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Used Volkswagen Up on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Volkswagen Up on finance

The Volkswagen Up is recognized for its compact size and city-friendly driving experience. Here’s a simplified guide to help you navigate through the process of financing a used Up.


1. Setting Your Budget and Requirements

  • Define Preferences: Pin down the model, year, and specs you’re looking for.
  • Budgeting: Establish what you can afford as a down payment and in monthly installments.

2. Exploring Finance Options

  • Bank Loans: You may secure a loan from your bank, given that you have a stable credit score.
  • Hire Purchase (HP): Offer an initial deposit and pay the rest through monthly installments, gaining ownership at the end.
  • Personal Contract Purchase (PCP): Enjoy lower monthly rates and flexibility at the contract’s end to buy, return, or part-exchange the car.
  • Dealer Financing: Dealerships may provide finance options, but ensure to compare their rates with external providers.

3. Selecting a Suitable Volkswagen Up

  • Condition Check: Ensure the Up is in an acceptable mechanical and aesthetic condition.
  • Verify Vehicle History: Investigate for any outstanding finance or serious issues in the vehicle’s history using its VIN.

4. Finalizing the Deal

  • Negotiation: Harness your knowledge on the Volkswagen Up to negotiate the price and payment terms.
  • Read Through Contract: Ensure all agreed terms are clearly specified in the contract.

5. Arranging Appropriate Insurance

  • Compare Premiums: Shop around to find an insurance premium that provides necessary coverage at a reasonable price.
  • Possible Bundling: Sometimes, bundling various insurance types can offer cost benefits.

6. Ownership and Maintenance

  • Stay Current with Payments: Ensure you manage loan, lease, and insurance payments diligently.
  • Regular Servicing: Uphold the performance and value of the Up with consistent maintenance.

7. Future Planning

  • Maintain Resale Value: Preserve service records and manage the car well to retain its resale value.
  • Next Steps: At the finance term’s end, consider whether you will sell, keep, or trade-in the car, basing your decision on its condition and current market value.

In Summary

Financing a used Volkswagen Up requires a structured approach, involving budget planning, exploring varied finance options, validating the vehicle’s condition, and managing ongoing payments and maintenance. Ensure to engage in meticulous research and possibly consult with a financial consultant to comprehend the best financial route for your situation. This thorough preparation ensures that your financial journey towards owning a Volkswagen Up is as smooth as possible.

About the Volkswagen Up

Volkswagen, often synonymous with reliability and well-engineered vehicles, has in its lineup the Volkswagen Up! – a compact city car that promises both fun and functionality in a pint-sized package.

Key Features and Specifications

  • Compact Design: The Up! is designed with city driving in mind, boasting a compact size that's perfect for narrow streets and tight parking spots. Yet, its modern and chic appearance ensures it doesn't compromise on style.
  • Fuel Efficiency: Available with a range of efficient petrol engines, the Up! promises impressive fuel economy, making it ideal for urban commutes and short trips.
  • Interior Space: Despite its compact size, the Up! manages to offer a surprisingly spacious interior with a practical boot space, making it suitable for the weekly shop or a weekend away.
  • Tech Features: The car comes with a suite of infotainment options, including smartphone integration, which ensures drivers remain connected even on the move.

Popular Models in the UK In the UK, where city cars have a significant market, several variants of the Up! have found favour:

  • Volkswagen Move Up!: This version provides essentials like air conditioning, electric front windows, and a 5-inch colour screen.
  • Volkswagen High Up!: A more premium variant, it adds alloy wheels, satellite navigation, and heated front seats to the mix.
  • Volkswagen Up! GTI: Channeling the spirit of the original Golf GTI, this sporty version of the Up! offers a turbocharged engine and sportier aesthetics.
Volkswagen Up Data by County

