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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All939£10,042643,5892,783
Aberdeen City7£11,170636,28227
Aberdeenshire3£10,298642,6498
Angus3£10,060638,7932
Antrim4£9,311654,11510
Argyll and Bute1£9,979552,000-
Ballymena2£9,497548,5542
Bedfordshire18£9,250755,07430
Belfast4£8,948637,64110
Berkshire15£10,760635,83360
Bexley - Greater London3£10,551643,0361
Brent - Greater London1£8,995588,0003
Bristol6£8,761756,29823
Bromley - Greater London4£9,795631,4354
Buckinghamshire11£9,046750,27430
Cambridgeshire16£9,572646,61240
Cardiff3£12,023520,5683
Carmarthenshire4£11,762636,1977
Ceredigion5£10,796641,4735
Cheshire28£10,261642,29995
City of Edinburgh5£9,407744,65942
City of London - Greater London25£10,829635,38270
Clackmannanshire1£9,998633,7924
Conwy5£10,595737,8413
Cookstown1£9,500652,717-
Cornwall3£11,162633,0938
County Durham28£9,464748,20150
Craigavon2£11,125635,9084
Croydon - Greater London5£11,256637,8366
Cumbria2£11,498622,93113
Derbyshire18£9,464647,63479
Devon15£10,799640,59251
Dorset6£9,496650,13022
Dumfries and Galloway1£11,998527,610-
Dundee City5£10,315635,25922
Ealing - Greater London2£8,189768,943-
East Ayrshire3£9,830744,36712
East Dunbartonshire1£8,600752,8777
East Lothian1£10,999539,0607
East Riding of Yorkshire4£9,888638,92742
East Sussex7£11,352626,88513
Enfield - Greater London1£8,995756,2702
Essex35£9,775644,89598
Falkirk5£10,665637,8545
Fife8£9,352651,09624
Flintshire3£10,162743,01917
Glasgow City19£11,054630,15652
Gloucestershire8£11,031732,58241
Greater Manchester43£10,011642,86094
Greenwich - Greater London1£12,295512,1282
Gwynedd1£13,995617,000-
Hampshire34£10,342645,99173
Harrow - Greater London1£8,50069,230-
Havering - Greater London8£9,088646,86917
Herefordshire5£9,586651,51010
Hertfordshire20£9,599647,45346
Highland4£10,373632,24322
Hillingdon - Greater London3£6,728792,9077
Hounslow - Greater London2£7,240768,5155
Isle of Anglesey3£8,813765,5251
Isle of Wight3£11,781738,3003
Kent20£9,573649,91954
Kingston upon Thames - Greater London2£9,570646,5003
Lancashire32£10,063645,75766
Leicestershire15£10,795640,88018
Limavady1£9,495733,000-
Lincolnshire18£10,129643,94081
Magherafelt1£10,795646,0001
Merseyside25£10,420639,13356
Merthyr Tydfil3£10,492639,1625
Merton - Greater London2£8,995761,7742
Monmouthshire1£7,595799,0005
Moray9£11,773633,82038
Newport4£9,797643,04617
Norfolk19£10,167642,95649
North Ayrshire3£8,662764,0123
North Lanarkshire5£9,602642,49227
North Yorkshire21£10,285633,20351
Northamptonshire5£9,447657,49427
Northumberland13£10,790637,58947
Nottinghamshire14£9,410651,10467
Omagh1£9,490751,6772
Oxfordshire12£11,027634,52229
Perth and Kinross2£11,382630,90816
Powys1£11,690627,7806
Redbridge - Greater London1£9,275672,602-
Renfrewshire17£10,197642,05041
Rhondda Cynon Taf7£9,884652,8235
Scottish Borders2£8,247851,8087
Shropshire13£10,095643,24837
Somerset4£10,408734,26128
South Ayrshire4£8,173765,12515
South Lanarkshire5£10,596637,53017
South Yorkshire17£9,604647,69375
Staffordshire21£9,563645,96760
Stirling2£10,949732,48617
Suffolk12£9,689642,73227
Surrey15£9,799645,04826
Sutton - Greater London1£11,490623,5002
Swansea5£9,678652,18413
Tyne and Wear10£9,716742,34948
Waltham Forest - Greater London2£12,484517,88017
Warwickshire3£9,415740,7676
West Lothian2£8,898739,69925
West Midlands31£9,403742,418120
West Sussex12£10,671734,84418
West Yorkshire24£9,477642,079101
Wiltshire2£10,620628,80725
Worcestershire9£8,682761,08436
Wrexham4£10,103638,33513
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