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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,198£10,828532,2974,109
Aberdeen City8£10,747530,73931
Aberdeenshire4£9,496547,69016
Angus3£11,257422,6552
Antrim2£8,720650,6974
Ards2£8,592648,2381
Ballymena1£11,990328,6063
Ballymoney1£9,295615,500-
Banbridge1£11,450438,8002
Barking & Dagenham - Greater London1£11,999531,801-
Barnet - Greater London1£13,39046,2106
Bedfordshire12£10,393539,92763
Belfast2£10,387438,53221
Berkshire12£11,418424,48141
Bexley - Greater London5£12,391418,4267
Blaenau Gwent5£11,817426,63118
Brent - Greater London1£8,199740,000-
Bristol17£10,870533,12942
Bromley - Greater London4£11,646525,49310
Buckinghamshire9£10,997533,37245
Caerphilly2£10,993524,8293
Cambridgeshire21£10,165436,97060
Cardiff6£11,038432,03320
Carmarthenshire2£10,745529,6809
Ceredigion6£11,078648,75516
Cheshire29£10,830535,433137
City of Edinburgh8£11,599532,60858
City of London - Greater London20£10,754530,30186
Clackmannanshire1£8,498627,3284
Coleraine3£11,062341,1583
Cornwall4£10,611543,58721
County Durham20£10,091538,527133
Craigavon2£10,747530,2875
Croydon - Greater London9£10,405535,93216
Cumbria5£9,247649,02421
Derbyshire39£10,150438,668132
Derry2£10,690438,090-
Devon22£10,961433,36652
Dorset8£11,368531,39923
Dumfries and Galloway1£9,698538,0124
Dundee City3£10,164540,62914
Dungannon2£11,440440,1684
East Ayrshire10£9,974542,92924
East Dunbartonshire4£11,873415,6275
East Lothian1£10,899525,0551
East Riding of Yorkshire13£10,332533,69535
East Sussex10£11,337430,78916
Enfield - Greater London1£10,995529,5702
Essex25£12,059420,90194
Falkirk8£9,831538,20524
Fermanagh3£12,162433,8933
Fife7£11,993422,86736
Glasgow City24£10,529530,84893
Gloucestershire16£10,657526,742119
Greater Manchester58£10,729530,657178
Gwynedd3£12,828422,333-
Hampshire36£10,867530,67996
Harrow - Greater London1£9,19549,055-
Havering - Greater London5£10,256537,01813
Herefordshire5£11,187524,86316
Hertfordshire21£10,316533,61845
Highland1£10,995650,30516
Hillingdon - Greater London1£10,990445,0009
Hounslow - Greater London1£8,490646,637-
Inverclyde1£11,99859,7068
Isle of Anglesey3£10,999532,3332
Isle of Wight3£12,163524,111-
Kent30£11,530526,13486
Kingston upon Thames - Greater London1£5,850741,961-
Lancashire69£10,766537,159131
Leicestershire15£10,649532,62436
Lincolnshire22£10,865531,067145
Magherafelt2£9,850655,0001
Merseyside34£10,951430,72194
Merthyr Tydfil6£11,141429,8049
Moray19£12,416426,35638
Newport6£11,415423,39636
Newry and Mourne2£11,140514,3127
Newtownabbey4£11,061529,6089
Norfolk7£10,598532,39284
North Ayrshire5£11,998422,8124
North Down6£11,147427,86016
North Lanarkshire12£10,641442,33544
North Yorkshire27£11,147432,32840
Northamptonshire12£9,992541,92534
Northumberland5£11,300522,90655
Nottinghamshire19£11,164430,61758
Oxfordshire10£10,993434,44329
Perth and Kinross4£10,997536,52112
Renfrewshire15£10,678528,90567
Rhondda Cynon Taf9£10,182543,60210
Scottish Borders2£10,499546,0224
Shropshire19£10,590433,73050
Somerset10£10,320535,33237
South Ayrshire7£11,138528,73218
South Lanarkshire2£11,848530,23129
South Yorkshire20£11,010430,67987
Staffordshire18£10,626537,74662
Stirling4£11,123533,25217
Suffolk13£11,472427,87043
Surrey15£11,108427,69922
Swansea6£11,082448,90147
Tyne and Wear31£10,698529,87681
Waltham Forest - Greater London3£12,733415,61219
Warwickshire13£10,795525,78332
West Dunbartonshire2£10,848538,85010
West Lothian3£11,831519,70433
West Midlands59£10,723433,280196
West Sussex7£11,781426,07334
West Yorkshire35£10,496528,91299
Wiltshire5£10,966434,003123
Worcestershire14£10,218543,33651
Wrexham2£11,363521,7412
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