Volkswagen Up data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All910£8,903737,1352,147
Aberdeen City6£8,506830,52020
Aberdeenshire4£9,870725,7696
Angus1£5,8501143,5004
Antrim1£5,999961,0761
Armagh1£5,3951177,0001
Ballymena2£9,723536,157-
Ballymoney2£7,850745,274-
Barnet - Greater London1£12,500649,815-
Bedfordshire15£6,744950,62725
Belfast1£11,49945,7809
Berkshire14£9,021831,53434
Bexley - Greater London2£6,1401037,0002
Blaenau Gwent2£11,247541,2791
Brent - Greater London2£6,848850,5002
Bristol10£7,047753,88628
Bromley - Greater London1£7,395810,7893
Buckinghamshire16£10,023730,60939
Caerphilly1£4,4991068,9543
Cambridgeshire13£7,848844,11930
Cardiff9£8,221739,43417
Carmarthenshire5£8,436833,2523
Ceredigion7£9,181826,0398
Cheshire16£9,389631,69858
City of Edinburgh15£10,300630,96750
City of London - Greater London6£8,889628,28325
Conwy3£7,362829,3336
Cookstown1£9,795531,100-
Cornwall3£13,328414,45819
County Durham8£7,274839,21549
Craigavon2£11,245414,2962
Croydon - Greater London2£10,747522,7313
Cumbria18£9,397635,25827
Derbyshire13£9,808625,85948
Devon19£9,658634,71050
Dorset11£9,449932,52325
Dumfries and Galloway1£7,2951226,8412
Dundee City2£11,998526,93614
Ealing - Greater London4£5,3951157,5005
East Ayrshire2£5,3451176,4006
East Dunbartonshire1£9,99859,3071
East Riding of Yorkshire3£9,340638,02511
East Sussex6£8,676742,74619
Enfield - Greater London1£7,995550,8882
Essex19£9,292736,23042
Falkirk1£5,995950,0009
Fife17£13,374522,95134
Flintshire1£4,750891,8272
Glasgow City12£8,888732,89733
Gloucestershire13£9,144731,56446
Greater Manchester46£7,752841,70778
Gwynedd1£13,490618,0003
Hammersmith & Fulham - Greater London1£15,39063,9692
Hampshire28£8,018839,99768
Harrow - Greater London4£5,445841,3977
Havering - Greater London5£6,480943,2864
Herefordshire4£7,628841,02212
Hertfordshire23£8,376834,84343
Highland4£8,572737,9949
Hillingdon - Greater London2£7,325941,1427
Hounslow - Greater London3£8,6311034,9723
Isle of Wight2£7,2451230,9503
Kent25£9,223739,43656
Kingston upon Thames - Greater London3£6,503946,3453
Lancashire26£8,250839,33162
Larne2£5,9931069,617-
Leicestershire11£7,802842,03725
Lincolnshire10£6,619943,56834
Merseyside11£9,088732,42832
Merthyr Tydfil1£11,999640,4385
Moray1£9,995437,0206
Newport1£8,275635,87912
Newtownabbey3£8,823633,0807
Norfolk14£6,599949,77541
North Ayrshire4£7,547740,601-
North Down2£5,4701079,0003
North Lanarkshire3£12,665414,70413
North Yorkshire16£8,624735,32753
Northamptonshire13£8,721646,79425
Northumberland1£14,500426,5338
Nottinghamshire13£7,762839,73148
Oxfordshire4£6,8201040,36921
Pembrokeshire2£15,240419,8033
Perth and Kinross3£10,197633,3296
Renfrewshire3£13,498515,72111
Rhondda Cynon Taf4£9,723748,4056
Scottish Borders2£7,575923,3264
Shropshire10£8,556824,42417
Somerset11£10,107634,43737
South Ayrshire1£9,499723,1476
South Lanarkshire1£7,850645,5492
South Yorkshire22£7,399742,91548
Staffordshire21£11,111732,97946
Stirling2£9,348631,37310
Suffolk26£7,642841,18744
Surrey32£9,637628,22047
Swansea12£11,181631,38921
Tyne and Wear20£7,926842,02642
Waltham Forest - Greater London3£11,332411,0312
Wandsworth - Greater London2£16,74929,4405
Warwickshire10£9,894629,04720
West Dunbartonshire2£11,747628,422-
West Lothian2£4,9951268,7859
West Midlands35£9,333735,98155
West Sussex14£6,971956,58245
West Yorkshire42£7,509845,47492
Wiltshire10£9,182828,57115
Worcestershire13£8,941742,54633
Wrexham2£8,745937,7164
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