Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Be the next owner of this Kia Stonic that
comes equipped with manual transmission and a 1.0 L petrol motor. This second-hand model now available from this dealership comes in the tone of black and has 38,393 miles clocked up on the dash.
Would you like to own a Kia? Well, take a more detailed look at this second hand one with low mileage from our dealership in Forfar that is fitted out with a 1.0 litre petrol motor and automatic transmission.
Take a look at this Kia Stonic 2 that incorporates a 1.4 LTR petrol motor with manual transmission. This second hand model is advertised at the incredible price of £11,200, comes in white and has 31,761 miles clocked-up on the dash.
This Kia is currently on offer and ready for you to take home. It contains a 1.0 Litre petrol engine with manual transmission and has 20,159 miles clocked-up on the dashboard.
Incorporating a 1000 CC petrol engine and manual transmission, this used Kia is currently available for sale in the shade of white with 23,912 miles on the clock.
With a mere 9,130 miles on the clock, this second hand car in an almost spotless, like new condition is currently available to drive away at £17,995 or on credit starting off at £ pm.
Up for sale and ready for its next owner to take home is this Stonic 1.0T Gdi 48V Gt-line which is equipped with a 1.0 LTR petrol motor with manual transmission. This second hand model from us at this dealer in Chichester is advertised at the awesome price of just £15,299.
Commencing from £ monthly, you could enjoy this estate Kia Stonic with manual transmission, a petrol 1.0 L engine and 17,750 miles clocked up on the dashboard.
Take a look at this estate that is fitted out with a 1.0 L petrol engine and manual transmission. This second hand model is for sale at the fantastic price of only £21,994, has been finished in black and has 354 mi clocked up on the dashboard.
This used car is currently on the market and ready for you to drive away. It is fitted with a 1.0L petrol motor with manual transmission and it has 27,145 mi clocked up on the dash.
There's an outstanding price at this dealer in Northallerton on this second hand, low mileage Stonic 1.0 T-gdi 3 Suv with a 1000 cc petrol engine, manual transmission and a mere 32,680 miles clocked-up on the dash.
On offer and ready for its next owner to drive away is this Kia Stonic 3 Isg Only 11,990 that has got a 1000 CC motor with transmission. This second-hand model currently for sale at our dealership in Norwich has got 41,558 miles on the dash.
At this dealer you'll find the fantastic price of only £11,970 on this Stonic with a 1.0 Litre petrol engine, manual transmission and 23,468 miles clocked up on the dash.
Purchase this used Kia for just £15,400. Credit deals start from around £ per month for this motor that features a 1000CC petrol engine with automatic transmission.
On offer and ready for you to drive away today is this Stonic which comes fitted with manual transmission and a 1.0 Ltr petrol motor. This second-hand model from us at this dealer is for sale at the fantastic price of £16,901.
This estate vehicle is in a nearly new, almost pristine condition in and out. It is on offer and ready for you to take home with the option to buy on credit commencing at £ per month.
A low price of just £17,950 is currently being advertised by us at this dealer on this low mileage Stonic Hatchback that has only 7,700 miles on the clock.
The Kia Stonic is a compact SUV, combining style, versatility, and a suite of modern features.
Familiarise yourself with the various trim levels and specifications. Look for elements that matter to you, such as infotainment options, safety features, and engine variants.
If you're considering a used model, pay attention to the year and any subsequent model updates or changes.
Searching for a Used Model:
If you're in the market for a used Kia Stonic on finance, start with Kia's approved-used dealerships. These vehicles often come with extended warranties and have undergone manufacturer-standard checks.
Also, explore online platforms, local dealerships, and car supermarkets for availability and pricing.
Finance Options:
Personal Contract Purchase (PCP): Start with an upfront deposit, followed by monthly instalments. At the end of the term, you can choose to pay a balloon payment to own the car, hand it back, or begin a new agreement.
Hire Purchase (HP): After a deposit, you repay the car's value through monthly instalments. Once all payments are made, the car is yours.
Leasing: Rent the Kia Stonic for a set period and then return it once the contract ends.
Personal Loan: Obtain a loan from a bank or lender to buy the car outright, then repay the loan in monthly instalments.
Acquire and Compare Quotes:
Get finance quotes from Kia dealerships and independent finance institutions. Some providers may offer competitive rates for a used Kia Stonic on finance.
When comparing offers, consider the APR (Annual Percentage Rate) as a true reflection of the cost of borrowing.
Your Credit Score:
Your credit score can influence the terms of your finance and the interest rate offered.
Before applying, check your credit standing with UK agencies like Experian, Equifax, or TransUnion. Correct any inaccuracies promptly.
Budgeting:
Decide on a comfortable monthly payment based on your financial capabilities.
Remember, a larger deposit typically means lower monthly repayments.
Review the Agreement:
If considering a PCP or lease deal, be aware of any mileage limitations.
Understand any fees or penalties related to early contract termination or surpassing the agreed mileage.
Negotiate the Deal:
With the information you've gathered, try negotiating both the vehicle's price and the terms of finance. This might provide some leeway, even when seeking a used Kia Stonic on finance.
Remember to focus on the total cost over the term, not just the monthly payments.
Complete the Purchase:
After settling on terms, complete the required paperwork.
Before signing, ensure you fully understand all terms and conditions.
Always keep a copy of the agreement and any related documentation.
Insurance:
Before taking ownership of the Stonic, ensure you have adequate car insurance.
It's always beneficial to shop around for the best deal.
End-of-Agreement Choices:
If on PCP: At the end, decide if you'll make the balloon payment, return the car, or initiate a new agreement.
With HP: After completing all payments, the car is yours.
For leases, be prepared to return the car in a condition that aligns with the agreement's stipulations.
Other Costs to Consider:
Always budget for potential additional costs like road tax, maintenance, and fuel.
When looking to finance a vehicle, it's essential to ensure the chosen terms align with your financial situation and anticipated future changes. If ever uncertain, seek guidance from financial experts or trusted professionals.
About the Kia Stonic
The compact crossover segment is a fierce battleground, with a multitude of options vying for the urban driver's attention. Into this competitive mix, Kia introduced its contender – the Kia Stonic, aiming to capture the imagination of those seeking a blend of style, functionality, and value.
From Korea to the UK Streets: Unveiled in 2017, the Kia Stonic is a compact SUV that exudes youthful energy. With a name derived from combining 'Speedy' and 'Tonic', this car has been designed to appeal to a dynamic audience seeking agility and freshness in their rides. As it made its journey from Korea to the roads of the UK, it was clear that the Stonic aimed to cater to the unique tastes of the British market.
Design Meets Functionality: One of the standout aspects of the Stonic is its bold design. The car’s sporty silhouette is complemented by a range of vibrant two-tone colour options, giving owners a chance to personalise their vehicle to reflect their personality. But the Stonic isn’t just about looks. With ample boot space, advanced driver assistance systems, and a spacious interior, it ensures practicality isn't sacrificed.
Facing the Competition: In the UK, the Stonic competes with the likes of the Nissan Juke, Renault Captur, and SEAT Arona. However, Kia’s offering stands out with its balance of design aesthetics, features, and the brand's renowned 7-year warranty.
Final Thoughts: The Kia Stonic represents the brand's ambitious endeavour to capture a significant slice of the urban crossover pie. With its design-forward approach, balanced with practicality and complemented by finance-friendly options, it's poised as a compelling choice for the British driver.
Kia Stonic Data by County
Kia Stonic data for the amount in stock, average price, age and mileage throughout
the UK and by county.