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Used Vauxhall Crossland X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Crossland X on finance

Getting a used Vauxhall Crossland X and navigating through financial options might seem daunting, but here’s a step-by-step guide to streamline the process for you.

1. Understand Your Financial Standing:

  • Budget Appropriately: Make sure to take into account all expenses: the car, insurance, maintenance, and potential loan interest.
  • Credit Score Insight: A healthy credit score could equate to more favourable loan terms.

2. Explore Various Financing Options:

a. Bank Loan:
  • Pros: Known for clear-cut terms and possible fixed rates.
  • Cons: Your credit score often significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and results in owning the vehicle.
  • Cons: Can involve higher monthly payments than alternative methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally has lower monthly payments and provides options at the end of the term.
  • Cons: A large final payment is necessary to own the car outright.
d. Dealer Financing:
  • Pros: Convenient and may have exclusive promotions.
  • Cons: Can carry higher interest rates than other financial institutions.
e. Peer-to-Peer Lending (P2P):
  • Pros: May offer competitive rates and can be an easy online process.
  • Cons: Ensure the platform is credible and understand all terms clearly.

3. Buying Process:

a. Choosing a Dealer:
  • Find one with robust reviews and, if possible, personal recommendations.
b. Negotiating:
  • Knowledge about the Vauxhall Crossland X's general market price can be a powerful tool in negotiation.
c. Contract Review:
  • Ensure you read, understand, and agree with all terms before signing.
d. Insurance Setup:
  • Ensure your new vehicle is insured before driving away.

4. Ongoing Ownership Considerations:

  • Maintenance: Regular servicing helps in elongating vehicle life.
  • Loan Repayments: Ensure timeliness to avoid damaging your credit score.

5. Extra Tips:

  • Vehicle Check: Confirm the condition of the vehicle and be aware of any potential issues.
  • Car Depreciation: Remember that cars generally depreciate and factor this into your financial plans.
  • Warranty: Check any existing warranty and consider whether an extended warranty is worth the investment.

Final Thoughts:

Ensuring a smooth journey towards owning a used Vauxhall Crossland X encompasses careful financial consideration and a clear understanding of the available finance options. By arming yourself with knowledge and approaching each step methodically, you will be well on your way to enjoying your vehicle while keeping financial mishaps at bay.

About the Vauxhall Crossland X

In the thriving world of compact SUVs, Vauxhall's Crossland X has emerged as a strong contender, bringing with it a blend of practicality, style, and innovative features. The Crossland X stands as a testament to Vauxhall's commitment to meeting the ever-evolving needs of UK motorists.

Origins and Positioning: Introduced in 2017, the Crossland X replaced the Meriva in Vauxhall's lineup, shifting the brand's focus from MPVs to the more in-demand compact SUV segment. This move mirrored the trend of families favouring SUVs over traditional MPVs.

Design and Interiors: Boasting a bold and contemporary look, the Crossland X features a distinctive two-tone roof, angular headlights, and Vauxhall's signature grille. Inside, drivers are treated to a modern cabin, equipped with the latest infotainment options, including touchscreen displays and smartphone integration. Practicality is also a highlight, with ample boot space and flexible seating arrangements.

Performance and Efficiency: Vauxhall offers a range of engines for the Crossland X, from economical petrol options to efficient diesel variants. Paired with smooth transmissions, the Crossland X ensures a comfortable ride, suited for both city commutes and longer journeys.

The Competition: In the UK, the Crossland X goes head-to-head with rivals like the Renault Captur, Peugeot 2008, and Nissan Juke. Yet, with its unique design, generous equipment levels, and the backing of Vauxhall's extensive dealership network, it holds its own in this competitive market.

To Wrap Up: Vauxhall's Crossland X serves as a compelling choice in the UK's compact SUV segment. Combining style, versatility, and value, it has quickly established itself as a favourite among British drivers. For those seeking an SUV that's as suited for school runs as it is for weekend getaways, and with the bonus of favourable finance deals, the Crossland X should undoubtedly be on the radar.

