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Used Vauxhall Vivaro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,607£15,952447,9732,342
Aberdeen City6£20,162314,76213
Aberdeenshire2£14,247534,8052
Angus4£12,809549,1482
Antrim2£11,970670,1672
Ballymena6£15,236460,4975
Barking & Dagenham - Greater London1£14,499468,7101
Barnet - Greater London1£21,50024,4522
Bedfordshire8£12,249448,50817
Belfast5£16,419339,39810
Berkshire53£11,891677,05550
Bexley - Greater London2£15,990576,00012
Blaenau Gwent4£25,48813,5135
Brent - Greater London12£13,359447,5837
Bristol40£13,866556,79155
Bromley - Greater London1£19,295220,0324
Buckinghamshire23£12,589783,43431
Cambridgeshire55£11,460569,98089
Cardiff11£11,286699,58312
Carmarthenshire2£12,747551,8382
Carrickfergus1£7,19510100,000-
Ceredigion12£14,500544,44311
Cheshire43£13,154555,46256
City of Edinburgh24£17,231548,01426
City of London - Greater London10£13,710577,32313
Clackmannanshire1£23,9981101
Coleraine1£23,995229,3202
Conwy1£11,9955108,0004
Cornwall14£24,925217,6256
County Durham17£14,311476,71717
Craigavon1£7,7509116,303-
Croydon - Greater London3£24,523216,2234
Cumbria48£13,286550,62976
Denbighshire2£10,998570,0231
Derbyshire54£15,556452,90072
Derry3£23,7170102
Devon44£12,620562,03743
Dorset9£21,889317,03714
Down2£13,125458,1528
Dundee City2£16,497445,5057
Dungannon14£21,62617,56415
East Ayrshire3£14,832566,3499
East Dunbartonshire1£23,998121-
East Renfrewshire10£12,169758,65616
East Riding of Yorkshire5£14,151456,8852
East Sussex13£15,319560,3239
Enfield - Greater London2£9,495788,800-
Essex37£13,081560,37174
Falkirk12£10,853787,7316
Fermanagh1£22,95011003
Fife2£19,997210,5289
Flintshire1£14,195367,000-
Glasgow City10£16,337340,38147
Gloucestershire24£13,180568,52342
Greater Manchester77£13,206564,397116
Hampshire60£16,517445,499104
Harrow - Greater London3£13,495230,733-
Havering - Greater London3£15,830673,5618
Herefordshire3£16,195550,1593
Hertfordshire15£12,420569,94755
Highland8£17,365454,62519
Hillingdon - Greater London13£11,263573,2759
Inverclyde1£14,495791,7882
Kent58£17,206445,23456
Lancashire52£16,540444,08450
Leicestershire18£12,499684,54649
Lincolnshire31£19,180439,23259
Merseyside17£13,448458,16030
Merthyr Tydfil1£13,295441,711-
Monmouthshire14£16,920664,3689
Moray12£22,079119,34612
Newport5£19,190317,98711
Newry and Mourne11£20,031312,7646
Newtownabbey2£18,292111,8358
Norfolk8£11,694579,05622
North Ayrshire1£14,499542,0313
North Down9£18,038324,28310
North Lanarkshire15£11,640671,22218
North Yorkshire22£13,952568,49834
Northamptonshire15£14,925352,93829
Northumberland3£23,99812,92910
Nottinghamshire53£15,564457,16248
Oxfordshire3£14,330550,87614
Pembrokeshire3£14,164453,3355
Powys1£17,995227,526-
Renfrewshire3£23,6651107
Rhondda Cynon Taf4£8,745880,0004
Scottish Borders1£15,995326,0001
Shropshire12£20,737224,18623
Somerset12£15,256561,66521
South Ayrshire2£24,998125
South Lanarkshire3£20,164225,1425
South Yorkshire71£16,716445,662149
Staffordshire34£14,985447,50548
Stirling2£18,848229,3768
Strabane2£17,19327,8876
Suffolk13£14,282549,40420
Surrey12£13,463540,09636
Swansea20£23,07017,5956
Tyne and Wear28£23,017114,09837
Waltham Forest - Greater London1£11,333646,24215
Warwickshire4£13,416545,12614
West Dunbartonshire10£8,031796,7314
West Lothian2£25,8981102
West Midlands47£12,087678,37447
West Sussex4£13,311369,26910
West Yorkshire78£13,541461,84795
Wiltshire35£15,504661,82745
Worcestershire5£14,079444,72319
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