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Used Toyota Aygo on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Toyota Aygo on finance

Financing a used Toyota Aygo involves several steps, from understanding your financial stability to exploring various finance options, and ensuring a smooth buying process. Here’s a structured guide to help you navigate through:

Preliminary Steps:

1. Budget Assessment:

  • Determine your affordability regarding down payment and monthly instalments.

2. Credit Review:

  • Understand your credit score as it will impact loan approval and interest rates.

3. Choose the Model:

  • Decide on the specific Aygo variant and its features.

4. Vehicle Evaluation:

  • Inspect the car's condition and review its history report to avoid future issues.

Financing Options:

1. Bank Loan:

  • Avail a loan from a bank and repay in fixed monthly instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by monthly instalments, with ownership transferring after the last payment.

3. Personal Contract Purchase (PCP):

  • Provide a deposit, make lower monthly payments, and choose to pay a balloon payment for ownership, return the car, or trade it in at the end.

4. Dealer Financing:

  • Explore finance options offered by Toyota dealerships which might include promotional deals.

5. Peer-to-Peer Lending (P2P):

  • Consider using online platforms to borrow money directly from individual investors.

6. Leasing:

  • Lease the car and return it after the contract ends, often with an option to purchase.

Buying Process:

1. Select a Seller:

  • Choose between a dealer or a private seller, ensuring their credibility.

2. Price Negotiation:

  • Engage in negotiations to potentially lower the price.

3. Test Drive:

  • Ensure the car's functionality and condition through a test drive.

4. Securing Finance:

  • Confirm your financing option and thoroughly understand the terms.

5. Insurance:

  • Set up insurance before completing the purchase.

6. Document Handling:

  • Manage all paperwork, such as registration and title transfer efficiently.

Additional Considerations:

  • Depreciation: Understand the Aygo’s depreciation rate to gauge future resale value.

  • Warranty: Check any existing warranty and consider purchasing an extended warranty if needed.

  • Total Repayment: Be aware of the total repayment amount over the loan period.

  • Early Repayment: Know the terms in case you wish to repay the loan early.

Conclusion:

Purchasing a used Toyota Aygo on finance demands careful planning, understanding your financial limitations, and a thorough knowledge of various financing options. By following a structured purchasing path, being mindful of all costs, and making informed decisions, you ensure a smooth acquisition and enjoyable driving experience while maintaining financial health.

About the Toyota Aygo

The Toyota Aygo, a definitive symbol of urban agility, is renowned for its cheerful design and remarkable efficiency. Specifically engineered for city dwellers and young drivers, it perfectly encapsulates what a modern city car should offer: maneuverability, style, and cost-effectiveness.

Unmistakably Vibrant Design:

With its distinct X-shaped front face, the Aygo is easily recognizable on the streets. It’s not just a car, but a statement of personality. Its compact dimensions don’t limit its flair, with vibrant color options and customizable features that allow owners to make the Aygo uniquely theirs.

Interior – Surprisingly Spacious:

Despite its petite size, the Aygo's cleverly designed interior provides ample space for both passengers and luggage. Modern touches, including a digital infotainment system and ergonomic controls, ensure a comfortable journey, whether it's a short city hop or a longer weekend getaway.

Engineered for the Urban Jungle:

The Aygo's nimble handling and compact dimensions make navigating through narrow city streets and tight parking spots a breeze. Its fuel-efficient engine ensures minimal visits to the petrol station, making it a favorite for those mindful of both the environment and their wallets.

Safety First:

Toyota has always prioritized safety, and the Aygo is no exception. Equipped with an array of safety features, from multiple airbags to stability control, the Aygo ensures peace of mind for its occupants, even in the bustling city environment.

Conclusion:

For those seeking a compact, stylish, and efficient vehicle tailored for urban life, the Toyota Aygo emerges as a top contender. It stands as a testament to Toyota's ability to blend practicality with character, making city driving a delightful experience.

