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Used BMW 4 Series Gran Coupe on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a BMW 4 Series Gran Coupe on finance

The BMW 4 Series Gran Coupé combines sporty aesthetics, luxurious interiors, and an engaging driving experience. If you're considering financing a used model, here's a structured guide to assist you.


1. Understand Your Financial Health

  • Budget: Define your budget considering all expenses including down payment, monthly installments, insurance, and maintenance.
  • Credit Score: Know your credit score; a higher score can secure you lower interest rates.

2. Extensive Vehicle Research

  • Model Variants: Understand different model variants and choose one that aligns with your requirements.
  • Vehicle History Report: Investigate the car’s history to check for past accidents or issues.
  • Inspection: Consider having the car inspected by a professional to ascertain its condition.

3. Choosing the Right Model

  • Test Drive: Ensure to take the model for a test drive and check its performance.
  • Verification: Ensure the actual vehicle matches the described condition and specifications.

4. Explore Various Financing Options

  • Bank Financing: Look into traditional bank loans and compare the interest rates.
  • Hire Purchase: Consider this option to pay in monthly installments and own the car after the final payment.
  • PCP (Personal Contract Purchase): PCP can offer lower monthly payments with a large final payment if you choose to buy the car at the end.
  • Dealer Financing: Examine the financing options offered by dealers and compare them with other avenues.

5. Negotiating the Price

  • Market Research: Be aware of the market price for the chosen BMW model variant.
  • Negotiation Skills: Use your market knowledge to negotiate the price effectively.

6. Thoroughly Reviewing the Contract

  • Terms and Conditions: Ensure that every negotiated point, prices, and terms are explicitly mentioned.
  • Fine Print: Go through every detail of the agreement to avoid any future surprises.

7. Secure Insurance and Complete Paperwork

  • Insurance Policy: Secure a suitable insurance policy before you finalize the purchase.
  • Documentation: Ensure all the documentation is accurate and complete all necessary paperwork.

8. Consistently Manage Your Finances

  • Timely Payments: Make sure to manage your monthly payments promptly to maintain a healthy credit score.
  • Regular Maintenance: Keep the vehicle in top-notch condition through regular maintenance, ensuring a high resale value.

9. Consider Future Implications

  • End of Finance Term: Decide whether you’ll sell, keep or exchange the car at the end of the finance term.
  • Resale Value: Maintaining the vehicle well will ensure a good resale value in the future.

Conclusion

Financing a used BMW 4 Series Gran Coupé involves several strategic steps, from meticulously choosing the right model and negotiating terms to managing monthly payments. Following this guide, you can navigate through each stage effectively, ensuring a rewarding and stress-free ownership journey.

About the BMW 4 Series Gran Coupe

BMW, a name synonymous with precision, luxury, and performance, unveiled its 4 Series Gran Coupé to a market keen on melding the thrill of sporty driving with the allure of a sleek four-door profile. Designed for those desiring the dynamic feel of a coupé with the convenience of a sedan, this model is particularly appealing to the discerning British driver.

A Glimpse into its Inception: The 4 Series Gran Coupé made its debut in 2014, as an extension of BMW's endeavour to segment its range more distinctly. Positioned alongside its 4 Series siblings, the Coupé and Convertible, the Gran Coupé offers the benefits of both, yet stands apart with its unique four-door design.

Gran Coupé on UK Roads: The Gran Coupé, with its elongated roofline and frameless windows, encapsulates a blend of grace and functionality. Perfectly adapted for the UK's varying driving conditions, it promises agility on winding country roads and a poised elegance on city streets. The cabin offers a luxurious retreat, subtly echoing British sophistication.

Facing the Contenders: In the premium four-door coupé segment, competition is fierce. The 4 Series Gran Coupé competes against the likes of the Audi A5 Sportback and Mercedes-Benz CLA. However, with BMW's hallmark driving dynamics, coupled with cutting-edge tech and a rich heritage, the Gran Coupé often emerges as a preferred choice for many.

In Conclusion: BMW's 4 Series Gran Coupé effortlessly bridges the gap between sporty dynamism and luxurious practicality. It stands as a testament to BMW's commitment to evolving with the times while staying rooted in its rich legacy. For the British motorist, the Gran Coupé isn't just a car; it's an experience, made more accessible with competitive finance options.

