Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
This Vauxhall Insignia 1.5 Turbo D Se Nav Hatchback is currently on the market and ready for you to drive home. It has got 37,903 mi clocked-up on the dash and incorporates a 1.5L diesel motor.
At the low price of just £6,000 is this Vauxhall Insignia 2.0 Cdti Sri VX Line Nav Sports Tourer Euro 5 that has automatic transmission and a 2.0 L diesel motor. This second hand one now available from this dealer has 95,617 miles on the dashboard.
This used Insignia Grand Sport Design coming in the shade of grey is on offer and ready for its next owner to drive away with the added option to buy it with finance.
Currently up for sale and ready for its next owner to drive home is this Vauxhall Insignia with a 1.8l petrol motor and 92,565 miles clocked up on the dash.
Up for sale and available to drive home is this Vauxhall Insignia 1.5T 165 Design Nav in the shade of ; it has 40,701 miles clocked-up on the dashboard and incorporates a 1.5l petrol engine with manual transmission.
With a 1500 CC petrol engine and manual transmission - this used
Vauxhall is up for sale and ready for you to drive away with 61,845 miles on the clock.
Up for sale and ready for you to drive away today is this Vauxhall Insignia Hatchback, it
features manual transmission and a 1.5 L petrol motor. This second-hand model at this dealer priced at £9,489 has 68,000 miles on the dash.
Finished in the tone of silver, this Vauxhall Insignia 2.0 Sri Nav Cdti Ecoflex Ss has 101,870 miles clocked-up on the dashboard and comes fitted out with a 2.0L diesel engine with manual transmission.
Up for sale and ready for its next owner to drive away today is this Vauxhall Insignia that comes fitted with manual transmission and a 2.0L diesel engine. This second hand one from our dealership in Reading is up for sale at the marvellous price of only £3,995.
Featuring a 2800 CC petrol motor and automatic transmission, this second-hand Insignia Elite Nav 256 is finished in silver and has 54,101 miles on the dash.
Available in the shade of grey, this second hand Insignia has 73,882 miles clocked up on the dashboard and has a 1.6l diesel motor with manual transmission.
Buy this used Vauxhall Insignia for only £6,490. Finance deals start off at just £ every month for this car that is fitted with manual transmission and a 1600 cc diesel engine.
Interested in buying a Vauxhall Insignia 2.0 Sri Nav Vx-line Cdti Ecoflex Ss 157 Bhp? Well, take a more detailed look at this used model painted in the tone of silver with 171,872 miles on the clock, manual transmission and a 2000 cc diesel motor.
Get behind the steering wheel of this Vauxhall Insignia 1.8 16V Sri Euro 5 for only £1,995. It comes equipped with manual transmission, a 1.8l petrol motor and has done 88,000 miles.
Currently available to buy is this Insignia that incorporates a 2000cc diesel motor and automatic transmission. This second hand model available from this dealership in Leeds has 148,000 miles clocked-up on the dash.
Buying a used Vauxhall Insignia through financing in the UK involves a few key steps and understanding various financing options. Let's navigate through the steps and options you might explore:
1. Evaluate Your Needs and Budget:
Understand Your Finances: Determine your down payment, monthly instalment affordability, and desired loan tenure.
Choose the Model: Select a Vauxhall Insignia variant that aligns with your requirements.
Vehicle Inspection: Ensure the car is in good condition and verify its history and documents.
2. Understand Various Financing Options:
a. Bank Loans:
Pros: Likely to provide competitive interest rates and transparent terms.
Cons: May involve a rigid credit check and approval process.
b. Hire Purchase (HP):
Pros: Straightforward, with ownership of the car upon final payment.
Cons: Monthly instalments might be higher than some alternatives.
c. Personal Contract Purchase (PCP):
Pros: Lower monthly payments and multiple options after the contract ends.
Cons: Potential for higher overall costs and mileage restrictions.
d. Dealer Financing:
Pros: Convenience and possible promotional offers.
Cons: May have higher interest rates compared to banks.
e. Peer-to-Peer Lending (P2P):
Pros: Often simpler and might offer attractive rates.
Cons: Can be dependent on credit scores and platform credibility.
3. Navigating the Purchase Process:
a. Select a Reputed Seller:
Choose a dealer or private seller with a good reputation.
b. Negotiate Effectively:
Arm yourself with market knowledge to negotiate the price and terms.
c. Close the Deal:
Ensure you fully understand and agree with all terms before finalizing.
d. Insurance:
Settle on an insurance policy before taking the car home.
4. Post-Purchase Responsibilities:
Maintain the Car: Ensure regular servicing and upkeep.
Manage Loan Payments: Ensure timely payments to avoid penalties.
Key Points to Consider:
Total Cost: Be mindful of the total payable amount across the loan period.
Depreciation: Remember cars depreciate, affecting its value over the financing term.
Warranties: Check for existing warranties and consider purchasing additional coverage if needed.
Early Repayment Options: Understand any early repayment terms and potential penalties.
Conclusion:
Acquiring a used Vauxhall Insignia via financing involves careful planning, understanding different finance avenues, and ensuring the vehicle’s condition and history. Ensure you consider all aspects of the deal and align your choices with your financial and practical needs, possibly consulting with a financial advisor to navigate through the process efficiently.
About the Vauxhall Insignia
The Vauxhall Insignia is a hallmark of the brand's dedication to delivering practicality wrapped in an elegant package. It's a model that has won over many for its performance, comfort, and advanced technology. In this article, we highlight the Vauxhall Insignia's unique features, delve into its competitors in the segment, and share the benefits of obtaining this model through finance.
Noteworthy Features of the Vauxhall Insignia:
Dynamic Design: The Insignia exhibits a sleek and aerodynamic design, with its streamlined body, sharp lines, and sophisticated front grille, making it a head-turner on the road.
Engine Variety: Catering to a diverse audience, the Insignia offers an array of petrol and diesel engines, balancing performance with fuel efficiency.
Interior Comfort: Beyond its stylish exterior, the Insignia's cabin offers a spacious environment, ergonomic seating, and quality materials, enhancing the driving experience.
Infotainment and Connectivity: The Insignia is well-equipped with modern tech, featuring a touchscreen infotainment system, smartphone integration, and a range of multimedia options.
Safety and Driver Assistance: A suite of advanced safety features, such as adaptive cruise control, lane-keeping assist, and collision warning, reinforces Vauxhall's commitment to driver safety.
Meeting the Competitors:
In the bustling world of family saloons, the Vauxhall Insignia stands toe-to-toe with some robust competitors:
Ford Mondeo: A known figure in the segment, the Mondeo offers a blend of comfort and driving dynamics.
Skoda Superb: Renowned for its spaciousness and value for money, the Superb is a strong alternative to consider.
Peugeot 508: With its striking design and tech-heavy interior, the 508 is a contemporary competitor in the segment.
Mazda 6: Appreciated for its engaging drive and stylish aesthetics, the Mazda 6 provides a sportier alternative in the mix.
Conclusion:
The Vauxhall Insignia is undeniably a compelling choice for those seeking a mix of style, comfort, and efficiency in the family saloon category. With the added advantages of financing, driving away in an Insignia becomes an even more enticing prospect. As a reflection of Vauxhall's commitment to quality and performance, the Insignia stands tall in its segment.
Vauxhall Insignia Data by County
Vauxhall Insignia data for the amount in stock, average price, age and mileage throughout
the UK and by county.