Vauxhall Crossland X Data by County

Vauxhall Crossland X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,063£10,683533,0633,498
Aberdeen City2£9,397550,60235
Aberdeenshire5£10,136542,42215
Angus3£10,145530,4654
Ards3£9,426539,1771
Armagh1£8,995660,0291
Ballymena2£9,970546,9033
Ballymoney1£9,295615,500-
Banbridge1£10,950438,8002
Barking & Dagenham - Greater London1£11,999531,801-
Bedfordshire16£10,465538,27748
Belfast3£9,655540,22613
Berkshire11£10,340542,17540
Bexley - Greater London1£11,989421,20510
Blaenau Gwent4£11,749428,79116
Bristol16£9,881545,51237
Bromley - Greater London2£10,747528,20310
Buckinghamshire11£11,376428,75637
Caerphilly2£10,993524,8292
Cambridgeshire19£9,681539,64038
Cardiff3£11,411430,68620
Carmarthenshire2£11,495428,05610
Carrickfergus1£11,495316,930-
Ceredigion5£11,495645,23015
Cheshire20£10,642536,529107
City of Edinburgh14£10,617537,41052
City of London - Greater London23£10,400432,23877
Clackmannanshire1£11,498428,9094
Coleraine3£10,495341,158-
Cornwall4£10,612642,37417
County Durham19£10,044536,372114
Craigavon1£9,295638,1853
Croydon - Greater London8£10,160537,30516
Cumbria6£9,781547,08413
Derbyshire33£10,228436,478129
Derry1£10,999433,6971
Devon13£10,649434,95056
Dorset6£10,693537,30919
Dundee City3£10,498539,72811
Dungannon1£11,990533,6953
East Ayrshire7£10,697538,10522
East Dunbartonshire3£12,165414,6836
East Riding of Yorkshire7£9,858531,43628
East Sussex11£10,983532,37816
Enfield - Greater London1£10,995529,5702
Essex20£11,248430,30694
Falkirk5£10,510538,10424
Fermanagh2£11,495530,9046
Fife13£10,775536,28939
Glasgow City20£10,490533,28390
Gloucestershire9£9,904525,10041
Greater Manchester49£10,338536,022158
Greenwich - Greater London1£9,295637,4223
Gwynedd3£12,828422,333-
Hampshire33£10,424533,41179
Harrow - Greater London1£9,19549,055-
Havering - Greater London6£10,963529,0259
Herefordshire7£9,807539,86713
Hertfordshire11£11,287424,68548
Highland3£9,930640,57613
Hillingdon - Greater London2£8,890544,3128
Hounslow - Greater London2£10,136626,8221
Inverclyde1£11,99859,7066
Isle of Anglesey1£10,599541,0004
Isle of Wight2£11,995728,1001
Kent26£11,210430,65885
Lancashire51£10,423539,673142
Leicestershire15£9,919541,42833
Lincolnshire21£10,889432,27855
Magherafelt2£9,850655,0001
Merseyside31£10,797432,39283
Merthyr Tydfil2£11,784424,46010
Moray13£12,841421,29337
Newport2£11,254425,13526
Newry and Mourne2£11,140514,3123
Newtownabbey3£11,515417,41310
Norfolk8£9,949639,29366
North Ayrshire3£10,331528,7337
North Down3£11,180529,43114
North Lanarkshire13£11,105434,17745
North Yorkshire24£10,570537,08053
Northamptonshire11£9,807543,53334
Northumberland8£10,186529,46539
Nottinghamshire19£10,997431,51254
Oxfordshire9£10,699433,35424
Perth and Kinross2£10,948519,15611
Powys1£12,290319,9002
Renfrewshire12£11,240523,47655
Rhondda Cynon Taf9£9,757543,12912
Scottish Borders2£9,447553,0265
Shropshire23£10,313438,67254
Somerset8£10,463438,34225
South Ayrshire9£10,607531,48112
South Lanarkshire5£11,218522,77124
South Yorkshire15£11,116428,78976
Staffordshire22£10,666535,91356
Stirling2£9,996535,67115
Suffolk9£11,312430,42343
Surrey12£10,679529,62425
Swansea8£12,286437,45345
Tyne and Wear30£10,836530,09872
Waltham Forest - Greater London2£12,379415,70413
Warwickshire11£10,242531,56830
West Dunbartonshire1£11,698425,6689
West Lothian1£9,698537,58730
West Midlands57£10,625535,596189
West Sussex9£11,294432,45325
West Yorkshire28£10,352529,34096
Wiltshire8£10,749434,36924
Worcestershire19£10,357438,33436
Wrexham1£9,650627,6303
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