BMW 4 Series Gran Coupe Data by County

BMW 4 Series Gran Coupe data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,053£21,171650,8822,007
Aberdeen City5£31,060424,2784
Antrim5£14,319780,48010
Ballymena4£15,086872,7508
Barnet - Greater London3£17,497657,2443
Bedfordshire27£18,705762,68443
Belfast1£16,995668,0007
Berkshire12£21,312666,47326
Blaenau Gwent2£17,349657,2064
Bristol4£14,621769,57617
Bromley - Greater London12£28,108428,29613
Buckinghamshire16£28,475432,81941
Cambridgeshire29£22,437547,80237
Cardiff10£33,075223,45121
Carrickfergus2£17,200560,294-
Cheshire42£26,713434,67028
City of Edinburgh14£31,448323,79219
City of London - Greater London31£26,627431,19958
Coleraine2£15,473890,0002
Conwy4£35,67418,546-
Cookstown2£11,4408102,5001
County Durham11£19,520638,25334
Craigavon12£33,790218,46832
Croydon - Greater London5£30,039321,21013
Cumbria2£18,191647,5005
Denbighshire1£12,000862,300-
Derbyshire14£14,699872,22438
Derry2£14,373970,2281
Devon7£22,604550,39410
Dorset3£23,461530,20210
Dundee City6£13,580875,42813
Dungannon1£18,995541,406-
Ealing - Greater London2£13,592769,7723
East Ayrshire1£12,498979,5191
East Lothian1£18,799539,976-
East Sussex16£24,495544,77837
Enfield - Greater London7£24,417536,71511
Essex24£26,224542,02948
Fife5£15,156775,9766
Flintshire11£13,255884,2631
Glasgow City4£20,633639,65641
Gloucestershire14£27,691440,67722
Greater Manchester49£14,931768,807128
Greenwich - Greater London1£32,995224,7406
Hampshire35£26,150432,65776
Harrow - Greater London4£15,744653,4835
Havering - Greater London5£24,800523,74225
Herefordshire6£24,625432,70511
Hertfordshire35£20,758654,36263
Highland1£14,999855,0001
Hillingdon - Greater London8£25,121448,74714
Hounslow - Greater London9£24,138541,92116
Kent29£29,177425,03660
Kingston upon Thames - Greater London12£33,234323,92617
Lancashire20£24,581549,79940
Larne1£13,995793,0001
Leicestershire31£24,191553,21854
Lincolnshire25£23,894433,86762
Lisburn1£14,950761,9892
Magherafelt4£14,523783,5008
Merseyside12£20,299651,12326
Merthyr Tydfil1£15,499771,926-
Monmouthshire1£10,495785,000-
Newport5£38,800222,1557
Newry and Mourne2£28,942443,0191
Newtownabbey3£12,828875,40110
Norfolk13£21,202648,88916
North Ayrshire1£15,882746,908-
North Yorkshire16£18,415653,26617
Northamptonshire18£33,180321,07263
Northumberland3£13,825845,2953
Nottinghamshire31£21,487545,393100
Omagh2£20,675548,0001
Oxfordshire10£27,901431,19815
Pembrokeshire1£15,603762,442-
Redbridge - Greater London1£11,000995,1801
Renfrewshire1£15,495743,598-
Rhondda Cynon Taf4£17,547748,678-
Scottish Borders2£15,740854,9252
Shropshire15£19,959764,40231
Somerset8£15,009862,10713
South Ayrshire1£11,498980,348-
South Yorkshire34£20,314659,03863
Staffordshire28£20,921550,37451
Suffolk6£18,746753,46215
Surrey23£30,586423,80236
Swansea6£27,750532,9128
Tyne and Wear21£14,996867,91322
Waltham Forest - Greater London1£20,713532,767-
Warwickshire13£22,161646,30221
West Lothian1£10,9951089,5411
West Midlands45£23,271549,95397
West Sussex13£26,230432,98121
West Yorkshire32£24,512547,03954
Wiltshire15£37,529322,66024
Worcestershire11£26,999445,06123
Wrexham1£20,995646,9848
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