£11,495428,05610
Carrickfergus1£11,495316,930-
Ceredigion5£11,495645,23015
Cheshire20£10,663537,314103
City of Edinburgh15£10,688535,23653
City of London - Greater London22£10,446431,74374
Clackmannanshire1£11,498428,9094
Coleraine3£10,495341,158-
Cornwall4£10,370642,37417
County Durham20£10,041535,978111
Craigavon1£9,295638,1853
Croydon - Greater London8£10,760531,99916
Cumbria6£9,781547,08413
Derbyshire36£10,353536,605129
Derry1£10,999433,6971
Devon11£10,631537,21757
Dorset5£10,726535,92320
Dundee City3£10,498539,72811
Dungannon1£11,940533,6953
East Ayrshire6£10,818535,49123
East Dunbartonshire4£11,748420,6956
East Riding of Yorkshire7£10,110528,72928
East Sussex11£10,983532,37816
Enfield - Greater London2£9,995619,0282
Essex26£11,118432,22192
Falkirk5£10,450538,10423
Fermanagh2£9,495648,0766
Fife12£10,898535,10039
Glasgow City21£10,408532,83990
Gloucestershire11£9,767527,97941
Greater Manchester47£10,301536,277154
Greenwich - Greater London1£9,295637,4223
Gwynedd3£12,828422,333-
Hampshire32£10,457533,14780
Harrow - Greater London1£9,19549,055-
Havering - Greater London6£10,963528,9739
Herefordshire7£9,823539,86711
Hertfordshire11£10,991425,58449
Highland3£9,930640,57613
Hillingdon - Greater London2£8,890544,3128
Hounslow - Greater London2£10,136626,8221
Inverclyde1£11,99859,7065
Isle of Wight2£11,995728,1001
Kent27£11,217431,01582
Lancashire49£10,497538,556143
Leicestershire15£9,859541,43433
Lincolnshire18£10,613534,38156
Magherafelt2£9,850655,0001
Merseyside36£10,633533,05881
Merthyr Tydfil3£11,519430,9049
Moray13£12,841421,29338
Newport3£11,663419,75623
Newry and Mourne2£11,140514,3123
Newtownabbey4£11,211422,66310
Norfolk7£9,727537,02263
North Ayrshire3£10,331528,7337
North Down4£10,309542,13613
North Lanarkshire11£10,803437,24946
North Yorkshire25£10,461538,55254
Northamptonshire12£9,975541,29134
Northumberland8£10,186529,46537
Nottinghamshire21£10,950430,22452
Oxfordshire10£10,575534,29824
Perth and Kinross2£10,948519,15611
Powys1£12,290320,0002
Renfrewshire12£11,131523,47651
Rhondda Cynon Taf9£9,751543,12912
Scottish Borders2£9,447553,0265
Shropshire24£10,276439,09453
Somerset12£10,472439,08424
South Ayrshire8£10,646531,06612
South Lanarkshire5£11,218522,77124
South Yorkshire16£10,993429,06768
Staffordshire23£10,935532,66555
Stirling2£9,996535,67115
Suffolk10£11,255428,57242
Surrey12£10,967427,47524
Swansea11£12,208434,69346
Tyne and Wear31£10,834529,54872
Waltham Forest - Greater London2£12,361415,70413
Warwickshire12£10,307531,43030
West Dunbartonshire1£11,698425,6689
West Lothian1£9,698537,58727
West Midlands59£10,633535,813186
West Sussex8£11,236434,35824
West Yorkshire28£10,309529,24795
Wiltshire6£10,896531,99727
Worcestershire20£10,242539,97134
Wrexham1£10,220443,2924
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