Toyota Aygo Data by County

Toyota Aygo data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,018£8,320737,9624,682
Aberdeen City7£9,940430,84149
Aberdeenshire6£10,168624,4064
Angus1£9,995313,8492
Antrim3£7,832740,8377
Ards1£7,250854,0004
Ballymena4£10,469423,63418
Ballymoney2£5,035949,7311
Banbridge1£5,650869,0001
Barking & Dagenham - Greater London2£4,7451141,6273
Barnet - Greater London3£11,460418,6772
Bedfordshire40£6,969946,10762
Belfast7£7,227831,76119
Berkshire30£8,417833,95552
Blaenau Gwent10£10,329424,38721
Bridgend1£9,995535,0631
Bristol20£7,910832,56578
Buckinghamshire27£8,820732,79752
Caerphilly6£8,977532,6533
Cambridgeshire27£8,283741,17656
Cardiff10£10,635419,32633
Carmarthenshire8£9,244635,5816
Carrickfergus1£9,495341,6502
Ceredigion4£7,597634,6266
Cheshire45£8,663634,228107
City of Edinburgh25£7,411844,81759
City of London - Greater London32£8,354733,99782
Clackmannanshire1£7,698749,3205
Conwy2£6,2451052,5002
Cookstown1£4,4951273,6342
Cornwall7£8,066738,66415
County Durham25£9,067625,439109
Craigavon1£9,450263,9313
Croydon - Greater London4£6,6201067,9398
Cumbria13£9,500527,92819
Denbighshire2£8,095629,560-
Derbyshire43£8,998635,506120
Derry3£9,338330,3214
Devon32£7,711839,40278
Dorset12£7,769931,75937
Dumfries and Galloway4£7,229835,3384
Dundee City5£9,665622,25328
Ealing - Greater London6£6,475939,48318
East Ayrshire10£9,585530,86422
East Dunbartonshire2£8,998632,4852
East Lothian1£8,250535,0232
East Riding of Yorkshire10£7,630745,39818
East Sussex48£9,579628,66991
Essex32£7,972735,21480
Falkirk30£8,872629,28136
Fife17£8,328735,61722
Glasgow City26£9,625526,08178
Gloucestershire10£9,355626,35522
Greater Manchester169£8,870737,764347
Greenwich - Greater London1£10,790435,897-
Gwynedd1£3,4951284,000-
Hampshire48£7,657838,287110
Harrow - Greater London8£7,108742,17912
Havering - Greater London9£7,128841,41319
Herefordshire10£7,985724,10414
Hertfordshire52£8,232736,618135
Highland5£10,818420,09724
Hillingdon - Greater London9£5,1091259,86735
Hounslow - Greater London8£6,695942,24815
Inverclyde3£8,599634,06911
Isle of Wight16£10,033625,28017
Kent53£8,819631,088150
Lancashire76£7,167841,371169
Leicestershire27£7,763638,03551
Lincolnshire32£8,929532,56477
Merseyside45£8,793629,87188
Monmouthshire4£4,9481062,3104
Moray1£8,698448,24611
Neath Port Talbot1£5,995959,9194
Newport7£9,325631,56024
Newtownabbey5£7,377745,75810
Norfolk57£8,896735,46399
North Ayrshire4£9,423535,5159
North Down1£2,95015102,0007
North Lanarkshire9£8,770633,84627
North Yorkshire30£8,171733,11982
Northamptonshire21£8,302734,94844
Northumberland1£9,998516,1638
Nottinghamshire37£9,131636,21094
Omagh2£6,495965,000-
Oxfordshire14£8,909725,03122
Pembrokeshire2£9,734422,961-
Perth and Kinross2£8,620817,7119
Redbridge - Greater London5£7,613870,3706
Renfrewshire10£10,488428,82337
Rhondda Cynon Taf12£6,8721051,34010
Richmond upon Thames - Greater London4£15,37025,29911
Rutland1£7,950830,4832
Shropshire12£8,521732,93532
Somerset33£11,036523,01465
South Ayrshire14£9,391630,31230
South Lanarkshire8£10,013525,59228
South Yorkshire49£8,192740,262153
Staffordshire32£8,799629,432103
Stirling5£10,916417,26924
Suffolk38£9,219632,38761
Surrey46£6,571946,11485
Sutton - Greater London3£2,79014107,2892
Swansea14£7,469849,70821
Tyne and Wear40£9,025630,49371
Warwickshire15£8,456633,38136
West Dunbartonshire2£7,197845,7523
West Lothian4£10,447523,53421
West Midlands96£7,822739,456243
West Sussex35£8,961631,50982
West Yorkshire57£7,690735,372181
Wiltshire19£9,501628,28341
Worcestershire22£6,652946,01348
Wrexham2£7,995745,5543
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