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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All874£10,119643,4042,600
Aberdeen City9£10,265645,19624
Aberdeenshire2£10,599636,5008
Angus3£10,060638,7932
Antrim3£9,815648,1538
Argyll and Bute1£9,979552,000-
Ballymena2£9,495548,5542
Barnet - Greater London1£9,088777,905-
Bedfordshire26£9,291751,33230
Belfast3£9,163631,80511
Berkshire13£11,022634,53060
Bexley - Greater London1£9,999748,0003
Brent - Greater London2£8,652658,0002
Bristol7£8,538758,54918
Bromley - Greater London3£10,360530,9145
Buckinghamshire9£8,455750,03534
Cambridgeshire18£9,192649,05535
Cardiff3£11,970520,5683
Carmarthenshire3£11,695635,7766
Ceredigion5£9,836744,0875
Cheshire29£10,243644,45789
City of Edinburgh7£9,644643,02035
City of London - Greater London24£10,303639,54661
Clackmannanshire1£9,998633,8053
Conwy2£12,245733,5006
Cookstown1£9,500652,717-
Cornwall2£12,408624,5537
County Durham20£9,214752,59354
Craigavon3£11,531525,1462
Croydon - Greater London4£10,684639,1536
Cumbria1£8,495757,03813
Derbyshire19£9,737641,55472
Devon14£11,001640,23647
Dorset6£9,246749,70418
Dumfries and Galloway1£11,998527,610-
Dundee City3£10,429634,44521
Ealing - Greater London2£8,189768,943-
East Ayrshire1£13,998611,77114
East Dunbartonshire1£8,310752,8777
East Lothian1£9,499730,9428
East Riding of Yorkshire4£10,440637,08837
East Sussex7£11,253729,58913
Enfield - Greater London1£8,995756,2702
Essex31£9,717646,82092
Falkirk4£10,864630,5445
Fife9£9,409651,00522
Flintshire3£10,662643,93310
Glasgow City13£11,058630,47649
Gloucestershire10£10,320637,49832
Greater Manchester38£9,963643,60496
Gwynedd1£13,995617,000-
Hampshire23£10,302645,03373
Harrow - Greater London1£8,50069,230-
Havering - Greater London8£9,581638,03417
Herefordshire5£9,556651,5109
Hertfordshire14£9,442749,88444
Highland3£10,665627,28316
Hillingdon - Greater London2£7,245779,8616
Hounslow - Greater London1£7,490669,7305
Isle of Anglesey2£8,745767,6002
Isle of Wight3£11,882738,3002
Kent22£9,741646,59656
Kingston upon Thames - Greater London2£9,570646,5002
Lancashire35£10,062646,17869
Leicestershire14£10,981639,82018
Lincolnshire14£10,004642,93976
Magherafelt1£10,795646,0002
Merseyside24£10,039642,56352
Merthyr Tydfil3£10,425639,1703
Merton - Greater London1£7,495863,5773
Moray5£10,856639,74335
Newport4£9,421653,15116
Norfolk17£9,874647,43935
North Ayrshire3£8,662764,0122
North Lanarkshire4£10,226743,57829
North Yorkshire19£10,096636,92153
Northamptonshire5£10,367643,50521
Northumberland10£10,959635,41548
Nottinghamshire15£9,450650,28162
Omagh1£9,490751,6772
Oxfordshire12£10,089640,07930
Perth and Kinross2£11,382630,90814
Redbridge - Greater London1£8,995672,602-
Renfrewshire20£10,583636,68636
Rhondda Cynon Taf7£10,099652,1545
Scottish Borders1£11,999764,1889
Shropshire9£10,577640,56632
Somerset4£10,395640,03119
South Ayrshire1£8,698759,85216
South Lanarkshire4£10,546641,21518
South Yorkshire19£9,429649,48670
Staffordshire15£10,154644,99550
Stirling2£11,599625,07010
Suffolk10£9,347652,46326
Surrey14£9,628747,04927
Sutton - Greater London1£11,390623,5002
Swansea6£9,982639,49213
Torfaen1£6,995779,0001
Tyne and Wear17£9,703740,40648
Waltham Forest - Greater London1£14,03858,33212
Warwickshire4£8,360756,5816
West Dunbartonshire1£12,495627,0005
West Lothian2£11,348633,38328
West Midlands32£9,265743,928110
West Sussex13£10,312638,51621
West Yorkshire25£9,712643,28284
Wiltshire4£10,821636,69623
Worcestershire7£9,863655,64536
Wrexham1£12,340521,80614
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