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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All858£9,757646,0302,214
Aberdeen City4£9,724640,46620
Aberdeenshire3£9,763636,89311
Angus3£10,060638,7931
Antrim3£9,813658,9267
Argyll and Bute1£9,979552,000-
Ballymena2£9,495548,5542
Ballymoney1£8,750555,1001
Barnet - Greater London1£13,052624,9511
Bedfordshire22£9,189650,96731
Belfast2£9,397642,4339
Berkshire10£9,151649,91750
Brent - Greater London2£8,249753,5003
Bristol8£9,390748,86412
Bromley - Greater London5£10,255631,7656
Buckinghamshire3£9,365741,77626
Cambridgeshire15£9,386648,85633
Cardiff4£11,519630,5384
Carmarthenshire1£8,595752,0008
Ceredigion4£9,797750,8094
Cheshire29£9,969643,17581
City of Edinburgh9£10,020637,93433
City of London - Greater London16£9,601648,62664
Coleraine1£7,790778,2931
Conwy2£11,745733,5003
Cookstown1£8,950652,717-
Cornwall3£10,995653,2506
County Durham20£9,087755,61649
Croydon - Greater London3£11,224638,9224
Cumbria4£10,796725,8829
Derbyshire17£9,462647,28461
Devon22£10,196648,68439
Dorset2£8,623757,00613
Down1£8,995642,000-
Dundee City1£8,490852,24114
Ealing - Greater London2£8,939764,8782
East Ayrshire2£11,085631,62214
East Riding of Yorkshire4£9,521646,95927
East Sussex8£11,033631,41210
Enfield - Greater London2£8,245759,140-
Essex20£9,552648,07689
Falkirk4£11,339632,1698
Fife10£9,668649,56619
Flintshire2£11,745638,9505
Glasgow City17£10,380635,05953
Gloucestershire16£9,797649,71031
Greater Manchester44£9,626646,88984
Greenwich - Greater London1£10,695621,983-
Gwynedd2£9,993757,9161
Hampshire31£8,883658,32764
Havering - Greater London9£9,609640,69616
Herefordshire4£10,220637,87711
Hertfordshire16£8,926754,56933
Highland3£8,996743,48112
Hillingdon - Greater London2£6,493772,7105
Hounslow - Greater London1£7,390669,7303
Inverclyde1£11,698616,2432
Isle of Anglesey2£8,745767,6001
Isle of Wight5£11,588732,0072
Kent17£9,573648,30553
Kingston upon Thames - Greater London2£9,320646,500-
Lancashire29£9,788649,33873
Leicestershire12£10,075646,62519
Lincolnshire19£10,690537,07650
Magherafelt1£10,795646,0002
Merseyside23£9,599645,10054
Merton - Greater London2£8,245862,4392
Moray2£8,745041,22236
Newport6£9,345651,34711
Norfolk18£9,591648,36727
North Ayrshire3£9,495753,2032
North Lanarkshire11£10,113640,04618
North Yorkshire18£9,424646,87742
Northamptonshire7£9,183652,85725
Northumberland7£10,571652,71731
Nottinghamshire17£9,871642,68251
Omagh2£9,623628,1872
Oxfordshire6£11,254635,37831
Renfrewshire12£10,639636,16231
Rhondda Cynon Taf7£9,727653,7437
Richmond upon Thames - Greater London1£9,985740,000-
Scottish Borders3£10,332648,8576
Shropshire6£8,993752,16228
Somerset5£10,365642,05713
South Ayrshire6£9,381745,34710
South Lanarkshire4£9,621746,24216
South Yorkshire21£9,298648,83154
Staffordshire19£9,996646,48948
Stirling4£10,674634,7517
Suffolk8£9,059659,55120
Surrey10£9,273746,18030
Swansea6£10,715637,4048
Tyne and Wear20£9,424740,54336
Waltham Forest - Greater London3£11,715531,56716
Warwickshire7£8,084759,9519
West Lothian5£9,938640,27917
West Midlands25£10,188640,71395
West Sussex11£10,157638,12620
West Yorkshire27£9,591645,30961
Wiltshire7£9,624642,05617
Worcestershire3£8,996763,38327
Wrexham3£9,303755,27011
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